Salaries in Des Moines, IA
What every job actually pays โ cost-of-living adjusted
Updated: February 2026 ยท 40 occupations ยท BLS + Census data
Hereโs the thing about Des Moines: you might assume itโs a sleepy government town, but itโs got a quietly fierce job market. The unemployment rate is a razor-thin 2.8%, and for a state capital, thatโs no accident. Itโs a place where a good resume doesnโt just get you an interviewโit gets you a bidding war.
Letโs talk real money. With a cost of living index at 92.7, your paycheck here buys more than the national average. That median household income of $60,882 feels solid when a one-bedroom apartment runs you just $899 a month. Itโs not a free ride, but itโs a far cry from the financial squeeze youโd feel on either coast. Youโre not just getting by; youโre building a life without the constant panic of a rent check.
So whoโs actually thriving? Des Moines runs on three big engines: finance (thanks to a huge insurance and banking presence), healthcare (MercyOne and UnityPoint are massive employers), and a growing tech scene. The top paychecks go to the usual suspectsโmarketing managers, pharmacists, software developersโwho are pulling in salaries well into the six figures. Itโs a city that rewards specialized skills, not just warm bodies.
But hereโs my honest take: while salaries are comfortable, theyโre not exploding. The cost of living is creeping up, and that gap between the COL-adjusted average ($72,913) and the actual average ($67,590) tells you that wage growth is playing catch-up. This city is a dream for young professionals, remote workers, or anyone in a high-demand field like tech or healthcare. If youโre in a low-wage industry, youโll find it manageable, but you wonโt be getting rich.
The data below breaks down the numbers, from top-paying jobs to the averages that define the middle class here. Itโs a blueprint for seeing if Des Moines fits your wallet.
๐ Top 5 Highest-Paying Jobs in Des Moines
Ranked by raw salary. See COL-adjusted figures in the full table below.
Marketing Manager
Pharmacist
Software Developer
Construction Manager
Project Manager
๐ Complete Salary Guide โ All 40 Occupations in Des Moines
COL-Adjusted Salary = Raw salary divided by the cost of living index (93/100). Higher = more real purchasing power. This city's COL is below the US average.
Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.
๐๏ธ Living Costs in Des Moines
๐งฎ Can You Afford to Live in Des Moines?
Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Des Moines. Enter your salary and see exactly how far your money goes.
โ Des Moines Salary FAQ
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๐ Editor's Verdict: Is Des Moines Worth It?
Bottom line: Des Moines is a smart money move if you want breathing room. With a $67,590 average salary, a 92.7 cost-of-living index, and $899 rent, your paycheck stretches further than in most metros. Marketing managers win big hereโ$154,168 on paper, $166,309 after COLโbut the real value is for healthcare workers, skilled trades, and steady tech roles where demand meets affordable living. If you're chasing Wall Street money, look elsewhere; if you want stability, short commutes, and actual savings, DSM delivers. My verdict: worth it financially for the right profiles. Advice before you move: line up a job firstโDes Moines is growing, but it's still a small city, and salaries can lag if you're not selective.