Salaries in Loveland, CO

Here’s something that might surprise you about Loveland: for a city of 79,000 people, it punches way above its weight in tech and healthcare pay. And with a 3.4% unemployment rate, you’re not just getting a job—you’re getting options.

Let’s talk real purchasing power. The city’s cost of living sits at 96.6, meaning it’s about 3-4% cheaper than the national average. That doesn’t sound like much, but it adds up. A median household here brings in $77,160, which feels solid when you’re paying $1,497 for a one-bedroom apartment. You’re not getting the steal you’d find in the Midwest, but you’re certainly not getting gouged like in Denver proper. For most, it’s a manageable trade-off.

Who’s thriving? The tech sector is quietly booming, pulled in by the Boulder-Denver corridor. Software developers here make a median of $125,961—adjusted for our lower costs, that’s effectively $130,394. Healthcare is the other anchor; Loveland’s hospitals and clinics keep nurses earning a solid $85,192 (adjusted). You’ll also find a healthy number of accountants and electricians doing well, thanks to a steady stream of small businesses and construction. The big local employers, like McKee Medical Center and a growing cluster of software firms, set the tone.

But here’s my honest take: this isn’t a secret anymore. Wages are rising, but so are housing costs. That $1,497 rent is up about 5% from two years ago, while salaries haven’t kept quite that pace for everyone. It works beautifully if you’re in one of the top-paying fields or have a dual-income household. For someone starting out in a lower-wage job, it’s getting tighter.

The numbers below will break down exactly what you can expect to earn in Loveland’s key jobs, and how far that money actually goes.