๐Ÿ’ฐ COL Index: 91 โ€” Below Avg Cost

Salaries in Springfield, IL

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$67,134
across 40 roles
COL-Adjusted Avg
$74,181
real purchasing power
Top Paying Role
Marketing Manager
$153,127
1BR Rent
$873
median monthly

Hereโ€™s the thing about Springfield, IL: you might assume itโ€™s a sleepy state capital where salaries lag, but the data tells a different story. Itโ€™s a place where a software developer earning $123,633 feels like theyโ€™re pulling down a six-figure salary in a much more expensive city. Thatโ€™s the secret.

Letโ€™s talk real purchasing power. With a cost of living index of 90.5, your dollar goes about 10% further here than the national average. A median household income of $63,849 doesnโ€™t sound like a fortune, but when a one-bedroom apartment runs you just $873 a month, that paycheck stretches. Itโ€™s not a bargain bin, but itโ€™s certainly not a rip-off either. Youโ€™re trading the buzz of a mega-city for some serious financial breathing room.

So whoโ€™s actually making bank here? Itโ€™s not just government workers. The top earners are in marketing, healthcare, and techโ€”think marketing managers pulling in a COL-adjusted $169k. Major employers like the state government, Memorial Health System, and a growing tech sector anchored by companies like Horace Mann Insurance create a stable, if not flashy, job market. Construction managers and project managers also do well, fueled by steady public and private development.

Hereโ€™s my honest take: while Springfield is affordable, wages arenโ€™t exactly soaring. The average salary is $67,134, and while the COL-adjusted figure of $74,181 is respectable, itโ€™s not setting the world on fire. If youโ€™re in a top-paying field, youโ€™ll live like royalty. If youโ€™re in a median-paying job, youโ€™ll be comfortable but not rich. Itโ€™s a city that rewards specialized skills but doesnโ€™t offer wild upside for everyone.

The numbers below will show you exactly where the opportunitiesโ€”and the trade-offsโ€”lie.

๐Ÿ† Top 5 Highest-Paying Jobs in Springfield

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$153,127
๐Ÿ’ก COL-Adjusted $169,201
โฑ Hourly $73.62/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 224
๐Ÿฅˆ -3% vs national

Pharmacist

$132,153
๐Ÿ’ก COL-Adjusted $146,025
โฑ Hourly $63.54/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 224
๐Ÿฅ‰ -3% vs national

Software Developer

$123,633
๐Ÿ’ก COL-Adjusted $136,611
โฑ Hourly $59.44/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 673
4๏ธโƒฃ -3% vs national

Construction Manager

$105,126
๐Ÿ’ก COL-Adjusted $116,161
โฑ Hourly $50.54/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 224
5๏ธโƒฃ -3% vs national

Project Manager

$98,393
๐Ÿ’ก COL-Adjusted $108,722
โฑ Hourly $47.30/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 224

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Springfield

COL-Adjusted Salary = Raw salary divided by the cost of living index (91/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $153,127
2 Pharmacist $132,153
3 Software Developer $123,633
4 Construction Manager $105,126
5 Project Manager $98,393
6 Physical Therapist $96,868
7 Financial Analyst $96,188
8 Web Developer $90,106
9 Dental Hygienist $85,035
10 Accountant $83,626
11 Registered Nurse $83,617
12 Data Analyst $80,984
13 Police Officer $72,775
14 Human Resources Specialist $65,721
15 Elementary School Teacher $61,855
16 Plumber $61,544
17 Paralegal $60,961
18 Electrician $59,795
19 Real Estate Agent $59,727
20 Graphic Designer $59,591
21 Firefighter $55,492
22 Carpenter $55,297
23 HVAC Technician $54,083
24 Heavy Truck Driver $51,576
25 Licensed Practical Nurse (LPN) $48,575
26 Insurance Agent $48,575
27 Pharmacy Technician $48,575
28 Social Worker $48,575
29 Veterinary Technician $48,575
30 Dental Assistant $48,575
31 Loan Officer $48,575
32 Nail Technician $48,575
33 Cosmetologist $48,575
34 Personal Trainer $48,575
35 Chef/Head Cook $48,575
36 Auto Mechanic $48,575
37 Welder $48,176
38 Medical Assistant $37,179
39 Security Guard $35,110
40 Nursing Assistant (CNA) $34,740

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Springfield

๐Ÿ 
1BR Rent
$873/mo
๐Ÿก
2BR Rent
$1,070/mo
๐Ÿ˜๏ธ
Median Home
$194,500
๐Ÿ“‰
Unemployment
4.5%
๐Ÿ’ณ
Median Income
$63,849
๐ŸŽ“
College Educated
38%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
91
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Springfield?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Springfield. Enter your salary and see exactly how far your money goes.

โ“ Springfield Salary FAQ

What is the average salary in Springfield, IL?

โ–ผ
The average salary across 40 occupations in Springfield, IL is $67,134 as of 2026. This is above the local median household income of $63,849. The city's cost of living index of 90.5 means this salary goes further than the national average.

What jobs pay the most in Springfield?

โ–ผ
The highest paying role in Springfield is Marketing Manager at $153,127 annually. This role is over double the average salary across all 40 tracked occupations. Other high-paying roles likely include specialized management and healthcare positions.

Is Springfield affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $153,127 is highly affordable in Springfield. With a 1BR rent of $873/month, housing costs are only about 6.9% of the pre-tax income. The cost of living index of 90.5 further increases purchasing power.

How does Springfield's cost of living affect my paycheck?

โ–ผ
Springfield's cost of living index is 90.5, meaning your paycheck has about 9.5% more purchasing power than the national average. For example, the average salary of $67,134 can afford a 1BR apartment for $873/month, which is just 15.6% of income. This lower cost base allows for higher savings or discretionary spending.

What salary do you need to live comfortably in Springfield?

โ–ผ
A comfortable living salary in Springfield can be estimated at around $75,000 annually. This is based on the average salary of $67,134, adjusted for a comfortable buffer above the median household income of $63,849. With the COL index of 90.5, this salary comfortably covers the $873/month rent and other expenses.

๐Ÿ“ Editor's Verdict: Is Springfield Worth It?

Springfield isnโ€™t a jackpot, but itโ€™s a smart value play. With an average salary of $67,134 and rents at $873/month, your paycheck stretches further here. The standout? Marketing Managers, who clear $153,127 and hit $169,201 after cost-of-living adjustments. My verdict: Yes, Springfield is worth it financially if youโ€™re in a mid- to high-income role. Tradespeople and healthcare workers will find solid, steady demand with low living costs, while tech roles pay well but have fewer local opportunities. If you're considering the move, lock in a remote or high-paying local job before you pack. The math works best when your income isnโ€™t tied to the local average.

Explore Springfield Further