Deltona
Investment Analysis

Deltona, FL
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
41
Investment Score
Buy
Cap Rate (Est.)
2.7%
Gross Yield
4.5%
P/R Ratio
17.2x
YoY Growth
-5.7%
Median Home Price
$310,000
Average Rent (1BR)
$1,152/mo
Median Income
$71,107
Population
98,749

Investment Breakdown

48
Value Score
0
Growth Score
71
Safety Score
51
Afford Score

Deltona has a price-to-rent ratio of 17.2x, which indicates buying is moderately favorable.

The estimated cap rate of 2.7% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -5.7% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,152
Annual Gross $13,824

Est. Monthly Expenses

Property Tax (~1.5%) -$388
Insurance (~0.5%) -$129
Maintenance (~1%) -$258
Est. Net Cash Flow $377/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Deltona Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$292K2027$334Kโ–ฒ 14.6%2028$347Kโ–ฒ 19.1%20232024Now
$365K$277K
Current
$310K
2026
Projected
$334K
โ†‘ 14.6% by 2027
Projected
$347K
โ†‘ 19.1% by 2028
5yr CAGR:+6.2%
Confidence:Moderate
Rยฒ:0.51
โ–ผ

Looking at the Deltona housing market forecast for 2026-2028, the data suggests a period of stabilization rather than dramatic swings. After a 5-year run where prices climbed by a cumulative 37.2%, the recent YoY Price Change of -4.7% signals a necessary cooling. With a Price-to-Rent Ratio of 19.0xโ€”slightly above the national averageโ€”buying remains marginally more expensive than renting, which will temper demand. The current Market Temperature of 63/100 and a solid Risk Grade of A indicate a healthy, lower-risk environment despite the recent dip. For those asking if Deltona home prices will drop significantly, the 41 Days on Market figure suggests inventory is moving at a steady, manageable pace, preventing a sharp crash.

Affordability will be the key driver for Deltona real estate in Deltona 2027. The local economy's reliance on nearby Orlando's job market but offering a lower cost of living remains its primary appeal. However, with the median home price at $291,608 and median rent at $1,152/mo, monthly costs are stretching for average earners. The NEUTRAL buy/rent verdict reflects this tension; while long-term equity is attractive, short-term cash flow for investors is tight. Growth in logistics and light manufacturing along the I-4 corridor could provide wage support, but interest rate sensitivity will likely keep the market from overheating. Expect modest appreciation as the area digests recent gains.

Projected Cap Rate (2027)
2.6%
5yr CAGR
+6.2%

Job Market

Unemployment 3.2%
National avg: 3.7%
Job Growth (YoY) +3.5%

Healthcare

74
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 98.6%
Months Supply 6.2
Price Drops 34%
Gone in 2 Wks 19%

Market Position

Affordability Below Avg
Safety Very Safe

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Deltona.

Total ROI
-116%
on $62,000 invested
Annual ROI
NaN%
compounded
Total Return
-$71,691
appreciation + cashflow
Mo. Cash Flow
-$1,297
year 1 estimate
Equity Growth Over 5 Years
Y165kY267kY370kY473kY577k
Appreciation
$0
Cash Flow
-$71,691
Final Equity
$76,533

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Deltona

Property

Purchase Price$310,000
Monthly Rent$1,152
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,166
Monthly Cash Flow
-$13,998/ year
-22.6%
Cash-on-Cash
1.6%
Cap Rate

Monthly Breakdown

+ Rental Income$1,152
โˆ’ Mortgage (P&I)$1,568
โˆ’ Property Tax$310
โˆ’ Insurance$125
โˆ’ Maintenance$258
โˆ’ Vacancy Loss$58
= Net Cash Flow-$1,166

Investment Summary

Down Payment
$62,000
Loan Amount
$248,000
Total Monthly Expenses
$2,318
Gross Yield
4.5%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026