📊 Lifestyle Match
Visualizing the tradeoffs between Toledo and St. Paul
Head-to-Head Analysis
Toledo vs St. Paul
Detailed breakdown of cost of living, income potential, and lifestyle metrics.
📋 The Details
Line-by-line data comparison.
| Category / Metric | Toledo | St. Paul |
|---|---|---|
| Financial Overview | ||
| Median Income | $46,302 | $73,975 |
| Unemployment Rate | 4% | 3% |
| Housing Market | ||
| Median Home Price | $150,000 | $295,738 |
| Price per SqFt | $104 | $189 |
| Monthly Rent (1BR) | $753 | $1,327 |
| Housing Cost Index | 65.5 | 112.7 |
| Cost of Living | ||
| Groceries Index | 93.3 | 96.0 |
| Gas Price (Gallon) | $2.69 | $2.67 |
| Safety & Lifestyle | ||
| Violent Crime (per 100k) | 678.0 | 567.0 |
| Bachelor's Degree+ | 21% | 47% |
| Air Quality (AQI) | 41 | 34 |
AI Verdict: The Bottom Line
Toledo is 15% cheaper overall than St. Paul.
Expect lower salaries in Toledo (-37% vs St. Paul).
Rent is much more affordable in Toledo (43% lower).
Analysis based on current data snapshot. Individual results may vary.
Expert Verdict
AI-generated analysis based on current data.
Moving from Toledo to St. Paul: What You Need to Know
Deciding between Toledo and St. Paul? This data-driven analysis breaks down the key differences in cost of living, housing, and quality of life to help you make the right choice.
1. Cost of Living Analysis
Toledo is significantly 14.6% cheaper than St. Paul.
If you move to Toledo, your paycheck will go further. This is primarily driven by differences in housing and taxation.
2. Housing Costs
Housing is the biggest factor here. Toledo offers much more affordable housing options.
The housing cost index in Toledo is 65.5, compared to 112.7 in St. Paul.
3. Income Potential
The median household income in Toledo is $46,302, while in St. Paul it is $73,975.
Workers in St. Paul typically earn 37.4% more. Be sure to balance this against the cost of living.
4. Safety
Statistically, St. Paul has a lower violent crime rate.
The Verdict
It's a classic trade-off: Toledo is more affordable, while St. Paul may offer higher incomes or urban amenities. Your choice depends on your budget priorities.
Real move decision
If this comparison is tied to a job offer, do these next
St. Paul is the more expensive city, so a bigger headline salary may still need a counteroffer once taxes, housing, and relocation costs are modeled.
Decode an offer in St. Paul
Use Offer Decoder to test whether moving from Toledo to St. Paul actually improves your leftover cash after tax, rent, and benefits.
Build your counteroffer
Use the counteroffer guide when the package is close, but city costs or first-year move friction mean you still need more.
Set a walk-away number
Turn the salary gap and cost-of-living difference between Toledo and St. Paul into a defensible negotiation target.
Follow the relocation workflow
Use the full guide if this comparison is part of a real job move, not just casual browsing.
Planning a Move?
Use our AI-powered calculator to estimate your expenses from Toledo to St. Paul.