๐Ÿ’ฐ COL Index: 94 โ€” Below Avg Cost

Salaries in Cincinnati, OH

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$68,532
across 40 roles
COL-Adjusted Avg
$72,829
real purchasing power
Top Paying Role
Marketing Manager
$154,830
1BR Rent
$919
median monthly

Hereโ€™s something you wonโ€™t see in a tourism brochure: Cincinnatiโ€™s median income is about $54,000, but a software developer here can pull in $125,000. That gap tells you a lot about whoโ€™s actually winning in this cityโ€™s economy.

With a cost of living index at 94.1โ€”meaning itโ€™s about 6% cheaper than the national averageโ€”your paycheck stretches further. That $919 one-bedroom rent feels almost quaint compared to what youโ€™d pay in a major coastal city, and it helps explain why a $68,000 average salary feels more like $72,800 in purchasing power. Itโ€™s not a bargain basement, but itโ€™s not a money pit either.

This is a city built on legacy and logistics. Youโ€™ve got the corporate headquarters of giants like Procter & Gamble and Kroger, which anchor the white-collar job market. But donโ€™t sleep on the industrial sideโ€”GE Aviation has a massive footprint here, and the construction boom tied to infrastructure and logistics is real. Thatโ€™s why construction managers are pulling in over $106,000. The 3.8% unemployment rate is tight, but it reflects a market thatโ€™s hungry for skilled people, not just warm bodies.

Hereโ€™s my honest take: wages are growing, but so are costs. The city is still affordable, but the gap between the top earners and everyone else is stark. If youโ€™re in tech, healthcare, or management, Cincinnati can feel like a steal. If youโ€™re not, that median income is a reality check.

The numbers below break down exactly where the money is, and what you can actually afford.

๐Ÿ† Top 5 Highest-Paying Jobs in Cincinnati

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -2% vs national

Marketing Manager

$154,830
๐Ÿ’ก COL-Adjusted $164,538
โฑ Hourly $74.44/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 622
๐Ÿฅˆ -2% vs national

Pharmacist

$133,622
๐Ÿ’ก COL-Adjusted $142,000
โฑ Hourly $64.24/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 622
๐Ÿฅ‰ -2% vs national

Software Developer

$125,007
๐Ÿ’ก COL-Adjusted $132,845
โฑ Hourly $60.10/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 2K
4๏ธโƒฃ -2% vs national

Construction Manager

$106,294
๐Ÿ’ก COL-Adjusted $112,959
โฑ Hourly $51.10/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 622
5๏ธโƒฃ -2% vs national

Project Manager

$99,487
๐Ÿ’ก COL-Adjusted $105,725
โฑ Hourly $47.83/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 622

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Cincinnati

COL-Adjusted Salary = Raw salary divided by the cost of living index (94/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $154,830
2 Pharmacist $133,622
3 Software Developer $125,007
4 Construction Manager $106,294
5 Project Manager $99,487
6 Physical Therapist $97,945
7 Financial Analyst $97,257
8 Web Developer $91,108
9 Dental Hygienist $85,980
10 Accountant $84,556
11 Registered Nurse $84,546
12 Data Analyst $81,884
13 Insurance Agent $78,525
14 Loan Officer $74,851
15 Police Officer $73,584
16 Human Resources Specialist $66,452
17 Elementary School Teacher $62,543
18 Plumber $62,228
19 Paralegal $61,639
20 Electrician $60,460
21 Real Estate Agent $60,391
22 Graphic Designer $60,254
23 Social Worker $59,782
24 Chef/Head Cook $59,281
25 Firefighter $56,108
26 Carpenter $55,912
27 HVAC Technician $54,684
28 Licensed Practical Nurse (LPN) $53,653
29 Heavy Truck Driver $52,150
30 Welder $48,712
31 Auto Mechanic $47,464
32 Personal Trainer $45,853
33 Dental Assistant $44,026
34 Veterinary Technician $41,983
35 Pharmacy Technician $39,586
36 Cosmetologist $37,690
37 Medical Assistant $37,592
38 Security Guard $35,500
39 Nursing Assistant (CNA) $35,127
40 Nail Technician $32,759

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Cincinnati

๐Ÿ 
1BR Rent
$919/mo
๐Ÿก
2BR Rent
$1,195/mo
๐Ÿ˜๏ธ
Median Home
$249,015
๐Ÿ“‰
Unemployment
3.8%
๐Ÿ’ณ
Median Income
$54,314
๐ŸŽ“
College Educated
45%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
94
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Cincinnati?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Cincinnati. Enter your salary and see exactly how far your money goes.

โ“ Cincinnati Salary FAQ

What is the average salary in Cincinnati, OH?

โ–ผ
The average salary across 40 occupations in Cincinnati is $68,532. This is 25.9% above the city's median household income of $54,314. Insight: The average salary is 27.6% higher than the median, indicating a right-skewed income distribution.

What jobs pay the most in Cincinnati?

โ–ผ
The highest paying role in Cincinnati is Marketing Manager at $154,830. This is 126% higher than the city's average salary of $68,532. Insight: The top role earns more than double the average, highlighting significant income disparities across occupations.

Is Cincinnati affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $154,830 is highly affordable in Cincinnati. With a cost of living index of 94.1 (5.9% below the national average) and 1BR rent at $919/month, housing costs are only 7.2% of the gross salary. Insight: The high salary relative to low COL allows for substantial savings and discretionary spending.

How does Cincinnati's cost of living affect my paycheck?

โ–ผ
Cincinnati's cost of living index of 94.1 means your paycheck goes 5.9% further than the national average. For example, the average salary of $68,532 has the same purchasing power as $72,777 nationally. Insight: The lower COL amplifies the real value of your income, especially for housing, where 1BR rent is $919/month.

What salary do you need to live comfortably in Cincinnati?

โ–ผ
A comfortable living salary in Cincinnati is approximately $68,532, which is the city's average. This salary covers a 1BR rent of $919/month (16% of income) and exceeds the median household income by 25.9%. Insight: The average salary provides a comfortable lifestyle due to the city's low cost of living index of 94.1.

๐Ÿ“ Editor's Verdict: Is Cincinnati Worth It?

Hereโ€™s my honest verdict: Cincinnati is a solid financial bet in 2026. With a cost-of-living index of 94.1 and rent at $919, your paycheck stretches further than in most metros. The average salary of $68,532 feels livable, and if youโ€™re in marketing management, youโ€™re sitting pretty with a COL-adjusted $164,538.

Who wins here? Tech and healthcare workers land in a sweet spotโ€”strong demand, rising pay, and low living costs. Tradespeople do well too, with steady work and affordable housing. But if youโ€™re in low-wage retail or hospitality, the math gets tight fast.

My advice? Donโ€™t just chase the jobโ€”lock in housing before you move. Rentโ€™s still reasonable, but demand is creeping up. Cincinnati wonโ€™t make you rich overnight, but itโ€™ll let you live well without the coastal grind. If you value a life outside work, this cityโ€™s worth serious consideration.

Explore Cincinnati Further