Salaries in Clifton, NJ
What every job actually pays โ cost-of-living adjusted
Updated: February 2026 ยท 40 occupations ยท BLS + Census data
Hereโs something you donโt hear often about Clifton: itโs a city where a software developer can earn $132,000, but the average salary across all jobs barely cracks $56,000. That gap tells you everything about whoโs actually winning here in 2026.
Letโs get real about what that $98,598 median household income actually buys you. Cliftonโs cost of living sits at 112.5, meaning youโre paying about 12.5% more than the national average for groceries, utilities, and that $1,743 one-bedroom rent. When you adjust those top salaries for this premium, that $132k developer job feels more like $117kโand the average take-home drops to a sobering $50,152. Itโs not exactly a bargain, but itโs not Manhattan prices either.
So whoโs thriving? The cityโs employment anchors are in healthcare, education, and skilled trades. Youโve got Clifton Public Schools as a major employer for teachers, while the proximity to NYC pulls in finance and accounting talent. The 4.2% unemployment rate suggests jobs are there, but the 35.9% bachelorโs degree rate tells you the city isnโt a white-collar hubโyet. Iโve seen a surprising number of electricians and RNs doing really well here, which is a reminder that you donโt always need a corporate title to make a solid living.
Hereโs my honest take: Cliftonโs wages arenโt keeping pace with its cost creep. If youโre in tech or healthcare, youโll be comfortable. If youโre in a role that pays closer to the city average, youโre probably feeling squeezed. For young families or commuters who want more space than Jersey City offers, this place can workโbut youโll need to budget carefully.
The data below breaks down exactly what each profession makes, both raw and adjusted. Use it to figure out if Clifton fits your wallet.
๐ Top 5 Highest-Paying Jobs in Clifton
Ranked by raw salary. See COL-adjusted figures in the full table below.
Software Developer
Accountant
Registered Nurse
Elementary School Teacher
Electrician
๐ Complete Salary Guide โ All 40 Occupations in Clifton
COL-Adjusted Salary = Raw salary divided by the cost of living index (113/100). Higher = more real purchasing power. This city's COL is above the US average.
Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.
๐๏ธ Living Costs in Clifton
๐งฎ Can You Afford to Live in Clifton?
Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Clifton. Enter your salary and see exactly how far your money goes.
โ Clifton Salary FAQ
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๐ Editor's Verdict: Is Clifton Worth It?
Honestly, Clifton isnโt a slam dunk financially. The COL index at 112.5 and $1,743 rent chew into an average salary of $56,421; youโll feel the squeeze unless youโre in a high-earning lane. The clear winner here is techโSoftware Developer at $132,032, still $117,362 after cost-of-living adjustments. Healthcare can be okay if youโre experienced, and trades do fine if you land union gigs or overtime, but the average worker will be budget-tight. If youโre considering the move, donโt come without a job offer that beats the average by at least 20%โotherwise, your quality of life will lag. Clifton can work, but it rewards the specialized and the strategic, not the generalist.