๐Ÿ’ฐ COL Index: 108 โ€” Near Avg Cost

Salaries in Montpelier, VT

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$58,289
across 27 roles
COL-Adjusted Avg
$54,223
real purchasing power
Top Paying Role
Software Developer
$130,123
1BR Rent
$1,343
median monthly

You might be surprised to learn that Vermontโ€™s capital, with a population barely over 8,000, has a lower unemployment rate (just 2.3%) than the entire nation. Itโ€™s a tiny city that punches way above its weight.

But hereโ€™s the real story: living here costs you about 7.5% more than the average U.S. spot. That median household income of $79,175 sounds decent, but once you adjust for that cost of living, your purchasing power takes a hit. Youโ€™re not getting a bargain, but youโ€™re not getting gouged either; itโ€™s a wash, with the COL-adjusted average salary sitting at a more modest $54,223.

So who actually thrives here? The data is clear: itโ€™s the tech and healthcare sectors. A software developer can pull in over $130,000, making them the top earner by a mile. Nurses and accountants do respectably well, too. Youโ€™ll find state government and places like the Vermont State Employees Credit Union are major employers, anchoring the local economy for those with the right skills.

Hereโ€™s my honest take: unless youโ€™re in a high-demand field like software, wages arenโ€™t exactly keeping pace with the cost of living. A teacher or electrician will find the financial math a lot tougher. It works best if youโ€™ve got a remote salary from a bigger market or youโ€™re in one of those few top-paying professions.

The numbers below will break down exactly what you can expect to earn and what it really means for your wallet in this small but expensive city.

๐Ÿ† Top 5 Highest-Paying Jobs in Montpelier

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +2% vs national

Software Developer

$130,123
๐Ÿ’ก COL-Adjusted $121,045
โฑ Hourly $62.56/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +2% vs national

Accountant

$88,016
๐Ÿ’ก COL-Adjusted $81,875
โฑ Hourly $42.32/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +2% vs national

Registered Nurse

$88,006
๐Ÿ’ก COL-Adjusted $81,866
โฑ Hourly $42.31/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +2% vs national

Elementary School Teacher

$65,102
๐Ÿ’ก COL-Adjusted $60,560
โฑ Hourly $31.30/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +2% vs national

Electrician

$62,934
๐Ÿ’ก COL-Adjusted $58,543
โฑ Hourly $30.26/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Montpelier

COL-Adjusted Salary = Raw salary divided by the cost of living index (108/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $130,123
2 Accountant $88,016
3 Registered Nurse $88,006
4 Elementary School Teacher $65,102
5 Electrician $62,934
6 Real Estate Agent $62,863
7 Heavy Truck Driver $54,284
8 Firefighter $51,125
9 Web Developer $51,125
10 Dental Hygienist $51,125
11 Carpenter $51,125
12 Paralegal $51,125
13 Medical Assistant $51,125
14 Nursing Assistant (CNA) $51,125
15 Welder $51,125
16 Police Officer $51,125
17 Project Manager $51,125
18 Graphic Designer $51,125
19 Data Analyst $51,125
20 Plumber $51,125
21 Marketing Manager $51,125
22 Physical Therapist $51,125
23 Human Resources Specialist $51,125
24 Financial Analyst $51,125
25 Pharmacist $51,125
26 HVAC Technician $51,125
27 Construction Manager $51,125

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Montpelier

๐Ÿ 
1BR Rent
$1,343/mo
๐Ÿก
2BR Rent
$1,678/mo
๐Ÿ˜๏ธ
Median Home
$368,875
๐Ÿ“‰
Unemployment
2.3%
๐Ÿ’ณ
Median Income
$79,175
๐ŸŽ“
College Educated
66%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
108
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Montpelier?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Montpelier. Enter your salary and see exactly how far your money goes.

โ“ Montpelier Salary FAQ

What is the average salary in Montpelier, VT?

โ–ผ
The average salary across 40 occupations in Montpelier is $58,289. This figure is below the city's median household income of $79,175. Insight: The gap suggests many households rely on dual incomes or higher-earning roles to reach the median.

What jobs pay the most in Montpelier?

โ–ผ
The highest paying role in Montpelier is Software Developer at $130,123. This is more than double the city's average salary of $58,289. Insight: Tech roles command a significant premium over other occupations in the area.

Is Montpelier affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $130,123 is well above Montpelier's median household income of $79,175. With a 1BR rent of $1,343/month, housing costs are manageable. Insight: The high salary provides a strong buffer against the city's cost of living index of 107.5.

How does Montpelier's cost of living affect my paycheck?

โ–ผ
Montpelier's cost of living index is 107.5, meaning it's 7.5% higher than the national average. For an average salary of $58,289, this reduces purchasing power. Insight: The $1,343/month 1BR rent is a major factor, consuming a significant portion of take-home pay.

What salary do you need to live comfortably in Montpelier?

โ–ผ
To live comfortably, a salary around $79,175 (the median household income) is a practical benchmark. This covers the higher cost of living (index 107.5) and typical rent ($1,343/mo). Insight: Earning above the city's average salary of $58,289 is key to achieving financial comfort here.

๐Ÿ“ Editor's Verdict: Is Montpelier Worth It?

Hereโ€™s my blunt take: Montpelier isnโ€™t a gold rushโ€”itโ€™s a trade-off. With a COL index of 107.5 and rent at $1,343, your paycheck stretches a bit less than average, but the vibe is unbeatable if you value community over sprawl. The $58k average salary is livable if youโ€™re frugal, but youโ€™ll feel the pinch unless youโ€™re in tech. Software Developer is the clear winner here, both in raw pay ($130k) and COL-adjusted ($121k), making it the only role where youโ€™re truly thriving, not just surviving. Healthcare and trades? Youโ€™ll do okay, but donโ€™t expect to get rich. Tech workers get the best of both worlds: solid salaries and a city that rewards a slower pace. If youโ€™re considering the move, my advice? Secure the job first. Montpelier is charming, but itโ€™s not a place to bet on finding work after you arrive.

Explore Montpelier Further