๐Ÿ’ฐ COL Index: 89 โ€” Very Affordable

Salaries in Springfield, MO

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$66,885
across 40 roles
COL-Adjusted Avg
$74,900
real purchasing power
Top Paying Role
Marketing Manager
$152,560
1BR Rent
$723
median monthly

Hereโ€™s a surprising truth about Springfield, MO: you can be a software developer earning six figures and still feel like youโ€™re living in a place that hasnโ€™t gotten the inflation memo. Itโ€™s a city where the paychecks look modest until you see what they actually buy.

Letโ€™s talk purchasing power. With a cost of living index at 89.3, youโ€™re getting about 11% more for your dollar here than the national average. That $723 one-bedroom rent is a real number, not a typo from a decade ago. For someone earning the cityโ€™s median household income of $47,728, thatโ€™s a manageable 18% of gross pay going to rent, a math problem thatโ€™s become a nightmare in most other places. The COL-adjusted average salary of $74,900 doesnโ€™t just sound good; it buys a genuinely comfortable life here.

Whoโ€™s thriving? The economy is anchored by healthcare (Mercy and CoxHealth are giants), manufacturing, and a surprisingly robust tech and logistics scene. Youโ€™ll find high earners in the top jobsโ€”Marketing Managers pulling a COL-adjusted $170k, Pharmacists near $147kโ€”but the real story is the solid middle: Construction and Project Managers clearing six figures after the cost-of-living adjustment. Itโ€™s a city built on practical, in-demand work.

Hereโ€™s my honest take: the catch isnโ€™t that Springfield is expensive; itโ€™s that wages for many roles havenโ€™t kept pace with the national surge, even if the local cost of living has stayed relatively sane. For remote workers bringing in coastal salaries, this is a financial superpower. For locals, itโ€™s a constant calculation. If you have a high-demand skill and donโ€™t mind a slower pace, your money goes incredibly far.

The data below breaks down whoโ€™s earning what, and how far those dollars stretch in 2026.

๐Ÿ† Top 5 Highest-Paying Jobs in Springfield

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$152,560
๐Ÿ’ก COL-Adjusted $170,840
โฑ Hourly $73.35/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 340
๐Ÿฅˆ -3% vs national

Pharmacist

$131,663
๐Ÿ’ก COL-Adjusted $147,439
โฑ Hourly $63.30/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 340
๐Ÿฅ‰ -3% vs national

Software Developer

$123,174
๐Ÿ’ก COL-Adjusted $137,933
โฑ Hourly $59.22/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 1K
4๏ธโƒฃ -3% vs national

Construction Manager

$104,736
๐Ÿ’ก COL-Adjusted $117,286
โฑ Hourly $50.35/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 340
5๏ธโƒฃ -3% vs national

Project Manager

$98,028
๐Ÿ’ก COL-Adjusted $109,774
โฑ Hourly $47.13/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 340

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Springfield

COL-Adjusted Salary = Raw salary divided by the cost of living index (89/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $152,560
2 Pharmacist $131,663
3 Software Developer $123,174
4 Construction Manager $104,736
5 Project Manager $98,028
6 Physical Therapist $96,509
7 Financial Analyst $95,831
8 Web Developer $89,772
9 Dental Hygienist $84,720
10 Accountant $83,316
11 Registered Nurse $83,307
12 Data Analyst $80,684
13 Police Officer $72,505
14 Human Resources Specialist $65,478
15 Elementary School Teacher $61,626
16 Plumber $61,316
17 Paralegal $60,735
18 Electrician $59,574
19 Real Estate Agent $59,506
20 Graphic Designer $59,370
21 Firefighter $55,286
22 Carpenter $55,092
23 HVAC Technician $53,882
24 Heavy Truck Driver $51,385
25 Loan Officer $48,395
26 Insurance Agent $48,395
27 Nail Technician $48,395
28 Cosmetologist $48,395
29 Personal Trainer $48,395
30 Chef/Head Cook $48,395
31 Auto Mechanic $48,395
32 Social Worker $48,395
33 Pharmacy Technician $48,395
34 Veterinary Technician $48,395
35 Dental Assistant $48,395
36 Licensed Practical Nurse (LPN) $48,395
37 Welder $47,998
38 Medical Assistant $37,041
39 Security Guard $34,979
40 Nursing Assistant (CNA) $34,612

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Springfield

๐Ÿ 
1BR Rent
$723/mo
๐Ÿก
2BR Rent
$921/mo
๐Ÿ˜๏ธ
Median Home
$215,000
๐Ÿ“‰
Unemployment
3.2%
๐Ÿ’ณ
Median Income
$47,728
๐ŸŽ“
College Educated
29%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
89
Very Affordable

๐Ÿงฎ Can You Afford to Live in Springfield?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Springfield. Enter your salary and see exactly how far your money goes.

โ“ Springfield Salary FAQ

What is the average salary in Springfield, MO?

โ–ผ
The average salary across 40 occupations is $66,885. This is 40% higher than the median household income of $47,728. The cost of living index is 89.3, meaning your salary goes 11.2% further than the national average.

What jobs pay the most in Springfield?

โ–ผ
Marketing Manager is the highest paying role at $152,560. This is 128% higher than the city's average salary of $66,885. Only one role in the dataset breaks the $150k mark, indicating a steep pay curve for top-tier positions.

Is Springfield affordable on a Marketing Manager salary?

โ–ผ
Yes, a $152,560 salary is highly affordable in Springfield. With a cost of living index of 89.3, this salary has the purchasing power of $170,839 nationally. Rent for a 1BR apartment is only $723/month, which is just 5.7% of the pre-tax monthly salary for a Marketing Manager.

How does Springfield's cost of living affect my paycheck?

โ–ผ
Springfield's COL index of 89.3 means your paycheck has 11.2% more purchasing power than the national average. For example, the average salary of $66,885 feels like earning $74,377 nationally. This is driven by low housing costs, with 1BR rent at $723/month.

What salary do you need to live comfortably in Springfield?

โ–ผ
Based on a 30% rent-to-income ratio, a comfortable salary is approximately $28,920 to cover the $723/month 1BR rent. However, the city's average salary is $66,885, suggesting a comfortable lifestyle likely requires at least the average wage. The cost of living index of 89.3 means you need less income to maintain the same standard of living as in a more expensive city.

๐Ÿ“ Editor's Verdict: Is Springfield Worth It?

Hereโ€™s my honest verdict: Springfield isnโ€™t going to make you rich overnight, but itโ€™s a smart financial bet for most people. With an average salary of $66,885 and a cost-of-living index of 89.3, your money stretches further here. The standout is marketing, which pays $152,560 on average and adjusts to a staggering $170,840 thanks to our low costs.

Who benefits most? Honestly, itโ€™s the trades, healthcare workers, and marketing pros. Tech salaries lag behind the coasts, but the low rentโ€”just $723 a monthโ€”makes up for it.

If youโ€™re thinking about moving here for work, my advice is simple: donโ€™t just chase the salary number. Look at whatโ€™s left after rent and bills. In Springfield, thereโ€™s usually plenty left over for a life you can actually enjoy.

Explore Springfield Further