Brockton
Investment Analysis

Brockton, MA
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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42
Investment Score
Hold
Cap Rate (Est.)
2.1%
Gross Yield
3.6%
P/R Ratio
21.0x
YoY Growth
+0.8%
Median Home Price
$500,000
Average Rent (1BR)
$1,488/mo
Median Income
$79,990
Population
104,884

Investment Breakdown

37
Value Score
58
Growth Score
32
Safety Score
38
Afford Score

Brockton has a price-to-rent ratio of 21.0x, which indicates renting and buying are roughly equal.

The estimated cap rate of 2.1% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +0.8% indicates stable market conditions.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,488
Annual Gross $17,856

Est. Monthly Expenses

Property Tax (~1.5%) -$625
Insurance (~0.5%) -$208
Maintenance (~1%) -$417
Est. Net Cash Flow $238/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Brockton Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$492K2027$527Kโ–ฒ 7.0%2028$549Kโ–ฒ 11.6%20232024Now
$577K$412K
Current
$500K
2026
Projected
$527K
โ†‘ 7.0% by 2027
Projected
$549K
โ†‘ 11.6% by 2028
5yr CAGR:+5.7%
Confidence:High
Rยฒ:0.94
โ–ผ

For anyone analyzing the Brockton housing market forecast through 2028, the data suggests a period of moderation rather than significant growth. With a median home price of $492,207 and a price-to-rent ratio of 23.8xโ€”well above the national average of 18xโ€”the market is currently stretched. This metric alone makes a compelling case for the "RENT" verdict, as buying is expensive relative to leasing. While the 5-year price change of 34.4% shows impressive historical gains, the recent YoY price change of just 1.0% indicates a sharp deceleration. With homes moving in only 23 days on market, buyer urgency remains but is not overheated. The central question for potential buyers is will Brockton home prices drop further? Given the high price-to-rent ratio and the market's A-risk grade, a soft landing seems more likely than a crash.

Looking toward Brockton real estate Brockton 2027, several local factors will likely anchor prices despite the cooling trend. The cityโ€™s affordability relative to Greater Boston remains a key draw, but higher interest rates and economic uncertainty could cap demand. The market temperature score of 68/100 indicates a balanced-to-slightly-warm environment, suggesting stability rather than volatility. However, the "RENT" verdict implies that the financial math currently favors leasing over buying, which could suppress buyer activity and keep price appreciation minimal. The 5-year CAGR of 6.0% is a healthier benchmark than the recent 1.0% growth, but achieving that pace will require a boost in local economic momentum or inventory constraints. Without a significant shift in the local economy or interest rates, prices are likely to remain flat or see only modest gains.

A balanced assessment for the Brockton housing market forecast points toward stagnation rather than a dramatic correction. The risk grade of A provides a safety net, indicating a fundamentally sound market unlikely to experience severe declines. However, the high price-to-rent ratio of 23.8x creates a ceiling for appreciation until incomes rise or prices adjust. For those asking will Brockton home prices drop, the answer is probably not significantly, but buyers should not expect the double-digit gains seen in the past five years. Brockton real estate Brockton 2027 will likely be defined by a return to a more normal, sustainable pace of growth, where affordability challenges keep the market in check but don't trigger a downturn.

Projected Cap Rate (2027)
2.1%
5yr CAGR
+5.7%

Job Market

Unemployment 3.5%
National avg: 3.7%
Job Growth (YoY) +1.0%

Healthcare

89
Score
Excellent

Risk Factors

High Crime Area

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 98.1%
Months Supply 2.4
Price Drops 27%
Gone in 2 Wks 47%

Market Position

Affordability Average
Safety Higher Risk

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Brockton.

Total ROI
-119%
on $100,000 invested
Annual ROI
NaN%
compounded
Total Return
-$118,636
appreciation + cashflow
Mo. Cash Flow
-$2,444
year 1 estimate
Equity Growth Over 5 Years
Y1108kY2116kY3125kY4134kY5144k
Appreciation
$20,065
Cash Flow
-$138,700
Final Equity
$143,505

* Estimates based on 0.8% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Brockton

Property

Purchase Price$500,000
Monthly Rent$1,488
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,156
Monthly Cash Flow
-$25,876/ year
-25.9%
Cash-on-Cash
0.9%
Cap Rate

Monthly Breakdown

+ Rental Income$1,488
โˆ’ Mortgage (P&I)$2,528
โˆ’ Property Tax$500
โˆ’ Insurance$125
โˆ’ Maintenance$417
โˆ’ Vacancy Loss$74
= Net Cash Flow-$2,156

Investment Summary

Down Payment
$100,000
Loan Amount
$400,000
Total Monthly Expenses
$3,644
Gross Yield
3.6%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026