๐Ÿ’ฐ COL Index: 110 โ€” Near Avg Cost

Salaries in Mililani Town CDP, HI

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$58,751
across 27 roles
COL-Adjusted Avg
$53,313
real purchasing power
Top Paying Role
Software Developer
$131,154
1BR Rent
$2,038
median monthly

Most folks picture Hawaii and assume you need a trust fund to live there. But take a look at Mililani Town: the unemployment rate is a razor-thin 2.9%, and its median household incomeโ€”$124,123โ€”is actually above the national average. Itโ€™s a blue-collar stronghold in a white-sand paradise.

Hereโ€™s the reality check on your paycheck. With a cost of living index of 110.2, everything from groceries to that $2,038 one-bedroom rent costs about 10% more than the national average. That median income sounds great, but it doesnโ€™t stretch as far as you'd think. The COL-adjusted average salary here drops to just $53,313, which is a sobering number if youโ€™re not in a high-demand field.

So, whoโ€™s actually thriving? Itโ€™s not just tourism. Mililani has a significant military and federal contractor presence, thanks to its proximity to Joint Base Pearl Harbor-Hickam and Wheeler Army Airfield. Youโ€™ll also find steady work in healthcare and education. The data shows that if youโ€™re a software developer pulling in $131,154, youโ€™re doing more than okay. But the real story is the backbone of the town: the accountants, nurses, and skilled tradespeople like electricians who keep everything running.

Hereโ€™s my honest take: the wages for many professions, like elementary school teachers at a COL-adjusted $59,544, are struggling to keep pace with the high cost of island life. It works beautifully for dual-income households or those in tech and healthcare, but it can be a tight squeeze for others. Itโ€™s a classic case of a beautiful location that demands a high price.

The numbers below break it all down, from top-paying jobs to what your salary really means for your wallet.

๐Ÿ† Top 5 Highest-Paying Jobs in Mililani Town CDP

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +3% vs national

Software Developer

$131,154
๐Ÿ’ก COL-Adjusted $119,015
โฑ Hourly $63.05/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +3% vs national

Accountant

$88,714
๐Ÿ’ก COL-Adjusted $80,503
โฑ Hourly $42.65/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +3% vs national

Registered Nurse

$88,703
๐Ÿ’ก COL-Adjusted $80,493
โฑ Hourly $42.65/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +3% vs national

Elementary School Teacher

$65,618
๐Ÿ’ก COL-Adjusted $59,544
โฑ Hourly $31.55/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +3% vs national

Electrician

$63,433
๐Ÿ’ก COL-Adjusted $57,562
โฑ Hourly $30.50/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Mililani Town CDP

COL-Adjusted Salary = Raw salary divided by the cost of living index (110/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $131,154
2 Accountant $88,714
3 Registered Nurse $88,703
4 Elementary School Teacher $65,618
5 Electrician $63,433
6 Real Estate Agent $63,361
7 Heavy Truck Driver $54,714
8 Dental Hygienist $51,530
9 Paralegal $51,530
10 Nursing Assistant (CNA) $51,530
11 Welder $51,530
12 Web Developer $51,530
13 Project Manager $51,530
14 Police Officer $51,530
15 Graphic Designer $51,530
16 Marketing Manager $51,530
17 Data Analyst $51,530
18 Plumber $51,530
19 Firefighter $51,530
20 Carpenter $51,530
21 Physical Therapist $51,530
22 Human Resources Specialist $51,530
23 Financial Analyst $51,530
24 Pharmacist $51,530
25 HVAC Technician $51,530
26 Medical Assistant $51,530
27 Construction Manager $51,530

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Mililani Town CDP

๐Ÿ 
1BR Rent
$2,038/mo
๐Ÿก
2BR Rent
$2,547/mo
๐Ÿ˜๏ธ
Median Home
$884,800
๐Ÿ“‰
Unemployment
2.9%
๐Ÿ’ณ
Median Income
$124,123
๐ŸŽ“
College Educated
42%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
110
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Mililani Town CDP?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Mililani Town CDP. Enter your salary and see exactly how far your money goes.

โ“ Mililani Town CDP Salary FAQ

What is the average salary in Mililani Town CDP, HI?

โ–ผ
The average salary across 40 occupations in Mililani Town CDP is $58,751. This figure is below the area's median household income of $124,123, indicating a wide income disparity. The cost of living index is 110.2, making this average salary feel tighter.

What jobs pay the most in Mililani Town CDP?

โ–ผ
The highest paying role is Software Developer, with an average salary of $131,154. This significantly outpaces the area's average salary of $58,751. This high earning potential is a key driver for the median household income of $124,123.

Is Mililani Town CDP affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $131,154 is comfortably above the median household income of $124,123. With a 1BR rent of $2,038/month, housing costs are manageable on this income. The cost of living index of 110.2 is high but can be absorbed by this salary.

How does Mililani Town CDP's cost of living affect my paycheck?

โ–ผ
The cost of living index is 110.2, meaning expenses are 10.2% higher than the national average. This directly reduces the purchasing power of your paycheck compared to other locations. For example, a $58,751 average salary will feel like approximately $53,313 in a national-average market.

What salary do you need to live comfortably in Mililani Town CDP?

โ–ผ
To live comfortably, a salary near the median household income of $124,123 is advisable. This comfortably covers the $2,038/month 1BR rent and the higher cost of living (index 110.2). This benchmark is close to the top-paying Software Developer salary of $131,154.

๐Ÿ“ Editor's Verdict: Is Mililani Town CDP Worth It?

Here's my honest verdict: Mililani Town CDP is not a budget-friendly base unless you're pulling in tech money. With a cost-of-living index of 110.2 and average rent at $2,038, the average salary of $58,751 gets you by, but it won't leave room for much else. The standout is clearly Software Developer, which not only leads in raw pay at $131,154 but also holds strong at $119,015 after COL adjustment. Tech is the clear winner here; healthcare and trades can do okay, but you'll feel the squeeze more. If you're considering the move, don't do it unless you've locked in a job paying at least $90Kโ€”ideally in software or a related field. Otherwise, the island charm might not balance the financial reality.

Explore Mililani Town CDP Further