๐Ÿ’ฐ COL Index: 116 โ€” Higher Cost

Salaries in Downey, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$56,061
across 39 roles
COL-Adjusted Avg
$48,538
real purchasing power
Top Paying Role
Software Developer
$133,177
1BR Rent
$2,252
median monthly

Hereโ€™s the thing about Downey: itโ€™s not the first place tech salaries come to mind, but the cityโ€™s software developers pull in a cool $133,000. Thatโ€™s a surprising anchor for a place many still associate with its aerospace roots.

That top salary, though, gets a reality check fast. With a cost of living index of 115.5, youโ€™re paying a 15.5% premium over the national average. That $133k software developer salary adjusts down to a real-world purchasing power of about $115,000โ€”a number that feels more grounded when you see the median household income is just $96,699. A one-bedroom apartment here runs you $2,252 a month, so even the good salaries have to stretch.

Whoโ€™s actually thriving? Itโ€™s a mix. The old aerospace and manufacturing backbone is still here, but healthcare is a massive employer, and the logistics and distribution sector is booming thanks to the proximity to major freeways and the ports. Youโ€™ll find teachers, accountants, and electricians doing solidly, if not lavishly, thanks to that stability. I was honestly a bit surprised the COL-adjusted average salary across all roles is only $48,538; it tells you how many people are working in roles that donโ€™t crack the top tier.

The catch? Wages arenโ€™t exactly racing ahead of inflation. This city works best for two groups: skilled tradespeople who can command the electrician-like salaries, and families who need a single-family home but canโ€™t afford pricier LA suburbs. Itโ€™s a compromise city, financially.

What follows is a detailed breakdown of what you can actually expect to earn here, and what your paycheck will buy.

๐Ÿ† Top 5 Highest-Paying Jobs in Downey

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +5% vs national

Software Developer

$133,177
๐Ÿ’ก COL-Adjusted $115,305
โฑ Hourly $64.03/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +5% vs national

Accountant

$90,082
๐Ÿ’ก COL-Adjusted $77,993
โฑ Hourly $43.31/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +5% vs national

Elementary School Teacher

$66,630
๐Ÿ’ก COL-Adjusted $57,688
โฑ Hourly $32.03/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +5% vs national

Electrician

$64,412
๐Ÿ’ก COL-Adjusted $55,768
โฑ Hourly $30.97/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +5% vs national

Real Estate Agent

$64,338
๐Ÿ’ก COL-Adjusted $55,704
โฑ Hourly $30.93/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Downey

COL-Adjusted Salary = Raw salary divided by the cost of living index (116/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $133,177
2 Accountant $90,082
3 Elementary School Teacher $66,630
4 Electrician $64,412
5 Real Estate Agent $64,338
6 Heavy Truck Driver $55,558
7 Data Analyst $52,325
8 Plumber $52,325
9 Paralegal $52,325
10 Human Resources Specialist $52,325
11 Carpenter $52,325
12 Physical Therapist $52,325
13 Financial Analyst $52,325
14 Pharmacist $52,325
15 HVAC Technician $52,325
16 Loan Officer $52,325
17 Nail Technician $52,325
18 Firefighter $52,325
19 Construction Manager $52,325
20 Cosmetologist $52,325
21 Dental Hygienist $52,325
22 Personal Trainer $52,325
23 Chef/Head Cook $52,325
24 Auto Mechanic $52,325
25 Social Worker $52,325
26 Web Developer $52,325
27 Veterinary Technician $52,325
28 Pharmacy Technician $52,325
29 Marketing Manager $52,325
30 Licensed Practical Nurse (LPN) $52,325
31 Dental Assistant $52,325
32 Medical Assistant $52,325
33 Nursing Assistant (CNA) $52,325
34 Insurance Agent $52,325
35 Welder $52,325
36 Project Manager $52,325
37 Police Officer $52,325
38 Graphic Designer $52,325
39 Security Guard $37,820

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Downey

๐Ÿ 
1BR Rent
$2,252/mo
๐Ÿก
2BR Rent
$2,815/mo
๐Ÿ˜๏ธ
Median Home
$937,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$96,699
๐ŸŽ“
College Educated
25%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
116
Higher Cost

๐Ÿงฎ Can You Afford to Live in Downey?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Downey. Enter your salary and see exactly how far your money goes.

โ“ Downey Salary FAQ

What is the average salary in Downey, CA?

โ–ผ
The average salary across 40 occupations is $56,061. This figure is below the median household income of $96,699, indicating that household earnings often combine multiple incomes or higher-paying roles.

What jobs pay the most in Downey?

โ–ผ
The highest paying role is Software Developer at $133,177. This salary is more than double the area's average, highlighting a significant premium for tech skills in the local market.

Is Downey affordable on a Software Developer salary?

โ–ผ
With a salary of $133,177, housing is affordable as rent for a 1BR at $2,252/month represents only 20% of gross monthly income. The COL Index of 115.5 means overall expenses are 15.5% above the national average, but the high salary comfortably absorbs this.

How does Downey's cost of living affect my paycheck?

โ–ผ
Downey's COL Index is 115.5, making it 15.5% more expensive than the national average. For an average salary of $56,061, this reduces purchasing power, meaning your paycheck buys less than it would in a lower-cost area.

What salary do you need to live comfortably in Downey?

โ–ผ
To live comfortably, a salary around $96,699 (the median household income) is a practical benchmark, aligning with the area's median earnings. This allows for covering the $2,252/month 1BR rent while managing other expenses in a COL environment 15.5% above average.

๐Ÿ“ Editor's Verdict: Is Downey Worth It?

Bottom line: Downey pays decently but isnโ€™t a bargain. The 115.5 cost index and $2,252 rent chew through the $56,061 average, so everyday workers will feel stretched. Tech winsโ€”Software Developer at $133,177 stays strong at $115,305 after COL. Healthcare and skilled trades can do fine if you land union roles or specialized shifts, but growth and pay are narrower than in tech.

Is it worth it? Only if your income clears the rent hurdle with room to save; otherwise, youโ€™re treading water. For the right personโ€”say, a mid-level dev or a traveling nurse with overtimeโ€”itโ€™s a solid base with manageable commutes to broader LA opportunities.

One piece of advice: Line up the job before you move, then test-drive the commute at rush hour and run a post-rent budget using real grocery and utility numbers, not just the average salary.

Explore Downey Further