๐Ÿ’ฐ COL Index: 105 โ€” Near Avg Cost

Salaries in Chico, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$70,418
across 40 roles
COL-Adjusted Avg
$67,321
real purchasing power
Top Paying Role
Marketing Manager
$159,795
1BR Rent
$1,091
median monthly

Hereโ€™s the thing about Chico: you can make real money here without the crushing pressure of a major coastal city. The unemployment rate is a manageable 5.2%, but the surprising part is the top-end salaries. A marketing manager here pulls in nearly $160,000, which feels almost absurd for a city of 100,000 people. Itโ€™s a quiet little powerhouse.

But letโ€™s talk about what that money actually buys you. With a cost of living index at 104.6, youโ€™re paying a slight premium over the national average, but itโ€™s not brutal. That $1,091 one-bedroom rent is the key. It means a software developerโ€™s COL-adjusted salary of $123,000 goes a hell of a lot further here than it would in San Jose or Austin. Youโ€™re not getting ripped off; youโ€™re getting a decent discount on a pretty good life.

So, whoโ€™s thriving? This isnโ€™t just a college town anymore. Yes, Chico State is a huge employer, but the private sector is robust. Healthcare is massive, with Enloe Medical Center anchoring that. Thereโ€™s also a surprising amount of tech and professional services for a place this size, plus the agricultural and construction management jobs that keep the region ticking. Itโ€™s a blue-collar economy with a white-collar ceiling.

Hereโ€™s my honest take: the catch is that the median household income ($61,464) is still below the COL-adjusted average. Itโ€™s a city where you can do very well if youโ€™re in the right fieldโ€”like tech, healthcare, or managementโ€”but you can also get left behind if youโ€™re not. Itโ€™s not a cheap escape for everyone, but for skilled professionals, the math works.

The data below breaks down the specific roles and salaries, showing you exactly where the opportunities and the purchasing power lie.

๐Ÿ† Top 5 Highest-Paying Jobs in Chico

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Marketing Manager

$159,795
๐Ÿ’ก COL-Adjusted $152,768
โฑ Hourly $76.82/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 202
๐Ÿฅˆ +1% vs national

Pharmacist

$137,907
๐Ÿ’ก COL-Adjusted $131,842
โฑ Hourly $66.30/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 202
๐Ÿฅ‰ +1% vs national

Software Developer

$129,016
๐Ÿ’ก COL-Adjusted $123,342
โฑ Hourly $62.03/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 607
4๏ธโƒฃ +1% vs national

Construction Manager

$109,703
๐Ÿ’ก COL-Adjusted $104,879
โฑ Hourly $52.74/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 202
5๏ธโƒฃ +1% vs national

Project Manager

$102,677
๐Ÿ’ก COL-Adjusted $98,162
โฑ Hourly $49.36/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 202

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Chico

COL-Adjusted Salary = Raw salary divided by the cost of living index (105/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $159,795
2 Pharmacist $137,907
3 Software Developer $129,016
4 Construction Manager $109,703
5 Project Manager $102,677
6 Physical Therapist $101,085
7 Financial Analyst $100,376
8 Web Developer $94,029
9 Dental Hygienist $88,737
10 Accountant $87,267
11 Registered Nurse $87,257
12 Data Analyst $84,510
13 Police Officer $75,943
14 Human Resources Specialist $68,583
15 Elementary School Teacher $64,548
16 Plumber $64,224
17 Paralegal $63,615
18 Electrician $62,399
19 Real Estate Agent $62,328
20 Graphic Designer $62,186
21 Firefighter $57,908
22 Carpenter $57,705
23 HVAC Technician $56,438
24 Heavy Truck Driver $53,822
25 Licensed Practical Nurse (LPN) $50,690
26 Insurance Agent $50,690
27 Nursing Assistant (CNA) $50,690
28 Pharmacy Technician $50,690
29 Dental Assistant $50,690
30 Loan Officer $50,690
31 Nail Technician $50,690
32 Cosmetologist $50,690
33 Personal Trainer $50,690
34 Chef/Head Cook $50,690
35 Auto Mechanic $50,690
36 Social Worker $50,690
37 Veterinary Technician $50,690
38 Welder $50,274
39 Medical Assistant $38,798
40 Security Guard $36,638

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Chico

๐Ÿ 
1BR Rent
$1,091/mo
๐Ÿก
2BR Rent
$1,428/mo
๐Ÿ˜๏ธ
Median Home
$440,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$61,464
๐ŸŽ“
College Educated
38%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
105
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Chico?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Chico. Enter your salary and see exactly how far your money goes.

โ“ Chico Salary FAQ

What is the average salary in Chico, CA?

โ–ผ
The average salary across 40 occupations in Chico is $70,418 (2026). This is 14.5% above the median household income of $61,464. Insight: The average masks wide variance, with top roles earning over double the average.

What jobs pay the most in Chico?

โ–ผ
Marketing Manager is the highest paying role at $159,795 (2026). This is 127% above the average salary of $70,418. Insight: Marketing Manager earnings are driven by regional demand and cost-of-living adjustments.

Is Chico affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $159,795 is 2.6x the median household income of $61,464. With a 1BR rent at $1,091/mo, housing consumes only 8.2% of gross monthly income. Insight: The 104.6 COL index means costs are slightly above U.S. average, but the high salary provides strong affordability.

How does Chico's cost of living affect my paycheck?

โ–ผ
Chico's COL index of 104.6 means costs are 4.6% higher than the U.S. average. On a $70,418 average salary, this reduces purchasing power by about $3,240 annually compared to a national average COL. Insight: Higher costs are offset if your salary exceeds the local average, but low earners feel the squeeze more.

What salary do you need to live comfortably in Chico?

โ–ผ
A comfortable living salary in Chico is approximately $80,000โ€“$90,000, based on the 1BR rent of $1,091/mo and a 30% housing cost rule. This is 13โ€“28% above the average salary of $70,418. Insight: With the COL index at 104.6, you need a buffer above average to maintain savings and discretionary spending.

๐Ÿ“ Editor's Verdict: Is Chico Worth It?

Hereโ€™s my honest verdict: Chico isnโ€™t where you chase the biggest paycheck, but itโ€™s where your money stretches further than youโ€™d expect. With a cost-of-living index of 104.6 and rent at $1,091, that $70,418 average salary feels more livable than it looks on paper. The real winner here? Marketing Managersโ€”making $159,795, theyโ€™re crushing it both nominally and COL-adjusted at $152,768. If youโ€™re in tech or healthcare, youโ€™ll do fine, but tradespeople might find more opportunity and balance here than in bigger cities. My advice? If youโ€™re considering the move, donโ€™t just look at the salary numbersโ€”get a job lined up before you relocate. The market is smaller, and competition for those high-paying roles is real. Chico works if you play it smart.

Explore Chico Further