๐Ÿ’ฐ COL Index: 114 โ€” Near Avg Cost

Salaries in Simi Valley, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$55,740
across 39 roles
COL-Adjusted Avg
$49,110
real purchasing power
Top Paying Role
Software Developer
$132,414
1BR Rent
$2,213
median monthly

Hereโ€™s the thing about Simi Valley: you probably think itโ€™s just another sleepy L.A. bedroom community. But look closer at the 2026 numbers and youโ€™ll find a place where a software developer makes more than a typical homeowner here might expectโ€”and where the median income is surprisingly robust for a city of 125,000 people.

Letโ€™s talk real purchasing power. With a cost of living index of 113.5โ€”13.5% above the U.S. averageโ€”that $117,351 median household income doesnโ€™t stretch as far as youโ€™d hope. A one-bedroom apartment runs about $2,213 a month. So while the raw salary numbers look solid, the COL-adjusted figures tell a more honest story: the average salary across all roles drops from $55,740 to just $49,110 when you factor in those living costs. Itโ€™s not a bargain, but itโ€™s not San Francisco either.

Who actually thrives here? The top earners are squarely in tech and professional services. Software developers pull in $132,414 (or $116,664 adjusted), while accountants and teachers land in the mid-to-high five figures. Simi Valley isnโ€™t a corporate HQ hub like Irvine or a startup magnet like parts of San Francisco, but itโ€™s got steady anchorsโ€”think aerospace contractors tied to the nearby Naval Base Ventura County, plus a solid base of healthcare and education jobs. The 5.2% unemployment rate is slightly above the national average, but not alarming.

Hereโ€™s my honest take: wages arenโ€™t keeping pace with the cost creep, especially for service and trade roles. The COL-adjusted take-home for an electrician ($56,425) or a real estate agent ($56,360) feels tight when rent alone eats up nearly half of that. This city works best for dual-income families or those in the top-tier occupations who can command a premium.

Below, youโ€™ll see the full breakdown of salariesโ€”both raw and adjustedโ€”so you can judge for yourself if Simi Valleyโ€™s middle-class appeal holds up in 2026.

๐Ÿ† Top 5 Highest-Paying Jobs in Simi Valley

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +4% vs national

Software Developer

$132,414
๐Ÿ’ก COL-Adjusted $116,664
โฑ Hourly $63.66/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +4% vs national

Accountant

$89,566
๐Ÿ’ก COL-Adjusted $78,913
โฑ Hourly $43.06/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +4% vs national

Elementary School Teacher

$66,248
๐Ÿ’ก COL-Adjusted $58,368
โฑ Hourly $31.85/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +4% vs national

Electrician

$64,042
๐Ÿ’ก COL-Adjusted $56,425
โฑ Hourly $30.79/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +4% vs national

Real Estate Agent

$63,969
๐Ÿ’ก COL-Adjusted $56,360
โฑ Hourly $30.75/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Simi Valley

COL-Adjusted Salary = Raw salary divided by the cost of living index (114/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $132,414
2 Accountant $89,566
3 Elementary School Teacher $66,248
4 Electrician $64,042
5 Real Estate Agent $63,969
6 Heavy Truck Driver $55,240
7 Data Analyst $52,025
8 Plumber $52,025
9 Paralegal $52,025
10 Carpenter $52,025
11 Physical Therapist $52,025
12 Human Resources Specialist $52,025
13 Financial Analyst $52,025
14 Pharmacist $52,025
15 HVAC Technician $52,025
16 Police Officer $52,025
17 Cosmetologist $52,025
18 Nail Technician $52,025
19 Personal Trainer $52,025
20 Chef/Head Cook $52,025
21 Auto Mechanic $52,025
22 Veterinary Technician $52,025
23 Pharmacy Technician $52,025
24 Licensed Practical Nurse (LPN) $52,025
25 Dental Assistant $52,025
26 Social Worker $52,025
27 Construction Manager $52,025
28 Dental Hygienist $52,025
29 Firefighter $52,025
30 Web Developer $52,025
31 Marketing Manager $52,025
32 Medical Assistant $52,025
33 Nursing Assistant (CNA) $52,025
34 Project Manager $52,025
35 Welder $52,025
36 Loan Officer $52,025
37 Insurance Agent $52,025
38 Graphic Designer $52,025
39 Security Guard $37,603

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Simi Valley

๐Ÿ 
1BR Rent
$2,213/mo
๐Ÿก
2BR Rent
$2,766/mo
๐Ÿ˜๏ธ
Median Home
$837,750
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$117,351
๐ŸŽ“
College Educated
42%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
114
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Simi Valley?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Simi Valley. Enter your salary and see exactly how far your money goes.

โ“ Simi Valley Salary FAQ

What is the average salary in Simi Valley, CA?

โ–ผ
The average salary across 40 occupations is $55,740. This is 13.5% lower than the area's median household income of $117,351. The city's cost of living index is 113.5, indicating expenses are 13.5% above the national average.

What jobs pay the most in Simi Valley?

โ–ผ
The highest paying role is Software Developer at $132,414. This salary is 138% higher than the city's average of $55,740. It significantly outpaces the median household income, highlighting a strong tech sector premium.

Is Simi Valley affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $132,414 is highly affordable. It is 2.37 times the city's average salary and 1.13 times the median household income. With a 1BR rent of $2,213/month, housing costs are manageable at 20% of gross income.

How does Simi Valley's cost of living affect my paycheck?

โ–ผ
Simi Valley's COL index of 113.5 means your purchasing power is reduced by 13.5% compared to the national average. A $55,740 salary has the equivalent buying power of $49,084 nationally. This is particularly impactful given the $2,213 median 1BR rent.

What salary do you need to live comfortably in Simi Valley?

โ–ผ
To live comfortably, a salary around $117,351 (the median household income) is a benchmark. This is 111% higher than the city's average salary of $55,740. It aligns with the area's cost structure, where housing consumes a significant portion of income.

๐Ÿ“ Editor's Verdict: Is Simi Valley Worth It?

As an editor, hereโ€™s my honest verdict: Simi Valley is not a budget-friendly launchpad. With a cost-of-living index of 113.5 and average rent at $2,213, the average salary of $55,740 leaves little room for error. This is a place for specialists, not generalists.

If youโ€™re in techโ€”specifically software developmentโ€”this market works. The $132,414 average salary, even adjusted to $116,664 for COL, provides a comfortable cushion. Healthcare workers and skilled trades can do okay, but youโ€™ll need to be established or in a niche to truly thrive.

My advice? If youโ€™re considering the move, secure a job paying at least $90,000 before you pack a box. Anything less, and youโ€™ll be working just to cover rent and basics, missing out on the California lifestyle you came for.

Explore Simi Valley Further