Salaries in Georgetown, KY
What every job actually pays โ cost-of-living adjusted
Updated: February 2026 ยท 27 occupations ยท BLS + Census data
Hereโs the funny thing about Georgetown, Kentucky: you can make a six-figure salary here and still feel like youโre living in a place your grandparents would recognize as affordable. The cityโs median household income sits at $78,373, which isnโt peanuts, but the real story is how far that money goes.
With a cost of living index of 93.1โabout 7% below the national averageโyour paycheck has some extra muscle. A software developer pulling in $124,625 has a purchasing power equivalent to over $133,000 in an average U.S. city. Even the average salary across all roles, at $55,827, adjusts to nearly $60,000 in real terms. That buys a lot of breathing room when a one-bedroom apartment averages just $837 a month.
Georgetown isnโt a tech hub, but it has a solid, diverse economic base. Manufacturing is huge here, thanks in part to the Toyota plant in nearby Georgetown County. That spills over into logistics and skilled trades. Youโll also find opportunities in healthcare and education, with local schools and clinics being steady employers. The cityโs 4.0% unemployment rate is right at the healthy national average, suggesting the job market is stable, if not explosive.
But hereโs the catch: while your money stretches far, wages arenโt necessarily skyrocketing. The top-paying role is software development, but thatโs a field where remote work can skew local data. For most peopleโlike accountants, nurses, and teachersโthe salaries are solid for the region but wonโt make you rich. If youโre in a skilled trade like electrician work, the local demand and lower cost of living can be a fantastic combo.
The data below breaks down the top-paying jobs, showing both raw salaries and what theyโre actually worth in Georgetown. Itโll tell you whoโs thriving and whether this small city makes financial sense for your career.
๐ Top 5 Highest-Paying Jobs in Georgetown
Ranked by raw salary. See COL-adjusted figures in the full table below.
Software Developer
Accountant
Registered Nurse
Elementary School Teacher
Electrician
๐ Complete Salary Guide โ All 27 Occupations in Georgetown
COL-Adjusted Salary = Raw salary divided by the cost of living index (93/100). Higher = more real purchasing power. This city's COL is below the US average.
| # | Occupation โ | Raw Salary โ |
|---|---|---|
| 1 | Software Developer | $124,625 |
| 2 | Accountant | $84,298 |
| 3 | Registered Nurse | $84,288 |
| 4 | Elementary School Teacher | $62,352 |
| 5 | Electrician | $60,275 |
| 6 | Real Estate Agent | $60,207 |
| 7 | Heavy Truck Driver | $51,991 |
| 8 | Nursing Assistant (CNA) | $48,965 |
| 9 | Paralegal | $48,965 |
| 10 | Welder | $48,965 |
| 11 | Construction Manager | $48,965 |
| 12 | Police Officer | $48,965 |
| 13 | Project Manager | $48,965 |
| 14 | Graphic Designer | $48,965 |
| 15 | Data Analyst | $48,965 |
| 16 | Plumber | $48,965 |
| 17 | Dental Hygienist | $48,965 |
| 18 | Carpenter | $48,965 |
| 19 | Human Resources Specialist | $48,965 |
| 20 | Financial Analyst | $48,965 |
| 21 | Physical Therapist | $48,965 |
| 22 | Pharmacist | $48,965 |
| 23 | HVAC Technician | $48,965 |
| 24 | Web Developer | $48,965 |
| 25 | Firefighter | $48,965 |
| 26 | Marketing Manager | $48,965 |
| 27 | Medical Assistant | $48,965 |
Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.
๐๏ธ Living Costs in Georgetown
๐งฎ Can You Afford to Live in Georgetown?
Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Georgetown. Enter your salary and see exactly how far your money goes.
โ Georgetown Salary FAQ
What is the average salary in Georgetown, KY?
โผ
What jobs pay the most in Georgetown?
โผ
Is Georgetown affordable on a Software Developer salary?
โผ
How does Georgetown's cost of living affect my paycheck?
โผ
What salary do you need to live comfortably in Georgetown?
โผ
๐ Editor's Verdict: Is Georgetown Worth It?
Hereโs my honest verdict: Georgetown is a smart financial move if youโre in tech. Software Developers crush it here, pulling a six-figure, COL-adjusted salary ($133,861) while rents stay at $837. Thatโs a wealth-building combo you wonโt find in most cities. For healthcare and trades, pay is solid but not spectacularโyouโll live comfortably, but donโt expect to get rich. The broader $55,827 average tells the real story: this is an affordable town, not a high-rollerโs paradise. If youโre considering the move, my advice is simple: lock in a remote or tech role before you arrive. Youโll leverage that low cost of living without sacrificing big-city pay. For everyone else, run the numbers carefully. Georgetown works, but it works best for the right worker.