๐Ÿ’ฐ COL Index: 85 โ€” Very Affordable

Salaries in Fort Smith, AR

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$66,354
across 40 roles
COL-Adjusted Avg
$77,972
real purchasing power
Top Paying Role
Marketing Manager
$150,574
1BR Rent
$678
median monthly

You might be surprised to learn that a software developer in Fort Smith has more purchasing power than a counterpart in Austin. With a cost of living index of just 85.1, that $121,571 salary feels more like $142,857 in a typical American city. Itโ€™s a quiet math trick that makes this Arkansas town a stealthy good deal.

Letโ€™s talk real take-home pay. A median household here brings in $54,009, but with a 1BR apartment renting for just $678 a month, your paycheck stretches. The average salary across all jobs is $66,354, which adjusts to a very comfortable $77,972 in national purchasing power. Youโ€™re not just paying less for housing; youโ€™re banking the difference. Itโ€™s a bargain, frankly, if you can land one of the better jobs.

Fort Smithโ€™s economy leans on logistics, manufacturing, and healthcare. Youโ€™ll find major employers like ABB and Gerdau in manufacturing, and the regional hospital system is a huge anchor. The cityโ€™s 3.5% unemployment rate shows itโ€™s stable, but the 24.3% bachelorโ€™s degree rate hints at a workforce thatโ€™s more hands-on than white-collar. Marketing managers and pharmacists top the pay scale, often tied to regional corporate offices or hospital networks.

Hereโ€™s the honest catch: while your money goes far, wage growth can lag behind hotter markets. Those top salaries are real, but theyโ€™re not common. This city works best for skilled tradespeople, healthcare professionals, and remote tech workers capitalizing on the low COL. If you need a bustling startup scene, you wonโ€™t find it here.

The data below breaks down who earns what and how far your dollar truly goes.

๐Ÿ† Top 5 Highest-Paying Jobs in Fort Smith

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -5% vs national

Marketing Manager

$150,574
๐Ÿ’ก COL-Adjusted $176,938
โฑ Hourly $72.39/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 179
๐Ÿฅˆ -5% vs national

Pharmacist

$129,949
๐Ÿ’ก COL-Adjusted $152,702
โฑ Hourly $62.48/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 179
๐Ÿฅ‰ -5% vs national

Software Developer

$121,571
๐Ÿ’ก COL-Adjusted $142,857
โฑ Hourly $58.45/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 538
4๏ธโƒฃ -5% vs national

Construction Manager

$103,373
๐Ÿ’ก COL-Adjusted $121,472
โฑ Hourly $49.70/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 179
5๏ธโƒฃ -5% vs national

Project Manager

$96,752
๐Ÿ’ก COL-Adjusted $113,692
โฑ Hourly $46.52/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 179

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Fort Smith

COL-Adjusted Salary = Raw salary divided by the cost of living index (85/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $150,574
2 Pharmacist $129,949
3 Software Developer $121,571
4 Construction Manager $103,373
5 Project Manager $96,752
6 Physical Therapist $95,252
7 Financial Analyst $94,584
8 Web Developer $88,604
9 Dental Hygienist $83,617
10 Accountant $82,232
11 Registered Nurse $82,222
12 Data Analyst $79,633
13 Police Officer $71,561
14 Human Resources Specialist $64,626
15 Elementary School Teacher $60,823
16 Plumber $60,518
17 Paralegal $59,945
18 Electrician $58,798
19 Real Estate Agent $58,731
20 Graphic Designer $58,598
21 Firefighter $54,566
22 Carpenter $54,375
23 HVAC Technician $53,181
24 Heavy Truck Driver $50,716
25 Nursing Assistant (CNA) $47,764
26 Pharmacy Technician $47,764
27 Licensed Practical Nurse (LPN) $47,764
28 Nail Technician $47,764
29 Cosmetologist $47,764
30 Personal Trainer $47,764
31 Chef/Head Cook $47,764
32 Auto Mechanic $47,764
33 Social Worker $47,764
34 Veterinary Technician $47,764
35 Loan Officer $47,764
36 Insurance Agent $47,764
37 Dental Assistant $47,764
38 Welder $47,373
39 Medical Assistant $36,559
40 Security Guard $34,524

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Fort Smith

๐Ÿ 
1BR Rent
$678/mo
๐Ÿก
2BR Rent
$891/mo
๐Ÿ˜๏ธ
Median Home
$218,000
๐Ÿ“‰
Unemployment
3.5%
๐Ÿ’ณ
Median Income
$54,009
๐ŸŽ“
College Educated
24%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
85
Very Affordable

๐Ÿงฎ Can You Afford to Live in Fort Smith?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Fort Smith. Enter your salary and see exactly how far your money goes.

โ“ Fort Smith Salary FAQ

What is the average salary in Fort Smith, AR?

โ–ผ
The average salary across 40 occupations in Fort Smith is $66,354. This figure is 14.9% below the U.S. average due to the local Cost of Living Index of 85.1. Insight: Salaries are lower but stretch further in this market.

What jobs pay the most in Fort Smith?

โ–ผ
The highest paying role is Marketing Manager at $150,574. This salary is 127% higher than the local average of $66,354. Insight: Specialized management roles command a significant premium in the Fort Smith market.

Is Fort Smith affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $150,574 is highly affordable in Fort Smith. The 1BR rent is $678/month, which is only 5.4% of the gross monthly salary. Insight: The low cost of living allows for substantial savings or discretionary spending even on a single income.

How does Fort Smith's cost of living affect my paycheck?

โ–ผ
Fort Smith's Cost of Living Index is 85.1, meaning your paycheck has 14.9% more purchasing power than the national average. For example, a $66,354 salary here feels like earning $78,000 in an average-cost U.S. city. Insight: Lower expenses effectively increase your net wealth compared to higher-cost areas.

What salary do you need to live comfortably in Fort Smith?

โ–ผ
A comfortable living salary in Fort Smith is approximately $54,009, which matches the median household income. This covers housing (1BR rent: $678/mo) and other expenses with a buffer, given the COL index of 85.1. Insight: You can live comfortably on less than the national median due to the area's affordability.

๐Ÿ“ Editor's Verdict: Is Fort Smith Worth It?

Hereโ€™s my honest take: Fort Smith is a hidden financial win if youโ€™re strategic. The $66,354 average salary stretches further thanks to a COL index of 85.1 and rent at just $678โ€”your paycheck doesnโ€™t get eaten alive like in bigger cities.

Marketing managers are the clear winners here, pulling $150,574 and a COL-adjusted $176,938. For everyone else, itโ€™s more modestโ€”but still manageable.

Who benefits most? Healthcare workers and skilled trades will find steady demand and solid purchasing power. Tech opportunities are thinner unless youโ€™re remote.

Is it worth it? If you value low costs over big-city buzz, absolutely. But if youโ€™re chasing rapid career growth in tech or corporate ladders, you might feel boxed in.

My advice: Before moving, secure a remote job or a local offer that pays above average. Use the low rent to build savings, not just upgrade your lifestyle. Fort Smith wonโ€™t dazzle you, but it can quietly set you up.

Explore Fort Smith Further