๐Ÿ’ฐ COL Index: 93 โ€” Below Avg Cost

Salaries in Missoula, MT

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$68,022
across 40 roles
COL-Adjusted Avg
$73,063
real purchasing power
Top Paying Role
Marketing Manager
$154,357
1BR Rent
$988
median monthly

Here's a surprising truth about Missoula in 2026: for a city of just 77,000 people, it packs a punch in high-paying fields. You don't need to be in a coastal metropolis to find a software developer earning over $125,000.

The real story here is purchasing power. With a cost of living index at 93.1, your dollar stretches about 7% further than the national average. That median household income of $70,277 feels more like $75,000 in real terms. A one-bedroom apartment running $988 a month is a bargain compared to what you'd pay in a bigger city, but it's still a significant chunk of a Missoula paycheck.

Who's thriving? The usual suspects, but with a Montana twist. Marketing managers and software developers are the top earners, pulling down salaries well into the six figures. The city's economy is anchored by education (thanks to the University of Montana), healthcare systems like Providence, and a surprisingly robust professional services sector. Construction managers also do well, a nod to the city's steady growth.

Here's the honest catch: while wages look good on paper, the cost of living has been creeping up faster than incomes for years. A 2.6% unemployment rate means employers are competing for talent, but that hasn't fully translated to wage growth keeping pace with housing. This city works best for remote tech workers or those in established professional roles. For everyone else, it's a trade-off between lifestyle and salary.

The data below breaks down exactly what you can expect to earn, both before and after accounting for that favorable cost of living.

๐Ÿ† Top 5 Highest-Paying Jobs in Missoula

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -2% vs national

Marketing Manager

$154,357
๐Ÿ’ก COL-Adjusted $165,797
โฑ Hourly $74.21/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 155
๐Ÿฅˆ -2% vs national

Pharmacist

$133,214
๐Ÿ’ก COL-Adjusted $143,087
โฑ Hourly $64.05/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 155
๐Ÿฅ‰ -2% vs national

Software Developer

$124,625
๐Ÿ’ก COL-Adjusted $133,861
โฑ Hourly $59.92/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 466
4๏ธโƒฃ -2% vs national

Construction Manager

$105,970
๐Ÿ’ก COL-Adjusted $113,824
โฑ Hourly $50.95/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 155
5๏ธโƒฃ -2% vs national

Project Manager

$99,183
๐Ÿ’ก COL-Adjusted $106,534
โฑ Hourly $47.68/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 155

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Missoula

COL-Adjusted Salary = Raw salary divided by the cost of living index (93/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $154,357
2 Pharmacist $133,214
3 Software Developer $124,625
4 Construction Manager $105,970
5 Project Manager $99,183
6 Physical Therapist $97,646
7 Financial Analyst $96,960
8 Web Developer $90,830
9 Dental Hygienist $85,718
10 Accountant $84,298
11 Registered Nurse $84,288
12 Data Analyst $81,634
13 Police Officer $73,359
14 Human Resources Specialist $66,249
15 Elementary School Teacher $62,352
16 Plumber $62,038
17 Paralegal $61,451
18 Electrician $60,275
19 Real Estate Agent $60,207
20 Graphic Designer $60,070
21 Firefighter $55,937
22 Carpenter $55,741
23 HVAC Technician $54,517
24 Heavy Truck Driver $51,991
25 Nursing Assistant (CNA) $48,965
26 Cosmetologist $48,965
27 Chef/Head Cook $48,965
28 Personal Trainer $48,965
29 Auto Mechanic $48,965
30 Social Worker $48,965
31 Veterinary Technician $48,965
32 Pharmacy Technician $48,965
33 Licensed Practical Nurse (LPN) $48,965
34 Dental Assistant $48,965
35 Loan Officer $48,965
36 Insurance Agent $48,965
37 Nail Technician $48,965
38 Welder $48,563
39 Medical Assistant $37,477
40 Security Guard $35,391

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Missoula

๐Ÿ 
1BR Rent
$988/mo
๐Ÿก
2BR Rent
$1,203/mo
๐Ÿ˜๏ธ
Median Home
$529,950
๐Ÿ“‰
Unemployment
2.6%
๐Ÿ’ณ
Median Income
$70,277
๐ŸŽ“
College Educated
37%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
93
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Missoula?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Missoula. Enter your salary and see exactly how far your money goes.

โ“ Missoula Salary FAQ

What is the average salary in Missoula, MT?

โ–ผ
The average salary across 40 occupations in Missoula in 2026 is $68,022. This is slightly below the area's median household income of $70,277. Insight: The proximity suggests broad-based earnings but also potential underemployment relative to household income.

What jobs pay the most in Missoula?

โ–ผ
The highest paying role in Missoula is Marketing Manager at $154,357. This is more than double the average salary across 40 occupations. Insight: Specialized management roles command a significant premium in the local market.

Is Missoula affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $154,357 is well above Missoula's average salary of $68,022 and median household income of $70,277. With a cost of living index of 93.1 and 1BR rent at $988/mo, housing costs are manageable. Insight: This salary provides substantial disposable income relative to local expenses.

How does Missoula's cost of living affect my paycheck?

โ–ผ
Missoula's cost of living index is 93.1, meaning expenses are 6.9% below the national average. For a $68,022 average salary, this effectively increases purchasing power by about $4,700 annually. Insight: Lower COL means your paycheck stretches further than in many other U.S. cities.

What salary do you need to live comfortably in Missoula?

โ–ผ
To live comfortably, a salary around $70,000 is advisable, aligning with the median household income of $70,277. This covers a 1BR rent of $988/mo (about 17% of gross income) and other expenses given the COL index of 93.1. Insight: Comfort is achievable at or slightly above the area's median income due to the relatively low cost of living.

๐Ÿ“ Editor's Verdict: Is Missoula Worth It?

As someone whoโ€™s watched Missoula grow up, Iโ€™ll say this: financially, itโ€™s a solid bet. The cost-of-living index of 93.1 means your paycheck stretches further, and with average rent at $988, youโ€™re not drowning like you would in Seattle or Denver. That average salary of $68,022 goes a long way here. And yes, Marketing Managers are winning bigโ€”topping the charts at over $154k, or the equivalent of $165k in a pricier city.

But hereโ€™s my honest verdict: Missoula is worth it if you value a laid-back lifestyle alongside your career. Tech workers and healthcare professionals will find a welcoming market, but tradespeople? Youโ€™re the unsung heroesโ€”youโ€™ll find steady, well-paying work without the crazy competition.

My one piece of advice: Visit in February before you commit. If you can handle the gray skies and snow, youโ€™ll fall in love with the rest.

Explore Missoula Further