๐Ÿ’ฐ COL Index: 116 โ€” Higher Cost

Salaries in El Monte, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$56,912
across 40 roles
COL-Adjusted Avg
$49,274
real purchasing power
Top Paying Role
Software Developer
$133,177
1BR Rent
$2,252
median monthly

You might think El Monte is just another affordable LA County suburb you drive through on the 10. But in 2026, its median household income is $64,991โ€”surprisingly higher than youโ€™d expect for a city where 1 in 5 people hold a bachelorโ€™s degree. Itโ€™s a quiet workhorse, not a show pony.

Hereโ€™s the math that really matters: with a cost of living index of 115.5, your dollar here works about 15% less hard than the national average. That $133k for a software developer doesnโ€™t feel so plush when you adjust it for local pricesโ€”itโ€™s really worth about $115k. A one-bedroom apartment will run you $2,252 a month, so even the top-paying jobs require careful budgeting. This isnโ€™t a bargain bin; youโ€™re paying a premium to be in the LA orbit.

El Monteโ€™s economy isnโ€™t built on flashy tech. Itโ€™s a logistics and healthcare hub. Youโ€™ve got massive warehouses for companies like Amazon and UPS feeding the regional supply chain, which helps explain the solid pay for electricians and accountants. The healthcare sector is also a big employer, keeping demand and wages for nurses steady. Itโ€™s a blue-collar backbone with a white-collar spine.

The honest catch? Wages here are lagging behind that steep cost of living. The average salary across all roles is $56,912, but after adjusting for COL, its real take-home power is closer to $49,274. For a single person or a dual-income household without kids, it can be manageable. But for families, especially those without a top-tier degree, the math gets tight fast. The 5.2% unemployment rate isnโ€™t terrible, but it signals a competitive market for those without specialized skills.

The data below breaks down whoโ€™s earning what, and what those paychecks actually buy in this specific corner of the San Gabriel Valley.

๐Ÿ† Top 5 Highest-Paying Jobs in El Monte

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +5% vs national

Software Developer

$133,177
๐Ÿ’ก COL-Adjusted $115,305
โฑ Hourly $64.03/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +5% vs national

Accountant

$90,082
๐Ÿ’ก COL-Adjusted $77,993
โฑ Hourly $43.31/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +5% vs national

Registered Nurse

$90,072
๐Ÿ’ก COL-Adjusted $77,984
โฑ Hourly $43.30/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +5% vs national

Elementary School Teacher

$66,630
๐Ÿ’ก COL-Adjusted $57,688
โฑ Hourly $32.03/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +5% vs national

Electrician

$64,412
๐Ÿ’ก COL-Adjusted $55,768
โฑ Hourly $30.97/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in El Monte

COL-Adjusted Salary = Raw salary divided by the cost of living index (116/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $133,177
2 Accountant $90,082
3 Registered Nurse $90,072
4 Elementary School Teacher $66,630
5 Electrician $64,412
6 Real Estate Agent $64,338
7 Heavy Truck Driver $55,558
8 Graphic Designer $52,325
9 Plumber $52,325
10 Insurance Agent $52,325
11 Carpenter $52,325
12 Paralegal $52,325
13 Human Resources Specialist $52,325
14 Physical Therapist $52,325
15 Financial Analyst $52,325
16 Pharmacist $52,325
17 HVAC Technician $52,325
18 Nursing Assistant (CNA) $52,325
19 Welder $52,325
20 Construction Manager $52,325
21 Dental Hygienist $52,325
22 Firefighter $52,325
23 Nail Technician $52,325
24 Web Developer $52,325
25 Personal Trainer $52,325
26 Cosmetologist $52,325
27 Chef/Head Cook $52,325
28 Marketing Manager $52,325
29 Social Worker $52,325
30 Auto Mechanic $52,325
31 Veterinary Technician $52,325
32 Pharmacy Technician $52,325
33 Licensed Practical Nurse (LPN) $52,325
34 Dental Assistant $52,325
35 Medical Assistant $52,325
36 Loan Officer $52,325
37 Project Manager $52,325
38 Data Analyst $52,325
39 Police Officer $52,325
40 Security Guard $37,820

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in El Monte

๐Ÿ 
1BR Rent
$2,252/mo
๐Ÿก
2BR Rent
$2,815/mo
๐Ÿ˜๏ธ
Median Home
$710,500
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$64,991
๐ŸŽ“
College Educated
18%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
116
Higher Cost

๐Ÿงฎ Can You Afford to Live in El Monte?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in El Monte. Enter your salary and see exactly how far your money goes.

โ“ El Monte Salary FAQ

What is the average salary in El Monte, CA?

โ–ผ
The average salary across 40 occupations is $56,912. This is below the median household income of $64,991, indicating many households rely on multiple earners or other income sources.

What jobs pay the most in El Monte?

โ–ผ
The highest paying role is Software Developer at $133,177. This is more than double the average salary, highlighting a significant premium for tech skills in the local market.

Is El Monte affordable on a Software Developer salary?

โ–ผ
At $133,177, a Software Developer salary is very comfortable in El Monte. The 1BR rent of $2,252/mo is about 20% of gross monthly income, well below the recommended 30% threshold.

How does El Monte's cost of living affect my paycheck?

โ–ผ
El Monte's COL Index of 115.5 means costs are 15.5% higher than the national average. A $56,912 salary has the purchasing power of about $49,274 nationally, reducing real disposable income.

What salary do you need to live comfortably in El Monte?

โ–ผ
A comfortable salary is roughly $80,000 to cover a 1BR rent ($2,252/mo) and other expenses at the local COL. This is about 40% above the average salary, suggesting a gap for single-earner households.

๐Ÿ“ Editor's Verdict: Is El Monte Worth It?

Hereโ€™s my honest take: El Monte isnโ€™t a goldmine unless youโ€™re in tech. The average salary ($56,912) doesnโ€™t stretch far when the cost-of-living index is 115.5 and rent runs $2,252 a month. Software Developers winโ€”$133,177 raw, or $115,305 COL-adjustedโ€”making it the only role that truly thrives here. Healthcare and trades can get by, but youโ€™ll feel the pinch. If youโ€™re not in tech, the numbers are tough to justify. My advice? Before moving, run your own budget with the rent and COL in mindโ€”donโ€™t just rely on the average. For now, El Monte is a maybe, not a must.

Explore El Monte Further