๐Ÿ’ฐ COL Index: 97 โ€” Below Avg Cost

Salaries in Rock Hill, SC

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$53,893
across 40 roles
COL-Adjusted Avg
$55,559
real purchasing power
Top Paying Role
Software Developer
$126,114
1BR Rent
$1,067
median monthly

You might think a city of 75,000 people just south of Charlotte would be a sleepy bedroom community, but Rock Hill has a surprisingly sharp economic edge. Itโ€™s a place where a software developer can pull in over $126,000, but the median household income still sits at a modest $65,397. That gap tells you a lot about whoโ€™s winning here and whoโ€™s just getting by.

Letโ€™s talk purchasing power. With a cost of living index of 97.0, youโ€™re getting a 3% discount on the national average. That $1,067 one-bedroom rent isnโ€™t exactly cheap, but itโ€™s a far cry from Charlotteโ€™s prices. A $53,893 average salary goes a lot further here than it would in most metro areas. Your take-home pay stretches, especially if you work in tech or healthcare, fields where salaries are well above the cityโ€™s average.

Rock Hillโ€™s top employers are a mix of old and new money. Youโ€™ve got large employers like Piedmont Medical Center and Winthrop University providing stability in healthcare and education. But the real high-flyers are the software developers and accountants, many likely working for tech firms or remote jobs that tap into the Charlotte financial scene. The cityโ€™s 32% bachelorโ€™s degree rate is below the national average, which hints at a skilled trades boomโ€”hence the strong showing for electricians.

Hereโ€™s the honest catch: while the cost of living is favorable, wages for most roles arenโ€™t keeping pace with the rapid growth seen in nearby Charlotte. The city works beautifully for a registered nurse or an elementary school teacher whose paycheck goes further here than in a more expensive metro. Itโ€™s less ideal for someone in a lower-paying field where rents are still climbing faster than local wages. Itโ€™s a city of financial trade-offs.

The data below breaks down whoโ€™s earning what, and how much their pay really means in this specific place.

๐Ÿ† Top 5 Highest-Paying Jobs in Rock Hill

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Software Developer

$126,114
๐Ÿ’ก COL-Adjusted $130,014
โฑ Hourly $60.63/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -1% vs national

Accountant

$85,305
๐Ÿ’ก COL-Adjusted $87,943
โฑ Hourly $41.01/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -1% vs national

Registered Nurse

$85,295
๐Ÿ’ก COL-Adjusted $87,933
โฑ Hourly $41.01/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -1% vs national

Elementary School Teacher

$63,096
๐Ÿ’ก COL-Adjusted $65,047
โฑ Hourly $30.33/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -1% vs national

Electrician

$60,996
๐Ÿ’ก COL-Adjusted $62,882
โฑ Hourly $29.32/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Rock Hill

COL-Adjusted Salary = Raw salary divided by the cost of living index (97/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $126,114
2 Accountant $85,305
3 Registered Nurse $85,295
4 Elementary School Teacher $63,096
5 Electrician $60,996
6 Real Estate Agent $60,926
7 Heavy Truck Driver $52,612
8 Paralegal $49,549
9 Welder $49,549
10 Nail Technician $49,549
11 Chef/Head Cook $49,549
12 Personal Trainer $49,549
13 Social Worker $49,549
14 Auto Mechanic $49,549
15 Veterinary Technician $49,549
16 Pharmacy Technician $49,549
17 Dental Assistant $49,549
18 Licensed Practical Nurse (LPN) $49,549
19 Nursing Assistant (CNA) $49,549
20 Police Officer $49,549
21 Project Manager $49,549
22 Graphic Designer $49,549
23 Data Analyst $49,549
24 Plumber $49,549
25 Loan Officer $49,549
26 Insurance Agent $49,549
27 Carpenter $49,549
28 Physical Therapist $49,549
29 Human Resources Specialist $49,549
30 Financial Analyst $49,549
31 Pharmacist $49,549
32 HVAC Technician $49,549
33 Cosmetologist $49,549
34 Construction Manager $49,549
35 Firefighter $49,549
36 Dental Hygienist $49,549
37 Web Developer $49,549
38 Marketing Manager $49,549
39 Medical Assistant $49,549
40 Security Guard $35,814

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Rock Hill

๐Ÿ 
1BR Rent
$1,067/mo
๐Ÿก
2BR Rent
$1,333/mo
๐Ÿ˜๏ธ
Median Home
$320,500
๐Ÿ“‰
Unemployment
3.2%
๐Ÿ’ณ
Median Income
$65,397
๐ŸŽ“
College Educated
32%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
97
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Rock Hill?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Rock Hill. Enter your salary and see exactly how far your money goes.

โ“ Rock Hill Salary FAQ

What is the average salary in Rock Hill, SC?

โ–ผ
The average salary across 40 occupations in Rock Hill is $53,893. This is below the median household income of $65,397. Insight: The average salary is lower than the median household income, indicating that many households rely on multiple earners.

What jobs pay the most in Rock Hill?

โ–ผ
The highest-paying role in Rock Hill is Software Developer at $126,114. This is more than double the city's average salary of $53,893. Insight: Tech roles command a significant premium over the local average.

Is Rock Hill affordable on a Software Developer salary?

โ–ผ
Yes, Rock Hill is affordable on a Software Developer salary of $126,114. The Cost of Living Index is 97.0, below the national average, and 1BR rent is $1,067/month. Insight: Housing costs are roughly 10% of a Software Developer's gross monthly income, leaving substantial room for other expenses.

How does Rock Hill's cost of living affect my paycheck?

โ–ผ
Rock Hill's Cost of Living Index is 97.0, meaning expenses are 3% lower than the national average. A $53,893 salary here has more purchasing power than the same amount in a city with an index of 100. Insight: Your paycheck goes further in Rock Hill, but the average salary is also lower than the national figure.

What salary do you need to live comfortably in Rock Hill?

โ–ผ
A comfortable salary in Rock Hill is approximately $65,397, matching the median household income. This covers a 1BR rent of $1,067/month and other needs given the 97.0 COL index. Insight: The median household income is a practical benchmark for a single person's comfortable living standard in this market.

๐Ÿ“ Editor's Verdict: Is Rock Hill Worth It?

Hereโ€™s my honest take: Rock Hill isnโ€™t going to make you rich overnight, but itโ€™s a smart financial move for the right person. With a cost of living index of 97.0 and rent at $1,067, your paycheck stretches further than in most cities. The average salary of $53,893 feels tight, but if youโ€™re in techโ€”especially as a Software Developer, where pay hits $126k and adjusts to over $130kโ€”youโ€™re in the sweet spot. Healthcare and trades do fine here, but tech is where you truly win. If youโ€™re considering the move, my advice: lock in a remote-friendly tech job before you get here. Youโ€™ll live like royalty.

Explore Rock Hill Further