๐Ÿ’ฐ COL Index: 112 โ€” Near Avg Cost

Salaries in Lynn, MA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$56,275
across 40 roles
COL-Adjusted Avg
$50,426
real purchasing power
Top Paying Role
Software Developer
$131,688
1BR Rent
$2,064
median monthly

Hereโ€™s something you donโ€™t hear often: Lynn, Massachusetts, has a lower unemployment rate than the national average, and its top-paying job is a software developer pulling in over $131,000. For a city of 101,000 people just north of Boston, thatโ€™s a quiet powerhouse.

But let's talk real money. With a cost of living index of 111.6, your paycheck here buys less than the national average. That software developer's salary, adjusted for local costs, feels more like $118,000. The city's median household income sits at $73,723, but the average salary across all roles is just $56,275โ€”meaning most people are earning closer to $50,000 after you factor in those higher prices.

Who actually thrives here? Beyond tech, healthcare and the trades are solid bets. General Electric has a major footprint, and the proximity to Bostonโ€™s medical hub keeps nursing salaries competitive at nearly $89,000. You'll also find skilled electricians and accountants doing well, though their COL-adjusted take-home dips into the high $70,000s. Itโ€™s a blue-collar city with a white-collar undercurrent.

The catch? Wages havenโ€™t fully kept pace with the rising cost of living, especially for housing. A one-bedroom apartment averages $2,064 a month. Still, for a single professional or a dual-income household without kids, Lynn can be a financially savvy alternative to Bostonโ€™s exorbitant prices.

The numbers below break down exactly who wins, who pays more, and what your salary really means in this evolving city.

๐Ÿ† Top 5 Highest-Paying Jobs in Lynn

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +4% vs national

Software Developer

$131,688
๐Ÿ’ก COL-Adjusted $118,000
โฑ Hourly $63.31/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +4% vs national

Accountant

$89,075
๐Ÿ’ก COL-Adjusted $79,816
โฑ Hourly $42.82/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +4% vs national

Registered Nurse

$89,065
๐Ÿ’ก COL-Adjusted $79,807
โฑ Hourly $42.82/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +4% vs national

Elementary School Teacher

$65,885
๐Ÿ’ก COL-Adjusted $59,037
โฑ Hourly $31.68/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +4% vs national

Electrician

$63,691
๐Ÿ’ก COL-Adjusted $57,071
โฑ Hourly $30.62/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Lynn

COL-Adjusted Salary = Raw salary divided by the cost of living index (112/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $131,688
2 Accountant $89,075
3 Registered Nurse $89,065
4 Elementary School Teacher $65,885
5 Electrician $63,691
6 Real Estate Agent $63,619
7 Heavy Truck Driver $54,937
8 Police Officer $51,740
9 Carpenter $51,740
10 Human Resources Specialist $51,740
11 Paralegal $51,740
12 Physical Therapist $51,740
13 Financial Analyst $51,740
14 Pharmacist $51,740
15 HVAC Technician $51,740
16 Welder $51,740
17 Firefighter $51,740
18 Construction Manager $51,740
19 Web Developer $51,740
20 Nail Technician $51,740
21 Marketing Manager $51,740
22 Dental Hygienist $51,740
23 Cosmetologist $51,740
24 Personal Trainer $51,740
25 Chef/Head Cook $51,740
26 Auto Mechanic $51,740
27 Social Worker $51,740
28 Medical Assistant $51,740
29 Pharmacy Technician $51,740
30 Veterinary Technician $51,740
31 Dental Assistant $51,740
32 Licensed Practical Nurse (LPN) $51,740
33 Nursing Assistant (CNA) $51,740
34 Plumber $51,740
35 Loan Officer $51,740
36 Insurance Agent $51,740
37 Graphic Designer $51,740
38 Project Manager $51,740
39 Data Analyst $51,740
40 Security Guard $37,397

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Lynn

๐Ÿ 
1BR Rent
$2,064/mo
๐Ÿก
2BR Rent
$2,580/mo
๐Ÿ˜๏ธ
Median Home
$575,000
๐Ÿ“‰
Unemployment
3.5%
๐Ÿ’ณ
Median Income
$73,723
๐ŸŽ“
College Educated
25%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
112
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Lynn?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Lynn. Enter your salary and see exactly how far your money goes.

โ“ Lynn Salary FAQ

What is the average salary in Lynn, MA?

โ–ผ
The average salary across 40 occupations in Lynn is $56,275. This is below the median household income of $73,723. Insight: Wages here lag typical household earnings, suggesting many residents rely on dual incomes.

What jobs pay the most in Lynn?

โ–ผ
The highest paying role in Lynn is Software Developer at $131,688. This is more than double the city's average salary of $56,275. Insight: Tech roles command a premium, but they are outliers in a market dominated by lower-wage occupations.

Is Lynn affordable on a Software Developer salary?

โ–ผ
Yes, a $131,688 salary is well above Lynn's median household income of $73,723. With a 1BR rent of $2,064/month, housing would consume about 19% of gross income. Insight: This leaves substantial room for savings and other expenses compared to the typical resident.

How does Lynn's cost of living affect my paycheck?

โ–ผ
Lynn's COL index is 111.6, meaning costs are 11.6% higher than the national average. On the average salary of $56,275, this erodes purchasing power, especially with 1BR rent at $2,064/month. Insight: Your effective take-home pay buys less here than in a typical U.S. city.

What salary do you need to live comfortably in Lynn?

โ–ผ
A comfortable salary in Lynn is likely above $73,723, the median household income. To keep rent under 30% of income, you need at least $82,560 to afford a 1BR at $2,064/month. Insight: The average salary of $56,275 falls short, indicating a gap between typical earnings and a comfortable budget.

๐Ÿ“ Editor's Verdict: Is Lynn Worth It?

Hereโ€™s my honest verdict: Lynn is not a place to get rich, but it can be a smart launchpad if you pick the right lane. At a 111.6 COL index and $2,064/month rent, that $56,275 average salary gets tight fast. Tech is the clear outlierโ€”Software Developer at ~$131,688 (or ~$118k adjusted) is the only path here that truly beats the cost of living. Healthcare and trades can work, but youโ€™ll need overtime, a side hustle, or roommates to feel comfortable. If youโ€™re considering the move, come in with a tech offer in hand or a solid plan to pivot; donโ€™t bet on Lynn being cheap enough to wing it. Itโ€™s a decent base, not a destination.

Explore Lynn Further