๐Ÿ’ฐ COL Index: 105 โ€” Near Avg Cost

Salaries in Largo, FL

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$55,116
across 40 roles
COL-Adjusted Avg
$52,743
real purchasing power
Top Paying Role
Software Developer
$128,978
1BR Rent
$1,515
median monthly

You might think Largo, Florida, is just another quiet suburb, but itโ€™s actually a tech and healthcare hub hiding in plain sight. While everyone's focused on Tampa or Orlando, Largo has quietly built a solid job market with a surprisingly low 3.2% unemployment rate. It's a city that works, even if it doesn't scream for attention.

Let's talk real purchasing power. Largoโ€™s 104.5 cost of living index means youโ€™re paying about 4.5% more than the U.S. average, but your salary doesnโ€™t always follow suit. A median household income of $66,220 sounds decent, yet when you look at a $1,515 monthly rent for a one-bedroom apartment, you start doing the math. Itโ€™s not a bargain, but itโ€™s not punishing either; itโ€™s a manageable squeeze if youโ€™re in the right field.

So who thrives here? The data points clearly to two sectors: tech and healthcare. Software developers are the cityโ€™s top earners, pulling in nearly $129,000, a number that feels right at home near regional data centers and corporate offices. Nurses do exceptionally well, too, with salaries over $87,000, likely thanks to nearby Morton Plant Hospital and other medical facilities. Education levels are a bit below the national averageโ€”only 27.1% hold a bachelor's degree or higherโ€”which suggests there's a real opportunity for skilled professionals to stand out.

Hereโ€™s my honest take: Largo isn't a gold rush. Wages are decent, but they aren't exploding. The cost of living is creeping up, a familiar story across Florida. Itโ€™s a fantastic fit for a mid-career software developer or a nurse who wants a stable community without the chaos of a major city. For someone in a trade, like an electrician, itโ€™s a solid, reliable living.

What follows is a detailed breakdown of the numbers, showing you exactly where Largoโ€™s salary landscape stands in 2026.

๐Ÿ† Top 5 Highest-Paying Jobs in Largo

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Software Developer

$128,978
๐Ÿ’ก COL-Adjusted $123,424
โฑ Hourly $62.01/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +1% vs national

Accountant

$87,242
๐Ÿ’ก COL-Adjusted $83,485
โฑ Hourly $41.94/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +1% vs national

Registered Nurse

$87,231
๐Ÿ’ก COL-Adjusted $83,475
โฑ Hourly $41.94/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +1% vs national

Elementary School Teacher

$64,529
๐Ÿ’ก COL-Adjusted $61,750
โฑ Hourly $31.02/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +1% vs national

Electrician

$62,380
๐Ÿ’ก COL-Adjusted $59,694
โฑ Hourly $29.99/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Largo

COL-Adjusted Salary = Raw salary divided by the cost of living index (105/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $128,978
2 Accountant $87,242
3 Registered Nurse $87,231
4 Elementary School Teacher $64,529
5 Electrician $62,380
6 Real Estate Agent $62,309
7 Heavy Truck Driver $53,806
8 Paralegal $50,674
9 Nail Technician $50,674
10 Cosmetologist $50,674
11 Personal Trainer $50,674
12 Chef/Head Cook $50,674
13 Auto Mechanic $50,674
14 Veterinary Technician $50,674
15 Social Worker $50,674
16 Dental Assistant $50,674
17 Pharmacy Technician $50,674
18 Licensed Practical Nurse (LPN) $50,674
19 Construction Manager $50,674
20 Project Manager $50,674
21 Graphic Designer $50,674
22 Police Officer $50,674
23 Data Analyst $50,674
24 Loan Officer $50,674
25 Insurance Agent $50,674
26 Pharmacist $50,674
27 Carpenter $50,674
28 Physical Therapist $50,674
29 Human Resources Specialist $50,674
30 Financial Analyst $50,674
31 HVAC Technician $50,674
32 Nursing Assistant (CNA) $50,674
33 Plumber $50,674
34 Web Developer $50,674
35 Firefighter $50,674
36 Dental Hygienist $50,674
37 Marketing Manager $50,674
38 Medical Assistant $50,674
39 Welder $50,674
40 Security Guard $36,627

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Largo

๐Ÿ 
1BR Rent
$1,515/mo
๐Ÿก
2BR Rent
$1,893/mo
๐Ÿ˜๏ธ
Median Home
$345,000
๐Ÿ“‰
Unemployment
3.2%
๐Ÿ’ณ
Median Income
$66,220
๐ŸŽ“
College Educated
27%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
105
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Largo?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Largo. Enter your salary and see exactly how far your money goes.

โ“ Largo Salary FAQ

What is the average salary in Largo, FL?

โ–ผ
The average salary across 40 occupations in Largo is $55,116. This is slightly below the median household income of $66,220. Insight: Individual earnings lag behind household income, suggesting dual-income households are common.

What jobs pay the most in Largo?

โ–ผ
The highest-paying role is Software Developer at $128,978. This is more than double the city's average salary of $55,116. Insight: Tech roles command a significant premium in the local market.

Is Largo affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $128,978 is highly affordable in Largo. The Cost of Living Index is 104.5, only 4.5% above the national average, and a 1BR rent is $1,515/month. Insight: This salary is over 7 times the monthly rent cost, indicating strong purchasing power.

How does Largo's cost of living affect my paycheck?

โ–ผ
Largo's COL Index of 104.5 means your paycheck has 4.5% less purchasing power than the national average. For an average salary of $55,116, this effectively reduces its real value. Insight: Housing is the primary cost driver, as rent consumes a significant portion of average incomes.

What salary do you need to live comfortably in Largo?

โ–ผ
A comfortable living salary in Largo is estimated at $66,220, matching the median household income. This covers a 1BR rent of $1,515/month plus other expenses within the city's 104.5 COL index. Insight: The median income provides a baseline for stability, but comfort requires earning at or above this level.

๐Ÿ“ Editor's Verdict: Is Largo Worth It?

Hereโ€™s the honest verdict: Largo isnโ€™t where you chase a superstar salary, but it can be a smart money move if youโ€™re strategic. The cost of living sits slightly above the national average (104.5), and with rent at $1,515 a month, that $55,116 average salary gets tight fast. Tech workersโ€”specifically Software Developersโ€”clearly win here, pulling $128,978, with COL-adjusted pay still strong at $123,424. Healthcare and trades can do fine, but youโ€™ll feel the gap if youโ€™re not in a specialized or high-demand role.

If youโ€™re considering the move, my advice: line up the job before you sign a lease. Largoโ€™s market rewards skills, not just presence. Come in with a solid offer, and youโ€™ll actually enjoy the Florida sunshine without sweating your bank account.

Explore Largo Further