๐Ÿ’ฐ COL Index: 91 โ€” Below Avg Cost

Salaries in Kearney, NE

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$77,058
across 27 roles
COL-Adjusted Avg
$85,147
real purchasing power
Top Paying Role
Marketing Manager
$153,080
1BR Rent
$678
median monthly

Kearneyโ€™s job market has a secret thatโ€™ll surprise folks who only know it as a college town. The unemployment rate is a razor-tight 2.4%, but the real shocker is how far a paycheck stretches here. Weโ€™re talking about a place where the median income feels like itโ€™s punching well above its weight.

Letโ€™s talk purchasing power. With a cost-of-living index of 90.5, youโ€™re getting a 9.5% discount on the national average. A $77,000 average salary here has the same honest-to-goodness buying power as $85,000 in a typical U.S. city. Rent is the proof in the pudding: a one-bedroom apartment averages just $678 a month. You canโ€™t find that in any major coastal market without a major commute. Itโ€™s a bargain, plain and simple, especially if youโ€™re in a high-demand field.

Whoโ€™s cashing in? Kearneyโ€™s economy is anchored by education, healthcare, and a surprising amount of tech and marketing work that supports local giants like Buckle (headquartered here) and the massive University of Nebraska at Kearney. The top earnersโ€”marketing managers, pharmacists, software developersโ€”arenโ€™t just making good money; their COL-adjusted salaries are pushing $150K and up. Construction and project managers are thriving too, likely tied to steady regional growth.

Hereโ€™s my honest take: the catch isnโ€™t the cost of living; itโ€™s the ceiling. While your money goes far, the number of open roles for those top-paying jobs is finite. This city is a fantastic deal for a young professional, a remote worker, or someone in healthcare or tech. Itโ€™s less ideal if youโ€™re climbing a very specific, competitive corporate ladder. The wages are stable, but are they keeping pace with the subtle inflation weโ€™re seeing everywhere? Thatโ€™s the real question.

Below, weโ€™ll break down the numbers for specific roles, so you can see exactly where youโ€™d fit in Kearneyโ€™s surprisingly lucrative landscape.

๐Ÿ† Top 5 Highest-Paying Jobs in Kearney

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$153,080
๐Ÿ’ก COL-Adjusted $169,149
โฑ Hourly $73.60/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 68
๐Ÿฅˆ -3% vs national

Pharmacist

$132,112
๐Ÿ’ก COL-Adjusted $145,980
โฑ Hourly $63.52/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 68
๐Ÿฅ‰ -3% vs national

Software Developer

$123,594
๐Ÿ’ก COL-Adjusted $136,568
โฑ Hourly $59.42/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 204
4๏ธโƒฃ -3% vs national

Construction Manager

$105,093
๐Ÿ’ก COL-Adjusted $116,125
โฑ Hourly $50.53/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 68
5๏ธโƒฃ -3% vs national

Project Manager

$98,363
๐Ÿ’ก COL-Adjusted $108,688
โฑ Hourly $47.29/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 68

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Kearney

COL-Adjusted Salary = Raw salary divided by the cost of living index (91/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $153,080
2 Pharmacist $132,112
3 Software Developer $123,594
4 Construction Manager $105,093
5 Project Manager $98,363
6 Physical Therapist $96,838
7 Financial Analyst $96,158
8 Web Developer $90,078
9 Dental Hygienist $85,009
10 Accountant $83,600
11 Registered Nurse $83,591
12 Data Analyst $80,959
13 Police Officer $72,752
14 Human Resources Specialist $65,701
15 Elementary School Teacher $61,836
16 Plumber $61,525
17 Paralegal $60,942
18 Electrician $59,777
19 Real Estate Agent $59,709
20 Graphic Designer $59,573
21 Firefighter $55,474
22 Carpenter $55,280
23 HVAC Technician $54,066
24 Heavy Truck Driver $51,561
25 Nursing Assistant (CNA) $48,575
26 Welder $48,161
27 Medical Assistant $37,167

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Kearney

๐Ÿ 
1BR Rent
$678/mo
๐Ÿก
2BR Rent
$891/mo
๐Ÿ˜๏ธ
Median Home
$322,400
๐Ÿ“‰
Unemployment
2.4%
๐Ÿ’ณ
Median Income
$69,790
๐ŸŽ“
College Educated
37%
๐Ÿšถ
Walk Score
30/100
๐Ÿ“Š
Cost of Living
91
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Kearney?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Kearney. Enter your salary and see exactly how far your money goes.

โ“ Kearney Salary FAQ

What is the average salary in Kearney, NE?

โ–ผ
The average salary across 40 occupations in Kearney is $77,058. This is above the local median household income of $69,790. Insight: The average salary is 15% higher than the median household income, suggesting a strong job market.

What jobs pay the most in Kearney?

โ–ผ
The highest paying role is Marketing Manager at $153,080. This is nearly double the average salary across all occupations. Insight: This role pays 117% more than the local average, highlighting a significant premium for leadership in marketing.

Is Kearney affordable on a Marketing Manager salary?

โ–ผ
Yes, Kearney is highly affordable on a $153,080 Marketing Manager salary. The cost of living index is 90.5, 9.5% below the U.S. average. Insight: A $153,080 salary here has the purchasing power of over $168,000 in a typical U.S. city.

How does Kearney's cost of living affect my paycheck?

โ–ผ
Kearney's cost of living index is 90.5, meaning your paycheck goes 9.5% further than the national average. For example, a $77,058 average salary has the purchasing power of $84,300 nationally. Insight: This COL advantage effectively boosts your real income without a higher nominal salary.

What salary do you need to live comfortably in Kearney?

โ–ผ
A comfortable living salary in Kearney is approximately $69,790, matching the median household income. This covers a 1BR rent of $678/month and other essentials. Insight: The low rent-to-income ratio (11.7% of median income) makes a comfortable lifestyle achievable on a modest salary.

๐Ÿ“ Editor's Verdict: Is Kearney Worth It?

Bottom line: Kearney is a smart financial bet in 2026. With a 90.5 cost-of-living index and $678 rent, your paycheck stretchesโ€”$77,058 feels like $85,148 nationally. Marketing Managers win big: $153,080 base, COL-adjusted to $169,149. Tech and healthcare professionals get solid pay with real purchasing power; tradespeople benefit from steady demand and lower costs. If you want city salaries without city rent, Kearneyโ€™s worth it. My honest verdict? Itโ€™s a rare value playโ€”affordable, not boring. Advice: secure the job before you move; remote options are thin, and local hiring moves fast.

Explore Kearney Further