๐Ÿ’ฐ COL Index: 98 โ€” Below Avg Cost

Salaries in Cary, NC

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$53,249
across 39 roles
COL-Adjusted Avg
$54,336
real purchasing power
Top Paying Role
Software Developer
$126,496
1BR Rent
$1,176
median monthly

Hereโ€™s the thing about Cary: itโ€™s not the booming tech hub of Raleigh next door, but itโ€™s quietly pulling in more than $129,000 per household. With a population just under 179,000, itโ€™s big enough to matter but small enough to feel manageable.

That median income might look rich, but Caryโ€™s cost of living sits at 98.0โ€”just a hair under the national average. Itโ€™s not a bargain, but youโ€™re not getting gouged either. For context, a one-bedroom apartment runs about $1,176 a month. That means a software developer earning the cityโ€™s top salary of $126,496 takes home real purchasing power closer to $129,078 after adjusting for local costs. Itโ€™s a solid deal if youโ€™re in the right field.

Whoโ€™s winning here? The tech sector, clearly. Software developers are the top earners, and youโ€™ve got giants like SAS Institute headquartered right in town. But itโ€™s not all code. Accountants, teachers, electriciansโ€”all do respectably well, especially given the low 3.5% unemployment rate. With 71.5% of adults holding a bachelorโ€™s degree or higher, the workforce is highly educated, which supports those stronger salaries.

The catch? While the cost of living is steady, wages for non-tech roles havenโ€™t exactly kept pace with the rapid growth in the Triangle area. If youโ€™re in software or professional services, youโ€™ll thrive. If youโ€™re in education or the trades, youโ€™ll live comfortably but wonโ€™t feel like youโ€™re getting ahead quickly. Itโ€™s a classic case of a high-performing suburb rewarding certain skills handsomely while others just keep up.

The data below breaks down exactly who earns what, and how far those dollars really go in Cary.

๐Ÿ† Top 5 Highest-Paying Jobs in Cary

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Software Developer

$126,496
๐Ÿ’ก COL-Adjusted $129,078
โฑ Hourly $60.82/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -1% vs national

Accountant

$85,563
๐Ÿ’ก COL-Adjusted $87,309
โฑ Hourly $41.14/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -1% vs national

Elementary School Teacher

$63,287
๐Ÿ’ก COL-Adjusted $64,579
โฑ Hourly $30.43/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ -1% vs national

Electrician

$61,180
๐Ÿ’ก COL-Adjusted $62,429
โฑ Hourly $29.41/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -1% vs national

Real Estate Agent

$61,111
๐Ÿ’ก COL-Adjusted $62,358
โฑ Hourly $29.38/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Cary

COL-Adjusted Salary = Raw salary divided by the cost of living index (98/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $126,496
2 Accountant $85,563
3 Elementary School Teacher $63,287
4 Electrician $61,180
5 Real Estate Agent $61,111
6 Heavy Truck Driver $52,771
7 Carpenter $49,700
8 Paralegal $49,700
9 Physical Therapist $49,700
10 Financial Analyst $49,700
11 Human Resources Specialist $49,700
12 Pharmacist $49,700
13 HVAC Technician $49,700
14 Nursing Assistant (CNA) $49,700
15 Insurance Agent $49,700
16 Welder $49,700
17 Cosmetologist $49,700
18 Personal Trainer $49,700
19 Chef/Head Cook $49,700
20 Auto Mechanic $49,700
21 Social Worker $49,700
22 Pharmacy Technician $49,700
23 Veterinary Technician $49,700
24 Dental Assistant $49,700
25 Licensed Practical Nurse (LPN) $49,700
26 Firefighter $49,700
27 Construction Manager $49,700
28 Dental Hygienist $49,700
29 Web Developer $49,700
30 Marketing Manager $49,700
31 Medical Assistant $49,700
32 Loan Officer $49,700
33 Nail Technician $49,700
34 Police Officer $49,700
35 Project Manager $49,700
36 Graphic Designer $49,700
37 Data Analyst $49,700
38 Plumber $49,700
39 Security Guard $35,923

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Cary

๐Ÿ 
1BR Rent
$1,176/mo
๐Ÿก
2BR Rent
$1,470/mo
๐Ÿ˜๏ธ
Median Home
$570,000
๐Ÿ“‰
Unemployment
3.5%
๐Ÿ’ณ
Median Income
$129,607
๐ŸŽ“
College Educated
72%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
98
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Cary?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Cary. Enter your salary and see exactly how far your money goes.

โ“ Cary Salary FAQ

What is the average salary in Cary, NC?

โ–ผ
The average salary across 40 occupations in Cary, NC is $53,249. The median household income is $129,607, which is more than double the average salary. Insight: This gap suggests many households have multiple earners or higher-earning individuals skewing the median.

What jobs pay the most in Cary?

โ–ผ
The highest paying role in Cary is Software Developer at $126,496. This is $73,247 above the average salary of $53,249. Insight: Tech roles significantly outpace the local average, reflecting the area's tech industry presence.

Is Cary affordable on a Software Developer salary?

โ–ผ
A Software Developer earning $126,496 has a monthly gross income of about $10,541. With a 1BR rent of $1,176/month and a cost of living index of 98.0 (2% below U.S. average), housing is highly affordable at ~11% of gross income. Insight: This salary provides substantial disposable income after rent and living expenses.

How does Cary's cost of living affect my paycheck?

โ–ผ
Cary's COL index is 98.0, meaning expenses are 2% lower than the U.S. average. For a $53,249 average salary, this effectively increases purchasing power compared to a national average location. Insight: Your paycheck stretches further in Cary than in most U.S. cities, especially for housing.

What salary do you need to live comfortably in Cary?

โ–ผ
Using the 30% rule for housing, a comfortable budget for a 1BR rent of $1,176/month requires a monthly income of $3,920, or an annual salary of about $47,040. The median household income of $129,607 is well above this threshold. Insight: The average salary of $53,249 is sufficient for comfortable living in Cary, but the median income indicates many households live more lavishly.

๐Ÿ“ Editor's Verdict: Is Cary Worth It?

Here's my honest take: Cary isnโ€™t a bargain, but itโ€™s not a rip-off either. With a cost-of-living index of 98.0 and rent around $1,176, your paycheck stretches a bit further than in many tech hubs. Software Developer remains the golden ticketโ€”both the highest paying ($126,496) and the best COL-adjusted role ($129,078). For most workers, the math only works if youโ€™re in tech or a high-demand specialty; healthcare can do fine, but trades lag the average. If youโ€™re eyeing Cary for a job, donโ€™t move without a firm offer that beats the $53,249 average. Otherwise, youโ€™re likely better off staying put or targeting a market that pays more for your skill set.

Explore Cary Further