๐Ÿ’ฐ COL Index: 108 โ€” Near Avg Cost

Salaries in Indio, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$55,671
across 40 roles
COL-Adjusted Avg
$51,595
real purchasing power
Top Paying Role
Software Developer
$130,276
1BR Rent
$2,104
median monthly

Hereโ€™s the thing about Indio that most people miss: itโ€™s not just the capital of desert festivals anymore. Itโ€™s become a quiet, back-office hub for the whole Coachella Valley. Youโ€™ll find more accountants and software developers here than you might expect, tucked away in business parks just off the 10.

With a cost of living index of 107.9, youโ€™re paying about 8% more than the national average to live here. That sounds bad, but itโ€™s a bargain compared to its glitzy neighbors. A $2,104 monthly rent for a one-bedroom is steep, but itโ€™s a far cry from the Palm Springs price tag. The real story is that the median household income of $83,107 actually buys you a decent life hereโ€”if youโ€™re in the right field.

The economy runs on two tracks: healthcare and skilled trades. Eisenhower Health is a massive employer, which is why registered nurses pull in a solid $88,000. But the real surprise? The demand for software developers, who top the charts at over $130,000. This isn't a city of just service jobs; it's where regional companies plant their administrative flags.

Hereโ€™s my honest take: wages, especially for teachers and electricians, haven't quite caught up to the housing costs. The average salary across all roles is just $55,671, which feels tight when youโ€™re paying over two grand for rent. But for nurses, accountants, and especially tech workers, Indio offers a financially stable life with a lower stress profile than the coast.

The numbers below break it all down, from the top-paying jobs to what you can actually afford on a teacherโ€™s salary.

๐Ÿ† Top 5 Highest-Paying Jobs in Indio

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +2% vs national

Software Developer

$130,276
๐Ÿ’ก COL-Adjusted $120,738
โฑ Hourly $62.63/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +2% vs national

Accountant

$88,120
๐Ÿ’ก COL-Adjusted $81,668
โฑ Hourly $42.37/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +2% vs national

Registered Nurse

$88,109
๐Ÿ’ก COL-Adjusted $81,658
โฑ Hourly $42.36/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +2% vs national

Elementary School Teacher

$65,178
๐Ÿ’ก COL-Adjusted $60,406
โฑ Hourly $31.34/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +2% vs national

Electrician

$63,008
๐Ÿ’ก COL-Adjusted $58,395
โฑ Hourly $30.29/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Indio

COL-Adjusted Salary = Raw salary divided by the cost of living index (108/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $130,276
2 Accountant $88,120
3 Registered Nurse $88,109
4 Elementary School Teacher $65,178
5 Electrician $63,008
6 Real Estate Agent $62,937
7 Heavy Truck Driver $54,348
8 Cosmetologist $51,184
9 Personal Trainer $51,184
10 Auto Mechanic $51,184
11 Pharmacy Technician $51,184
12 Police Officer $51,184
13 Project Manager $51,184
14 Graphic Designer $51,184
15 Loan Officer $51,184
16 Data Analyst $51,184
17 Insurance Agent $51,184
18 Plumber $51,184
19 Carpenter $51,184
20 Physical Therapist $51,184
21 Human Resources Specialist $51,184
22 Financial Analyst $51,184
23 Pharmacist $51,184
24 HVAC Technician $51,184
25 Nursing Assistant (CNA) $51,184
26 Construction Manager $51,184
27 Firefighter $51,184
28 Dental Hygienist $51,184
29 Web Developer $51,184
30 Marketing Manager $51,184
31 Nail Technician $51,184
32 Paralegal $51,184
33 Social Worker $51,184
34 Dental Assistant $51,184
35 Veterinary Technician $51,184
36 Chef/Head Cook $51,184
37 Welder $51,184
38 Licensed Practical Nurse (LPN) $51,184
39 Medical Assistant $51,184
40 Security Guard $36,996

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Indio

๐Ÿ 
1BR Rent
$2,104/mo
๐Ÿก
2BR Rent
$2,630/mo
๐Ÿ˜๏ธ
Median Home
$555,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$83,107
๐ŸŽ“
College Educated
22%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
108
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Indio?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Indio. Enter your salary and see exactly how far your money goes.

โ“ Indio Salary FAQ

What is the average salary in Indio, CA?

โ–ผ
The average salary across 40 occupations in Indio is $55,671 (2026). This is 32% below the median household income of $83,107, indicating a wide income distribution.

What jobs pay the most in Indio?

โ–ผ
The highest paying role is Software Developer at $130,276 (2026). This is 134% above the city's average salary of $55,671, reflecting a premium for tech talent.

Is Indio affordable on a Software Developer salary?

โ–ผ
A Software Developer earning $130,276 can comfortably afford Indio's $2,104 monthly rent, which uses only 19% of gross income. The 107.9 COL index is 7.9% above the national average, but the salary more than compensates.

How does Indio's cost of living affect my paycheck?

โ–ผ
Indio's COL index of 107.9 means your paycheck has 7.9% less purchasing power than the national average. For a $55,671 average salary, this effectively reduces real income to about $51,600 in national terms.

What salary do you need to live comfortably in Indio?

โ–ผ
To live comfortably, aim for a salary that covers a $2,104 1BR rent at 30% of income, requiring about $84,160 annually. This is 51% above the city's average salary of $55,671 but aligns with the median household income of $83,107.

๐Ÿ“ Editor's Verdict: Is Indio Worth It?

Hereโ€™s my honest take: Indio isnโ€™t a bargain. With a cost-of-living index of 107.9 and median rent at $2,104, your paycheck doesnโ€™t stretch as far as it might in cheaper desert towns. The citywide average salary of $55,671 feels tight once housing eats a big slice.

Tech workers, however, win here. Software Developers earn a strong $130,276, and even after COL adjustments, thatโ€™s a solid $120,738โ€”enough to live well and save. Healthcare and trades can do okay, but youโ€™ll feel the squeeze unless youโ€™re in senior or specialized roles.

Is Indio worth it financially? For most, itโ€™s a maybe, not a slam dunk. If youโ€™re in tech, absolutely. For everyone else, run the numbers carefully.

My advice: Before you move, secure a job paying at least 20% above the local average. That buffer protects you from rent hikes and keeps your lifestyle intact.

Explore Indio Further