Oregon
2026 Cost of Living Report

The 5 Cheapest Places
to Live in Oregon

We analyzed housing markets, tax rates, and daily expenses across 10 cities to maximize your budget.

#1 Value Pick
Medford
Lowest Cost Index
Cheapest Big City
Salem
Best metro area value
Avg 1BR Rent
$1062/mo
In top 5 affordable cities
#1
Medford
Cost Index
103.3
1BR Rent
$1062
Median Income
$66k
#2
Salem
Cost Index
102.4
1BR Rent
$1053
Median Income
$73k
#3
Eugene
Cost Index
103.5
1BR Rent
$1063
Median Income
$66k
#4
Springfield
Cost Index
103.5
1BR Rent
$1063
Median Income
$67k
#5
Bend
Cost Index
105.8
1BR Rent
$1283
Median Income
$96k

2026 Scientific Ranking: Best Places to Live in Oregon

Methodology Brief
The 2026 Ocity Data-Driven Ranking employs a weighted algorithm to quantify the optimal living environment across ten major Oregon municipalities. The analysis prioritizes three core metrics: Safety (40%), Affordability (30%), and Economic Output (30%). Safety is derived from the violent crime rate per 100,000 residents; Affordability is calculated using median rent for a one-bedroom apartment; and Economic Output is represented by median household income. This methodology eliminates subjective bias, relying exclusively on statistically significant, publicly available data to establish a hierarchy of livability based on measurable performance indicators.

Top 3 Winners: Deep Dive

Rank #1: Hillsboro
Hillsboro secures the top position through a dominant synthesis of safety and economic power. While its rent of $1,776 is the highest in the dataset, this is offset by a median income of $103,439—the highest in Oregon—creating a high-yield economic environment. Crucially, the city maintains a statistically significant safety advantage with a violent crime rate of only 189/100k, positioning it as the safest city among the top three income earners. This combination of optimized safety and maximum economic output makes Hillsboro the benchmark for balanced, high-performance living.

Rank #2: Beaverton
Beaverton represents a highly efficient balance of all three weighted metrics, resulting in a superior aggregate score. It offers a safety-optimized environment with a violent crime rate of 178/100k, the lowest among the top three contenders and significantly below the dataset average. Economic stability is robust, with a median income of $92,650, while housing costs are more moderate at $1,545 per month. Beaverton’s success is defined by its lack of statistical weaknesses; it excels in safety, maintains top-tier income, and controls housing costs more effectively than the #1 ranked city.

Rank #3: Bend
Bend achieves its rank through exceptional affordability relative to its economic standing. Despite a median income of $95,527—second only to Hillsboro—the city offers the most accessible housing market among the top three, with a median rent of $1,283. This creates a favorable income-to-cost ratio. The city's primary variable is safety, with a violent crime rate of 234/100k, which is higher than its top-ranked peers but remains within a manageable range compared to lower-ranked cities. Bend is the data-driven choice for those prioritizing economic capacity with optimized housing costs.

The 'Hidden Gem': Salem
Salem emerges as the dataset’s hidden gem, offering the most compelling value proposition for cost-conscious residents. While its median income of $72,827 is lower than the top-ranked cities, its housing cost is the most favorable in the top 10, with a median rent of just $1,053. This low cost of living creates a high-yield financial environment for households prioritizing disposable income. However, this value comes with a significant trade-off: a violent crime rate of 345/100k, which is statistically high and represents the primary variable in its risk profile.

Full Rankings Table

Rank City Population Median Income Violent Crime Rate (per 100k) Rent (1BR)
1 Hillsboro 107,726 $103,439 189 $1,776
2 Beaverton 96,946 $92,650 178 $1,545
3 Bend 104,554 $95,527 234 $1,283
4 Gresham 110,678 $76,205 345 $1,545
5 Salem 177,423 $72,827 345 $1,053
6 Springfield 61,642 $67,211 292 $1,063
7 Medford 85,100 $66,186 292 $1,062
8 Portland 630,395 $86,057 498 $1,776
9 Corvallis 60,424 $63,807 292 $1,236
10 Eugene 177,900 $65,663 345 $1,063

📈 Cost Breakdown

📊 Top 5 Ranking

🎯 Elite Tier Comparison

Frequently Asked Questions

What is the best place to live in Oregon?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Medford ranks as the #1 best place to live in Oregon. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Oregon?

Beaverton has the lowest violent crime rate among major cities in Oregon, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Oregon?

Medford offers the best value for residents in Oregon, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Oregon has the highest salaries?

Hillsboro boasts the highest median household income in Oregon, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.