Frisco
Investment Analysis

Frisco, TX
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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28
Investment Score
Rent
Cap Rate (Est.)
1.4%
Gross Yield
2.4%
P/R Ratio
33.7x
YoY Growth
-4.7%
Median Home Price
$652,500
Average Rent (1BR)
$1,291/mo
Median Income
$141,129
Population
225,009

Investment Breakdown

0
Value Score
3
Growth Score
88
Safety Score
47
Afford Score

Frisco has a price-to-rent ratio of 33.7x, which indicates renting is more favorable than buying.

The estimated cap rate of 1.4% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -4.7% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,291
Annual Gross $15,492

Est. Monthly Expenses

Property Tax (~1.5%) -$816
Insurance (~0.5%) -$272
Maintenance (~1%) -$544
Est. Net Cash Flow -$340/mo

Price Forecast 2026–2028

🔮 Frisco Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$649K2027$742K 14.4%2028$772K 19.1%20232024Now
$811K$615K
Current
$653K
2026
Projected
$742K
14.4% by 2027
Projected
$772K
19.1% by 2028
5yr CAGR:+7.4%
Confidence:Low
R²:0.47

The Frisco housing market forecast for 2026-2028 suggests a period of stabilization and normalization following years of rapid appreciation. While the 5-year price change of 45.0% is impressive, the recent YoY price change of -4.5% indicates a cooling phase. With a price-to-rent ratio of 37.2x—significantly higher than the national average—buying remains a substantial financial commitment compared to renting. This dynamic, combined with a market temperature of 53/100, points towards a more balanced environment where sellers no longer hold the overwhelming advantage they once did.

For those asking will Frisco home prices drop further, the outlook is nuanced. The area’s strong economic fundamentals, driven by corporate relocations and a robust job market, will continue to support demand. However, affordability challenges will likely cap significant price growth. The risk grade of A- reflects a solid long-term investment, but the current "RENT" verdict suggests that immediate financial prudence may favor leasing. As we look toward Frisco real estate in 2027, the market is expected to find a floor, with price appreciation likely to resume at a more sustainable, moderate pace rather than a sharp decline.

Projected Cap Rate (2027)
1.3%
5yr CAGR
+7.4%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Overvalued Market
Declining Prices

Market Activity

Source: Redfin · 2026-01-31
Sale-to-List 96.9%
Months Supply 4.7
Price Drops 27%
Gone in 2 Wks 19%

Market Position

Affordability Average
Safety Very Safe

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Frisco.

Total ROI
-170%
on $130,500 invested
Annual ROI
NaN%
compounded
Total Return
-$221,577
appreciation + cashflow
Mo. Cash Flow
-$3,808
year 1 estimate
Equity Growth Over 5 Years
Y1136kY2142kY3148kY4154kY5161k
Appreciation
$0
Cash Flow
-$221,577
Final Equity
$161,090

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Frisco

Property

Purchase Price$652,500
Monthly Rent$1,291
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$3,394
Monthly Cash Flow
-$40,730/ year
-31.2%
Cash-on-Cash
-0.2%
Cap Rate

Monthly Breakdown

+ Rental Income$1,291
− Mortgage (P&I)$3,299
− Property Tax$653
− Insurance$125
− Maintenance$544
− Vacancy Loss$65
= Net Cash Flow-$3,394

Investment Summary

Down Payment
$130,500
Loan Amount
$522,000
Total Monthly Expenses
$4,685
Gross Yield
2.4%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026