๐Ÿ’ฐ COL Index: 91 โ€” Below Avg Cost

Salaries in Ames, IA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$68,500
across 39 roles
COL-Adjusted Avg
$74,945
real purchasing power
Top Paying Role
Marketing Manager
$153,553
1BR Rent
$918
median monthly

You might assume a college town like Ames, Iowa, is a place where young grads hustle for low pay. Youโ€™d be wrong. In 2026, this city of 65,676 has a lower unemployment rateโ€”just 2.8%โ€”than most major metros, and its top-paying jobs aren't in New York or San Francisco. A marketing manager here earns a COL-adjusted $168,000. Thatโ€™s a real number.

The math is what makes Ames compelling. With a cost of living index of 91.4, your dollar stretches about 9% further than the national average. Rent for a one-bedroom sits at $918 a month. Compare that to a median household income of $58,693, and you get a place where a single professionalโ€™s salary can feel surprisingly robust. Itโ€™s not just cheap; itโ€™s a genuine value proposition if you land one of the right roles.

So whoโ€™s thriving? The economy is anchored by Iowa State University and a cluster of engineering, ag-tech, and software firms. Thatโ€™s why software developers and construction managers are on the high-earner list. Itโ€™s a stable, educated marketโ€”30% of residents hold a bachelorโ€™s degree or higherโ€”but itโ€™s not a sprawling corporate hub. The opportunities are real, but theyโ€™re concentrated.

Hereโ€™s the honest catch: while the average salary across all roles is $68,500 (or $74,945 COL-adjusted), wages arenโ€™t exploding. Theyโ€™re holding steady against a modest cost increase. This city works best for professionals in those top-tier fields or dual-income households. If youโ€™re in retail or hospitality, the financial picture is much tougher.

The data below breaks down the top salaries, from pharmacists to project managers. Look at the COL-adjusted figuresโ€”thatโ€™s where the real story of purchasing power in Ames lives.

๐Ÿ† Top 5 Highest-Paying Jobs in Ames

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$153,553
๐Ÿ’ก COL-Adjusted $168,001
โฑ Hourly $73.82/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 131
๐Ÿฅˆ -3% vs national

Pharmacist

$132,520
๐Ÿ’ก COL-Adjusted $144,989
โฑ Hourly $63.71/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 131
๐Ÿฅ‰ -3% vs national

Software Developer

$123,976
๐Ÿ’ก COL-Adjusted $135,641
โฑ Hourly $59.60/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 394
4๏ธโƒฃ -3% vs national

Construction Manager

$105,418
๐Ÿ’ก COL-Adjusted $115,337
โฑ Hourly $50.68/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 131
5๏ธโƒฃ -3% vs national

Project Manager

$98,666
๐Ÿ’ก COL-Adjusted $107,950
โฑ Hourly $47.44/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 131

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Ames

COL-Adjusted Salary = Raw salary divided by the cost of living index (91/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $153,553
2 Pharmacist $132,520
3 Software Developer $123,976
4 Construction Manager $105,418
5 Project Manager $98,666
6 Physical Therapist $97,137
7 Financial Analyst $96,455
8 Web Developer $90,357
9 Dental Hygienist $85,271
10 Accountant $83,859
11 Registered Nurse $83,849
12 Data Analyst $81,209
13 Police Officer $72,977
14 Human Resources Specialist $65,904
15 Elementary School Teacher $62,027
16 Plumber $61,715
17 Paralegal $61,131
18 Electrician $59,962
19 Real Estate Agent $59,893
20 Graphic Designer $59,757
21 Firefighter $55,646
22 Carpenter $55,451
23 HVAC Technician $54,233
24 Heavy Truck Driver $51,720
25 Auto Mechanic $48,710
26 Personal Trainer $48,710
27 Chef/Head Cook $48,710
28 Cosmetologist $48,710
29 Nail Technician $48,710
30 Nursing Assistant (CNA) $48,710
31 Dental Assistant $48,710
32 Insurance Agent $48,710
33 Loan Officer $48,710
34 Licensed Practical Nurse (LPN) $48,710
35 Veterinary Technician $48,710
36 Social Worker $48,710
37 Pharmacy Technician $48,710
38 Welder $48,310
39 Medical Assistant $37,282

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Ames

๐Ÿ 
1BR Rent
$918/mo
๐Ÿก
2BR Rent
$1,033/mo
๐Ÿ˜๏ธ
Median Home
$259,900
๐Ÿ“‰
Unemployment
2.8%
๐Ÿ’ณ
Median Income
$58,693
๐ŸŽ“
College Educated
30%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
91
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Ames?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Ames. Enter your salary and see exactly how far your money goes.

โ“ Ames Salary FAQ

What is the average salary in Ames, IA?

โ–ผ
The average salary across 40 occupations in Ames is $68,500. This is above the median household income of $58,693. Insight: The average salary provides a solid middle-ground benchmark for most jobs.

What jobs pay the most in Ames?

โ–ผ
The highest paying role in Ames is Marketing Manager at $153,553. This is more than double the city's average salary of $68,500. Insight: Management and specialized roles dominate the top of the pay scale.

Is Ames affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $153,553 makes Ames highly affordable. The cost of living index is 91.4, and a 1BR apartment rents for $918/month. Insight: This salary is over 2.6 times the median household income, allowing for significant savings.

How does Ames's cost of living affect my paycheck?

โ–ผ
Ames's cost of living index is 91.4, meaning it is 8.6% below the national average. A $68,500 salary here has more purchasing power than in a city with an index of 100. Insight: Your paycheck stretches further, especially on essentials like rent ($918/mo for a 1BR).

What salary do you need to live comfortably in Ames?

โ–ผ
A comfortable salary in Ames is approximately $75,000 to $90,000. This covers a 1BR rent ($918/mo), utilities, groceries, and discretionary spending with a buffer. Insight: This range is 1.3 to 1.5 times the median household income of $58,693.

๐Ÿ“ Editor's Verdict: Is Ames Worth It?

Honestly, Ames is a solid financial bet if youโ€™re strategic. With a cost-of-living index of 91.4 and rent at $918, your paycheck stretches further than in most cities. The $68,500 average salary feels realistic, but the real winner here is marketingโ€”especially when you adjust for COL. If youโ€™re in that field, youโ€™re sitting pretty.

For everyone else, trades and healthcare workers will find steady demand and decent pay, but tech folks might hit a ceiling unless youโ€™re remote. My verdict? Ames is worth it if youโ€™re in a high-demand field or can work remotely. Donโ€™t move here expecting Silicon Valley salariesโ€”come for the affordability and the community.

My advice: Before you pack up, line up a job or remote gig. The marketโ€™s tight, and while the cost of living is low, you donโ€™t want to gamble on finding work last minute. Ames rewards planning, not impulse.

Explore Ames Further