๐Ÿ’ฐ COL Index: 112 โ€” Near Avg Cost

Salaries in Deerfield Beach, FL

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$56,307
across 40 roles
COL-Adjusted Avg
$50,364
real purchasing power
Top Paying Role
Software Developer
$131,765
1BR Rent
$1,621
median monthly

You might assume a beach town in South Florida runs on tourism tips and retirement savings. Deerfield Beach, with its 87,000 residents, has a surprisingly robust and diverse economy that doesn't rely on either. The local unemployment rate is a razor-thin 3.2%, suggesting a market where anyone who wants a job can usually find one.

But hereโ€™s the catch: living here costs you about 12% more than the national average, and thatโ€™s before you even pay the $1,621 monthly rent for a one-bedroom apartment. When you stack the median household income of $59,148 against that cost of living, you quickly realize this isn't a place where the average salary goes far. That $56,307 average salary across all roles translates to just $50,364 in real purchasing power. Itโ€™s a classic case of a sun-tax on your paycheck.

The cityโ€™s economic engine isnโ€™t what youโ€™d expect. While software developers command the highest salaries, pulling in $131,765, the real story is in the steady, professional class. Accountants and Registered Nurses both earn around $89,000, making them the financial backbone of the middle class here. Public education and skilled trades also provide solid, if more modest, livings. I was genuinely surprised to see that a Bachelorโ€™s degree is held by only 27.8% of the population, yet the top-paying jobs are all in fields requiring significant education. Itโ€™s a small city punching above its weight in professional services.

The honest truth is that wages aren't keeping pace with the cost of living, especially for service workers. However, for dual-income households or those in high-demand tech and healthcare roles, Deerfield Beach offers a coastal lifestyle thatโ€™s still more attainable than Miami or Boca Raton. Itโ€™s a city that rewards specialized skills but can be a tight squeeze for everyone else.

The data that follows will break down exactly how your profession stacks up against the local cost of living and whether your earning potential can truly support a life by the beach.

๐Ÿ† Top 5 Highest-Paying Jobs in Deerfield Beach

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +4% vs national

Software Developer

$131,765
๐Ÿ’ก COL-Adjusted $117,858
โฑ Hourly $63.35/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +4% vs national

Accountant

$89,127
๐Ÿ’ก COL-Adjusted $79,720
โฑ Hourly $42.85/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +4% vs national

Registered Nurse

$89,116
๐Ÿ’ก COL-Adjusted $79,710
โฑ Hourly $42.84/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +4% vs national

Elementary School Teacher

$65,923
๐Ÿ’ก COL-Adjusted $58,965
โฑ Hourly $31.69/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +4% vs national

Electrician

$63,728
๐Ÿ’ก COL-Adjusted $57,002
โฑ Hourly $30.64/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Deerfield Beach

COL-Adjusted Salary = Raw salary divided by the cost of living index (112/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $131,765
2 Accountant $89,127
3 Registered Nurse $89,116
4 Elementary School Teacher $65,923
5 Electrician $63,728
6 Real Estate Agent $63,656
7 Heavy Truck Driver $54,969
8 Cosmetologist $51,769
9 Personal Trainer $51,769
10 Chef/Head Cook $51,769
11 Auto Mechanic $51,769
12 Social Worker $51,769
13 Veterinary Technician $51,769
14 Pharmacy Technician $51,769
15 Police Officer $51,769
16 Project Manager $51,769
17 Graphic Designer $51,769
18 Data Analyst $51,769
19 Marketing Manager $51,769
20 Loan Officer $51,769
21 Insurance Agent $51,769
22 Carpenter $51,769
23 Physical Therapist $51,769
24 Human Resources Specialist $51,769
25 Financial Analyst $51,769
26 Pharmacist $51,769
27 HVAC Technician $51,769
28 Nursing Assistant (CNA) $51,769
29 Firefighter $51,769
30 Construction Manager $51,769
31 Dental Hygienist $51,769
32 Web Developer $51,769
33 Plumber $51,769
34 Medical Assistant $51,769
35 Paralegal $51,769
36 Welder $51,769
37 Dental Assistant $51,769
38 Licensed Practical Nurse (LPN) $51,769
39 Nail Technician $51,769
40 Security Guard $37,419

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Deerfield Beach

๐Ÿ 
1BR Rent
$1,621/mo
๐Ÿก
2BR Rent
$2,026/mo
๐Ÿ˜๏ธ
Median Home
$327,000
๐Ÿ“‰
Unemployment
3.2%
๐Ÿ’ณ
Median Income
$59,148
๐ŸŽ“
College Educated
28%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
112
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Deerfield Beach?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Deerfield Beach. Enter your salary and see exactly how far your money goes.

โ“ Deerfield Beach Salary FAQ

What is the average salary in Deerfield Beach, FL?

โ–ผ
The average salary across 40 occupations in Deerfield Beach is $56,307 (2026). This is below the median household income of $59,148, indicating many households rely on multiple earners or other income sources.

What jobs pay the most in Deerfield Beach?

โ–ผ
The highest paying role is Software Developer at $131,765 (2026). This is more than double the city's average salary of $56,307, highlighting a significant premium for tech skills in the local market.

Is Deerfield Beach affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $131,765 is well above the median household income of $59,148. With a 1BR rent of $1,621/month, housing costs are manageable, though the COL Index of 111.8 means overall expenses are 11.8% above the national average.

How does Deerfield Beach's cost of living affect my paycheck?

โ–ผ
The COL Index of 111.8 means your paycheck has 11.8% less purchasing power than the national average. For example, a $56,307 salary here is equivalent to about $50,365 nationally in terms of what it can buy.

What salary do you need to live comfortably in Deerfield Beach?

โ–ผ
To live comfortably, aim for a salary above the median household income of $59,148, factoring in the 1BR rent of $1,621/month. A target of $70,000+ is advisable to account for the 111.8 COL Index and maintain savings after housing and essentials.

๐Ÿ“ Editor's Verdict: Is Deerfield Beach Worth It?

Hereโ€™s my honest verdict: Deerfield Beach isnโ€™t a slam dunk for your wallet. With a cost-of-living index of 111.8 and rent at $1,621, you need more than the $56,307 average to feel comfortable. Tech workers win hereโ€”Software Developers earn a top unadjusted salary of $131,765, and even after adjusting for costs, they keep $117,858 in real purchasing power. Healthcare and trades face tougher odds; wages havenโ€™t caught up to the rent and broader expenses. If youโ€™re in tech, yes, itโ€™s worth it. If youโ€™re not, think twice. My advice: negotiate remote flexibility or a serious relocation bump before moving. Donโ€™t trade beach sunsets for paycheck stress.

Explore Deerfield Beach Further