๐Ÿ’ฐ COL Index: 106 โ€” Near Avg Cost

Salaries in Kahului CDP, HI

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$58,083
across 27 roles
COL-Adjusted Avg
$54,641
real purchasing power
Top Paying Role
Software Developer
$129,665
1BR Rent
$1,966
median monthly

Hereโ€™s the thing about working in Kahului: you probably donโ€™t picture it as a hub for software developers, but thatโ€™s actually the cityโ€™s top-paying job. Itโ€™s a reminder that even in a place defined by its connection to the ocean and the airport, the digital economy has found a foothold.

Letโ€™s talk real purchasing power. Kahuluiโ€™s cost of living sits at 106.3, meaning youโ€™re paying about 6% more than the national average for basics. That $92,062 median household income sounds solid, but when a one-bedroom apartment runs you $1,966 a month, that paycheck doesnโ€™t stretch as far as youโ€™d hope. Itโ€™s not Honolulu-level expensive, but itโ€™s certainly not a bargain. Youโ€™re paying a premium for the island lifestyle, and your salary has to work harder to cover it.

The economy here rides on a few key pillars. Tourism and hospitality are the obvious giants, with the airport and major resorts providing steady work. Healthcare is another big employer, which is why Registered Nurses are among the highest-paid professionals here. Youโ€™ll also find a surprising amount of construction and trade work, given the constant need to maintain and build infrastructure that can handle the islandโ€™s unique demands. Itโ€™s a practical, hands-on economy.

Hereโ€™s my honest take: wages, especially for teachers and electricians, feel a bit thin given the cost of living. A teacherโ€™s salary adjusts to just over $61,000, which feels tight for a family when rent alone eats up a huge chunk of that. It works well if youโ€™re in a high-demand field like tech or healthcare, or if youโ€™ve got a dual-income household. But for many, itโ€™s a constant balancing act.

The data below breaks it all down, from the COL-adjusted salaries to the unemployment rate thatโ€™s holding steady at a healthy 2.9%. Itโ€™ll show you exactly where the financial opportunitiesโ€”and the challengesโ€”really lie.

๐Ÿ† Top 5 Highest-Paying Jobs in Kahului CDP

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +2% vs national

Software Developer

$129,665
๐Ÿ’ก COL-Adjusted $121,980
โฑ Hourly $62.34/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +2% vs national

Accountant

$87,706
๐Ÿ’ก COL-Adjusted $82,508
โฑ Hourly $42.17/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +2% vs national

Registered Nurse

$87,696
๐Ÿ’ก COL-Adjusted $82,499
โฑ Hourly $42.16/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +2% vs national

Elementary School Teacher

$64,873
๐Ÿ’ก COL-Adjusted $61,028
โฑ Hourly $31.19/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +2% vs national

Electrician

$62,713
๐Ÿ’ก COL-Adjusted $58,996
โฑ Hourly $30.15/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Kahului CDP

COL-Adjusted Salary = Raw salary divided by the cost of living index (106/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $129,665
2 Accountant $87,706
3 Registered Nurse $87,696
4 Elementary School Teacher $64,873
5 Electrician $62,713
6 Real Estate Agent $62,641
7 Heavy Truck Driver $54,093
8 Paralegal $50,944
9 Nursing Assistant (CNA) $50,944
10 Welder $50,944
11 Dental Hygienist $50,944
12 Project Manager $50,944
13 Police Officer $50,944
14 Graphic Designer $50,944
15 Data Analyst $50,944
16 Plumber $50,944
17 Construction Manager $50,944
18 Carpenter $50,944
19 Human Resources Specialist $50,944
20 Physical Therapist $50,944
21 Financial Analyst $50,944
22 Pharmacist $50,944
23 HVAC Technician $50,944
24 Marketing Manager $50,944
25 Firefighter $50,944
26 Medical Assistant $50,944
27 Web Developer $50,944

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Kahului CDP

๐Ÿ 
1BR Rent
$1,966/mo
๐Ÿก
2BR Rent
$2,457/mo
๐Ÿ˜๏ธ
Median Home
$833,200
๐Ÿ“‰
Unemployment
2.9%
๐Ÿ’ณ
Median Income
$92,062
๐ŸŽ“
College Educated
25%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
106
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Kahului CDP?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Kahului CDP. Enter your salary and see exactly how far your money goes.

โ“ Kahului CDP Salary FAQ

What is the average salary in Kahului CDP, HI?

โ–ผ
The average salary across 40 occupations in Kahului CDP, HI is $58,083. This is 106.3% of the national average cost of living index. The median household income is $92,062, which is 59% higher than the average salary.

What jobs pay the most in Kahului CDP?

โ–ผ
The highest paying role in Kahului CDP is Software Developer at $129,665. This is 2.2 times the area's average salary of $58,083. The role's salary is 122% of the COL index.

Is Kahului CDP affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $129,665 is 2.2 times the average salary. With a 1BR rent of $1,966/month, housing costs are 18% of gross income. This leaves significant room for other expenses and savings.

How does Kahului CDP's cost of living affect my paycheck?

โ–ผ
Kahului's COL index of 106.3 means your paycheck has 6.3% less purchasing power than the national average. For a $58,083 average salary, this reduces effective buying power to approximately $54,623. The high rent of $1,966/month further reduces disposable income.

What salary do you need to live comfortably in Kahului CDP?

โ–ผ
A comfortable salary is approximately $92,062, matching the median household income. This is 59% higher than the area's average salary of $58,083. At this level, housing costs would be about 26% of gross income.

๐Ÿ“ Editor's Verdict: Is Kahului CDP Worth It?

Honestly, Kahului isnโ€™t a goldmine for most workers. The average salary ($58,083) doesnโ€™t stretch far when rent is $1,966 and the cost-of-living index is 106.3. If youโ€™re in tech, itโ€™s a different story: Software Developers earn $129,665 (or $121,980 adjusted), making them the clear winners here. Healthcare and trades can do okay, but youโ€™ll feel the squeeze unless youโ€™re specialized or running your own business.

Is it worth it financially? For most, noโ€”unless your career is in high demand locally. Tech workers get the best shot at a comfortable life; everyone else needs a tight budget or a side hustle.

My advice: Secure a job before you move. Donโ€™t rely on hoping to find one after arrival; the marketโ€™s small and competitive. If youโ€™re not in tech or a critical local role, think twiceโ€”paradise is expensive.

Explore Kahului CDP Further