๐Ÿ’ฐ COL Index: 118 โ€” Higher Cost

Salaries in Concord, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$56,495
across 39 roles
COL-Adjusted Avg
$47,797
real purchasing power
Top Paying Role
Software Developer
$134,208
1BR Rent
$2,304
median monthly

You might assume Concord is just another Bay Area bedroom community, but its salary story is surprisingly independent. In 2026, the cityโ€™s median household income sits at $100,442โ€”solid, but not Bay Area superstar money. The real surprise? Its unemployment rate is a relatively healthy 5.2%, suggesting the job market is stable, if not explosive.

Letโ€™s talk purchasing power, because thatโ€™s what actually matters. Concordโ€™s cost of living index is 118.2, meaning youโ€™re paying nearly 20% more than the national average for groceries, utilities, and a roof over your head. That $100,442 median income doesnโ€™t stretch as far as youโ€™d hope. For context, a one-bedroom apartment averages $2,304 a month. The cityโ€™s overall average salary, $56,495, adjusts down to just $47,797 when you factor in that cost of living. Itโ€™s a classic East Bay squeeze: you earn more than the national median, but your paycheck feels like itโ€™s running a marathon in quicksand.

So, who actually thrives here? The data points to a bifurcated market. The top earners are in tech-adjacent roles like software developers, who command a median salary of $134,208. But Concordโ€™s real economic backbone is more grounded. Itโ€™s a logistics and healthcare hub, with giants like the John Muir Health system and the sprawling Port of Chicago (Concord is a key inland port) providing stable, middle-class jobs. Youโ€™ll find plenty of accountants, electricians, and teachers keeping the cityโ€™s gears turning, but their salariesโ€”like the electricianโ€™s $64,910โ€”donโ€™t tell the full story after rent.

Hereโ€™s my honest take: wages arenโ€™t keeping pace with the cost increases. The data shows a clear gap between the top-paying occupations and the reality for most residents. If youโ€™re in tech or healthcare management, Concord offers a relatively affordable foothold in the Bay Area. If youโ€™re in a trade or service role, youโ€™re likely working hard just to stay in place. Itโ€™s functional, but itโ€™s not a bargain.

The numbers below will break down exactly where you stand, from the top-earning professions to what the average worker actually brings home.

๐Ÿ† Top 5 Highest-Paying Jobs in Concord

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +6% vs national

Software Developer

$134,208
๐Ÿ’ก COL-Adjusted $113,543
โฑ Hourly $64.52/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +6% vs national

Accountant

$90,779
๐Ÿ’ก COL-Adjusted $76,801
โฑ Hourly $43.64/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +6% vs national

Elementary School Teacher

$67,146
๐Ÿ’ก COL-Adjusted $56,807
โฑ Hourly $32.28/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +6% vs national

Electrician

$64,910
๐Ÿ’ก COL-Adjusted $54,915
โฑ Hourly $31.21/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +6% vs national

Real Estate Agent

$64,836
๐Ÿ’ก COL-Adjusted $54,853
โฑ Hourly $31.17/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Concord

COL-Adjusted Salary = Raw salary divided by the cost of living index (118/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $134,208
2 Accountant $90,779
3 Elementary School Teacher $67,146
4 Electrician $64,910
5 Real Estate Agent $64,836
6 Heavy Truck Driver $55,988
7 Data Analyst $52,730
8 Plumber $52,730
9 Paralegal $52,730
10 Carpenter $52,730
11 Human Resources Specialist $52,730
12 Physical Therapist $52,730
13 Financial Analyst $52,730
14 Pharmacist $52,730
15 HVAC Technician $52,730
16 Welder $52,730
17 Nail Technician $52,730
18 Personal Trainer $52,730
19 Cosmetologist $52,730
20 Chef/Head Cook $52,730
21 Social Worker $52,730
22 Auto Mechanic $52,730
23 Veterinary Technician $52,730
24 Pharmacy Technician $52,730
25 Dental Assistant $52,730
26 Licensed Practical Nurse (LPN) $52,730
27 Construction Manager $52,730
28 Firefighter $52,730
29 Web Developer $52,730
30 Dental Hygienist $52,730
31 Marketing Manager $52,730
32 Medical Assistant $52,730
33 Nursing Assistant (CNA) $52,730
34 Project Manager $52,730
35 Police Officer $52,730
36 Loan Officer $52,730
37 Insurance Agent $52,730
38 Graphic Designer $52,730
39 Security Guard $38,113

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Concord

๐Ÿ 
1BR Rent
$2,304/mo
๐Ÿก
2BR Rent
$2,880/mo
๐Ÿ˜๏ธ
Median Home
$705,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$100,442
๐ŸŽ“
College Educated
39%
๐Ÿšถ
Walk Score
50/100
๐Ÿ“Š
Cost of Living
118
Higher Cost

๐Ÿงฎ Can You Afford to Live in Concord?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Concord. Enter your salary and see exactly how far your money goes.

โ“ Concord Salary FAQ

What is the average salary in Concord, CA?

โ–ผ
The average salary across 40 occupations in Concord is $56,495. This figure is 18.2% below the local cost of living index of 118.2. Insight: The average salary is 43.8% lower than the median household income of $100,442.

What jobs pay the most in Concord?

โ–ผ
The highest paying role is Software Developer at $134,208. This salary is 2.38 times the overall average salary of $56,495. Insight: This top role's income is 33.6% higher than the median household income.

Is Concord affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer's salary of $134,208 is sufficient for affordability. Rent for a 1BR apartment is $2,304 per month, which is 20.6% of the annual salary. Insight: The cost of living index of 118.2 indicates expenses are 18.2% above the national average.

How does Concord's cost of living affect my paycheck?

โ–ผ
The Cost of Living Index of 118.2 means your purchasing power is reduced by 18.2% compared to the national average. A salary of $56,495 has the equivalent buying power of $47,796 in an average-cost area. Insight: The median household income of $100,442 is 77.9% higher than the average salary, suggesting higher earners better absorb the COL impact.

What salary do you need to live comfortably in Concord?

โ–ผ
To live comfortably, a salary should cover a 1BR rent of $2,304/month plus other expenses. A common benchmark is 30% of income for housing, suggesting an annual salary of approximately $92,160. Insight: This target is 63.3% higher than the average salary of $56,495 but 8.4% lower than the median household income of $100,442.

๐Ÿ“ Editor's Verdict: Is Concord Worth It?

Hereโ€™s my honest verdict: Concord isnโ€™t a gold rush, but itโ€™s a solid bet if youโ€™re already in tech. With an average salary of $56,495 and a cost-of-living index of 118.2, itโ€™s pricier than the national average, but the rent ($2,304/month) is manageable compared to nearby hubs. The real winner is software developmentโ€”$134,208 raw, or $113,543 adjusted for COL. Tech workers thrive here. Healthcare and trades? Youโ€™ll scrape by unless youโ€™re specialized or have dual incomes. For everyone else, the math gets tight fast.

If youโ€™re eyeing a move, come with a job offer in handโ€”donโ€™t gamble on the Bay Area commute draining your wallet and sanity. Concord rewards those who lock in high-value roles first.

Explore Concord Further