Moving to Texas

Most states let you just walk into the DMV and do everything. Texas is different. We call it the Texas Two-Step.

1. Step One: You must take your car to a certified inspection station (most oil change places do it for ~$25). If you pass, they give you a 'Vehicle Inspection Report' (VIR or Green Sheet). You cannot skip this.

2. Step Two: Take that Green Sheet, your insurance, and your title to the County Tax Office (NOT the DPS) to get your sticker.

Only after you have your Texas plates can you go to the DPS to get your license. If you do it out of order, they will turn you away.

Yes, there is 0% State Income Tax. Your paycheck will look bigger here. But the government still needs money, and they get it from Property Taxes.

Texas has some of the highest property taxes in the US (averaging 1.6% - 2.2%).

• Homestead Exemption: If you buy a primary residence, file for a Homestead Exemption immediately. It caps how much your taxable value can rise each year, saving you thousands in the long run.

In most of Texas (Dallas, Houston, Fort Worth), you don't just 'sign up for power'. You have to choose a Retail Electric Provider (REP).

Do NOT just pick the first one you see. Plans can vary from 10¢/kWh to 25¢/kWh.

• Advice: Avoid 'Tiered Rate' plans that punish you for using too little or too much power. Look for simple fixed-rate plans.

Texas weather is notorious for being unpredictable. Summers are extremely hot, with temperatures regularly exceeding 100°F from June to September. Winters are generally mild, but occasional ice storms can occur.

• Hurricane Season: If you live on the Gulf Coast (Houston/Galveston), be prepared for hurricane season from June 1st to November 30th.
• Tornado Alley: North Texas falls into Tornado Alley. Ensure your home has a safety plan.