๐Ÿ’ฐ COL Index: 98 โ€” Below Avg Cost

Salaries in Dearborn, MI

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$54,057
across 40 roles
COL-Adjusted Avg
$55,160
real purchasing power
Top Paying Role
Software Developer
$126,496
1BR Rent
$1,029
median monthly

You might assume Dearbornโ€™s auto industry roots mean blue-collar jobs dominate the pay scale. The real surprise? The cityโ€™s top earner this year is a software developer, pulling in $126,496. Itโ€™s a quiet tech shift happening inside a famously industrial town.

With a cost of living index of 98.0, Dearborn is a relative bargain. That median household income of $51,670 doesnโ€™t stretch as far as it might in the Midwestโ€™s cheapest zip codes, but it buys you more than the national average. A one-bedroom apartment runs $1,029 a month, which is steep for the region but manageable on a professionalโ€™s salary. The math works out: your paycheck here has about 2% more purchasing power than the typical U.S. city.

So whoโ€™s thriving? Beyond the growing software scene, the pillars are healthcare and education. Henry Ford Health System and the Ford Motor Companyโ€”just a stoneโ€™s throw away in Dearbornโ€”anchor the local economy, fueling demand for accountants ($85,563) and registered nurses ($85,553). The public school system also provides stable work for teachers, though at a much lower wage. Itโ€™s a classic Midwestern mix: old industry money supporting new-collar jobs.

Hereโ€™s the honest catch: while the average salary ($54,057) beats the national median, itโ€™s not a runaway success story. Wages have been creeping up, but not fast enough to outrun every cost increase. This city is a solid fit for skilled professionals in tech, healthcare, or finance, especially if youโ€™re starting a family. For everyone else, itโ€™s a decent living, not a windfall.

The data below breaks down exactly what you can expect to earn, adjusted for what things actually cost. Letโ€™s see how your career stacks up.

๐Ÿ† Top 5 Highest-Paying Jobs in Dearborn

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Software Developer

$126,496
๐Ÿ’ก COL-Adjusted $129,078
โฑ Hourly $60.82/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -1% vs national

Accountant

$85,563
๐Ÿ’ก COL-Adjusted $87,309
โฑ Hourly $41.14/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -1% vs national

Registered Nurse

$85,553
๐Ÿ’ก COL-Adjusted $87,299
โฑ Hourly $41.13/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -1% vs national

Elementary School Teacher

$63,287
๐Ÿ’ก COL-Adjusted $64,579
โฑ Hourly $30.43/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -1% vs national

Electrician

$61,180
๐Ÿ’ก COL-Adjusted $62,429
โฑ Hourly $29.41/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Dearborn

COL-Adjusted Salary = Raw salary divided by the cost of living index (98/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $126,496
2 Accountant $85,563
3 Registered Nurse $85,553
4 Elementary School Teacher $63,287
5 Electrician $61,180
6 Real Estate Agent $61,111
7 Heavy Truck Driver $52,771
8 Data Analyst $49,700
9 Plumber $49,700
10 Welder $49,700
11 Paralegal $49,700
12 Carpenter $49,700
13 Human Resources Specialist $49,700
14 Loan Officer $49,700
15 Graphic Designer $49,700
16 Police Officer $49,700
17 Physical Therapist $49,700
18 Financial Analyst $49,700
19 Pharmacist $49,700
20 HVAC Technician $49,700
21 Nursing Assistant (CNA) $49,700
22 Project Manager $49,700
23 Firefighter $49,700
24 Construction Manager $49,700
25 Nail Technician $49,700
26 Dental Hygienist $49,700
27 Cosmetologist $49,700
28 Personal Trainer $49,700
29 Web Developer $49,700
30 Chef/Head Cook $49,700
31 Auto Mechanic $49,700
32 Veterinary Technician $49,700
33 Marketing Manager $49,700
34 Pharmacy Technician $49,700
35 Social Worker $49,700
36 Dental Assistant $49,700
37 Medical Assistant $49,700
38 Licensed Practical Nurse (LPN) $49,700
39 Insurance Agent $49,700
40 Security Guard $35,923

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Dearborn

๐Ÿ 
1BR Rent
$1,029/mo
๐Ÿก
2BR Rent
$1,286/mo
๐Ÿ˜๏ธ
Median Home
$260,000
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$51,670
๐ŸŽ“
College Educated
31%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
98
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Dearborn?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Dearborn. Enter your salary and see exactly how far your money goes.

โ“ Dearborn Salary FAQ

What is the average salary in Dearborn, MI?

โ–ผ
The average salary across 40 occupations in Dearborn is $54,057. This is based on 2026 data for the area. Insight: This is 4.6% above the city's median household income of $51,670.

What jobs pay the most in Dearborn?

โ–ผ
The highest paying role in Dearborn is Software Developer at $126,496. This is based on 2026 data for the area. Insight: This salary is 134% higher than the city's average across all occupations.

Is Dearborn affordable on a Software Developer salary?

โ–ผ
On a $126,496 Software Developer salary, Dearborn is highly affordable. The cost of living index is 98.0, which is below the national average. Insight: A 1BR apartment costs $1,029/month, which is just 9.7% of the gross annual salary.

How does Dearborn's cost of living affect my paycheck?

โ–ผ
Dearborn's cost of living index is 98.0, meaning it is 2% cheaper than the national average. This makes your paycheck go further than in a typical U.S. city. Insight: For every $100 of national average purchasing power, you need $98 in Dearborn.

What salary do you need to live comfortably in Dearborn?

โ–ผ
A comfortable salary in Dearborn is approximately $61,740, based on the 30% rule for housing. This covers a 1BR rent of $1,029/month. Insight: This target is 19.5% higher than the city's median household income of $51,670.

๐Ÿ“ Editor's Verdict: Is Dearborn Worth It?

Hereโ€™s my honest verdict: Dearborn isnโ€™t a gold rush, but itโ€™s a solid play if you know where you stand. The average salary ($54,057) is modest, and with a cost of living index of 98.0 and rent at $1,029, youโ€™re not getting squeezedโ€”but youโ€™re not getting rich on average either. The clear winner? Tech. Software Developers are cleaning up with a $126,496 average and a COL-adjusted $129,078, meaning your dollar stretches further here than in bigger tech hubs. Healthcare and trades have stability, but the ceiling is lower. If youโ€™re in tech, Dearborn is a smart, affordable base. For everyone else, itโ€™s a decent living, not a windfall. My advice? If youโ€™re moving here for work, lock in a remote-friendly role or a job with serious growth potentialโ€”because the local market alone wonโ€™t hand you a fortune. Dearborn works if you work it.

Explore Dearborn Further