๐Ÿ’ฐ COL Index: 98 โ€” Below Avg Cost

Salaries in Rochester, NY

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$69,286
across 40 roles
COL-Adjusted Avg
$70,917
real purchasing power
Top Paying Role
Marketing Manager
$156,532
1BR Rent
$1,050
median monthly

You might think a city with a median income under $50,000 is a place to escape, but Rochester, NY, in 2026 is a quiet lesson in what your paycheck can actually do. It's a place where the math works differently, and frankly, it surprised me how far a modest salary goes here.

Letโ€™s talk about purchasing power. With a cost of living index of 97.7โ€”just below the national averageโ€”a $70,917 salary (the COL-adjusted average) feels more like $72,000 elsewhere. The real story is rent. A one-bedroom apartment averages $1,050 a month. Thatโ€™s a fraction of what youโ€™d pay in a major coastal city, which means a software developer earning $129,356 (adjusted) isnโ€™t just comfortable; theyโ€™re building wealth at a pace that would be impossible in Boston or Seattle. Itโ€™s a bargain, but a specific kindโ€”one that rewards you for having a high-demand skill.

Whoโ€™s thriving? The economy is anchored by education, healthcare, and a surprising number of engineering and tech firms that grew from the cityโ€™s manufacturing roots. Big employers like the University of Rochester and Rochester Regional Health provide stability, while a cluster of software and biotech startups has taken root. Youโ€™ll find marketing managers and pharmacists pulling in the top salaries, often over $130,000, because this city needs people who can manage complex projects and systems.

Hereโ€™s the honest catch: while the cost of living is low, wages havenโ€™t exactly exploded. The average salary across all roles is $69,286, and with an unemployment rate of 4.3%, the job market is stable but not red-hot. This city works beautifully for skilled professionals, remote workers, or couples who can combine two decent incomes. If youโ€™re in a low-wage, non-specialized field, however, that median income of $48,618 feels very real, and the budget gets tight fast.

The data below will show you exactly where the opportunitiesโ€”and the financial realitiesโ€”live.

๐Ÿ† Top 5 Highest-Paying Jobs in Rochester

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Marketing Manager

$156,532
๐Ÿ’ก COL-Adjusted $160,217
โฑ Hourly $75.26/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 414
๐Ÿฅˆ -1% vs national

Pharmacist

$135,091
๐Ÿ’ก COL-Adjusted $138,271
โฑ Hourly $64.95/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 414
๐Ÿฅ‰ -1% vs national

Software Developer

$126,381
๐Ÿ’ก COL-Adjusted $129,356
โฑ Hourly $60.76/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 1K
4๏ธโƒฃ -1% vs national

Construction Manager

$107,463
๐Ÿ’ก COL-Adjusted $109,993
โฑ Hourly $51.66/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 414
5๏ธโƒฃ -1% vs national

Project Manager

$100,581
๐Ÿ’ก COL-Adjusted $102,949
โฑ Hourly $48.36/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 414

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Rochester

COL-Adjusted Salary = Raw salary divided by the cost of living index (98/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $156,532
2 Pharmacist $135,091
3 Software Developer $126,381
4 Construction Manager $107,463
5 Project Manager $100,581
6 Physical Therapist $99,022
7 Financial Analyst $98,326
8 Web Developer $92,110
9 Dental Hygienist $86,926
10 Accountant $85,486
11 Registered Nurse $85,476
12 Data Analyst $82,784
13 Insurance Agent $79,388
14 Loan Officer $75,674
15 Police Officer $74,393
16 Human Resources Specialist $67,183
17 Elementary School Teacher $63,230
18 Plumber $62,912
19 Paralegal $62,317
20 Electrician $61,125
21 Real Estate Agent $61,055
22 Graphic Designer $60,916
23 Social Worker $60,440
24 Chef/Head Cook $59,933
25 Firefighter $56,725
26 Carpenter $56,527
27 HVAC Technician $55,285
28 Licensed Practical Nurse (LPN) $54,243
29 Heavy Truck Driver $52,723
30 Welder $49,247
31 Auto Mechanic $47,986
32 Personal Trainer $46,357
33 Dental Assistant $44,510
34 Veterinary Technician $42,445
35 Pharmacy Technician $40,021
36 Cosmetologist $38,105
37 Medical Assistant $38,005
38 Security Guard $35,890
39 Nursing Assistant (CNA) $35,513
40 Nail Technician $33,119

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Rochester

๐Ÿ 
1BR Rent
$1,050/mo
๐Ÿก
2BR Rent
$1,307/mo
๐Ÿ˜๏ธ
Median Home
$731,000
๐Ÿ“‰
Unemployment
4.3%
๐Ÿ’ณ
Median Income
$48,618
๐ŸŽ“
College Educated
29%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
98
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Rochester?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Rochester. Enter your salary and see exactly how far your money goes.

โ“ Rochester Salary FAQ

What is the average salary in Rochester, NY?

โ–ผ
The average salary across 40 occupations in Rochester is $69,286. This figure is 42% higher than the city's median household income of $48,618. Insight: Average salaries are skewed upward by high-paying roles, so most workers earn less than this average.

What jobs pay the most in Rochester?

โ–ผ
The highest-paying role in Rochester is Marketing Manager at $156,532. This salary is 126% above the city's average of $69,286. Insight: Marketing Managers are the top earners, reflecting strong demand in the region's business and tech sectors.

Is Rochester affordable on a Marketing Manager salary?

โ–ผ
A Marketing Manager salary of $156,532 is highly affordable in Rochester, where the cost of living index is 97.7 and 1BR rent averages $1,050/month. After taxes and rent, a monthly take-home of over $8,000 leaves ample room for savings and discretionary spending. Insight: Rochester's low COL allows high earners to build wealth faster than in major metros.

How does Rochester's cost of living affect my paycheck?

โ–ผ
Rochester's cost of living index of 97.7 means expenses are 2.3% below the U.S. average, stretching your paycheck further. With 1BR rent at $1,050/month, a $69,286 salary yields a monthly take-home of about $4,300 after taxes, leaving $3,250 for other costs. Insight: The low COL amplifies disposable income, making even modest salaries feel more comfortable.

What salary do you need to live comfortably in Rochester?

โ–ผ
To live comfortably in Rochester, a salary of around $65,000 is recommended, covering rent ($1,050/month), utilities, groceries, and savings. This is slightly below the average salary of $69,286 but well above the median household income of $48,618. Insight: Comfort is achievable at moderate incomes due to the city's low cost of living index of 97.7.

๐Ÿ“ Editor's Verdict: Is Rochester Worth It?

Hereโ€™s my honest verdict: Rochester isnโ€™t going to make you rich overnight, but it could make you comfortable. With an average salary around $69k and rents at $1,050 a month, your paycheck stretches further than it does in most cities. The COL index at 97.7 confirms youโ€™re paying less than the national average. If youโ€™re in marketing, this place is a goldmineโ€”especially with the COL-adjusted salary hitting over $160k. For everyone else, the sweet spot here is healthcare and skilled trades. The medical and manufacturing sectors are the backbone of the local economy, and they pay well for steady work. Tech can be hit or miss; youโ€™ll likely need to work remotely for a coastal salary. My advice? If youโ€™re considering moving here for a job, donโ€™t just look at the salaryโ€”look at the lifestyle. You can afford a decent apartment and still have money left over, but the nightlife wonโ€™t be as vibrant as a bigger city. Come here for the value, not the hustle.

Explore Rochester Further