๐Ÿ’ฐ COL Index: 108 โ€” Near Avg Cost

Salaries in Temecula, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$54,839
across 39 roles
COL-Adjusted Avg
$50,825
real purchasing power
Top Paying Role
Software Developer
$130,276
1BR Rent
$2,104
median monthly

Hereโ€™s what most people get wrong about Temecula: itโ€™s not just a bedroom community for San Diego or LA anymore. The cityโ€™s own job market, especially in tech and professional services, has really started to pull its own weight, and thatโ€™s changing the math for a lot of workers.

Letโ€™s talk purchasing power. With a cost of living index of 107.9, youโ€™re paying about 8% more than the national average to live here. Thatโ€™s not brutal, but itโ€™s not cheap either. The median household income of $121,795 looks solid, but when you factor in that the average salary across all roles is just $54,839โ€”and thatโ€™s before adjusting for that higher cost of livingโ€”the picture gets tighter. A one-bedroom apartment will run you about $2,104 a month, which is a significant chunk of that take-home pay.

So who actually thrives here? The data points to a clear split. Youโ€™ve got a strong contingent of software developers earning a COL-adjusted $120,738, which tells you the remote and hybrid tech work is sticking. Beyond that, you see the backbone professions: accountants, teachers, electricians. Itโ€™s a city that needs skilled professionals to run its local economy, not just commuters. With a 5.2% unemployment rate and nearly 40% of adults holding a bachelorโ€™s degree, thereโ€™s a solid base of talent, but itโ€™s not a hyper-competitive mega-city job market.

Hereโ€™s my honest take: wages arenโ€™t exploding, but theyโ€™re holding steady against the cost increases. Itโ€™s a place that works well if youโ€™re in one of those top-paying roles or youโ€™ve got a dual-income household. For someone entry-level or in a lower-wage service job, though, Temeculaโ€™s cost of living is a tough hurdle.

The numbers below will show you exactly which careers give you the best financial footing in this city.

๐Ÿ† Top 5 Highest-Paying Jobs in Temecula

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +2% vs national

Software Developer

$130,276
๐Ÿ’ก COL-Adjusted $120,738
โฑ Hourly $62.63/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +2% vs national

Accountant

$88,120
๐Ÿ’ก COL-Adjusted $81,668
โฑ Hourly $42.37/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +2% vs national

Elementary School Teacher

$65,178
๐Ÿ’ก COL-Adjusted $60,406
โฑ Hourly $31.34/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +2% vs national

Electrician

$63,008
๐Ÿ’ก COL-Adjusted $58,395
โฑ Hourly $30.29/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +2% vs national

Real Estate Agent

$62,937
๐Ÿ’ก COL-Adjusted $58,329
โฑ Hourly $30.26/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Temecula

COL-Adjusted Salary = Raw salary divided by the cost of living index (108/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $130,276
2 Accountant $88,120
3 Elementary School Teacher $65,178
4 Electrician $63,008
5 Real Estate Agent $62,937
6 Heavy Truck Driver $54,348
7 Data Analyst $51,184
8 Plumber $51,184
9 Paralegal $51,184
10 Carpenter $51,184
11 Human Resources Specialist $51,184
12 Physical Therapist $51,184
13 Financial Analyst $51,184
14 Pharmacist $51,184
15 HVAC Technician $51,184
16 Loan Officer $51,184
17 Nail Technician $51,184
18 Cosmetologist $51,184
19 Construction Manager $51,184
20 Personal Trainer $51,184
21 Chef/Head Cook $51,184
22 Web Developer $51,184
23 Dental Hygienist $51,184
24 Firefighter $51,184
25 Social Worker $51,184
26 Auto Mechanic $51,184
27 Pharmacy Technician $51,184
28 Dental Assistant $51,184
29 Veterinary Technician $51,184
30 Licensed Practical Nurse (LPN) $51,184
31 Marketing Manager $51,184
32 Medical Assistant $51,184
33 Nursing Assistant (CNA) $51,184
34 Insurance Agent $51,184
35 Police Officer $51,184
36 Welder $51,184
37 Project Manager $51,184
38 Graphic Designer $51,184
39 Security Guard $36,996

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Temecula

๐Ÿ 
1BR Rent
$2,104/mo
๐Ÿก
2BR Rent
$2,630/mo
๐Ÿ˜๏ธ
Median Home
$700,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$121,795
๐ŸŽ“
College Educated
40%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
108
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Temecula?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Temecula. Enter your salary and see exactly how far your money goes.

โ“ Temecula Salary FAQ

What is the average salary in Temecula, CA?

โ–ผ
Across 40 occupations, the average salary in Temecula is $54,839. This is based on 2026 data for a range of jobs in the area. The median household income is $121,795, which is 122% higher, indicating that average salaries are skewed by high-earning households.

What jobs pay the most in Temecula?

โ–ผ
The highest paying role in Temecula is Software Developer, with an average salary of $130,276. This figure is more than double the area's average salary of $54,839. The data is based on a set of 40 occupations analyzed for 2026.

Is Temecula affordable on a Software Developer salary?

โ–ผ
Yes, on a $130,276 Software Developer salary, Temecula is affordable. The cost of living index is 107.9, and a 1BR apartment rents for $2,104/month. This salary is 2.37 times the area's average, providing significant financial comfort.

How does Temecula's cost of living affect my paycheck?

โ–ผ
Temecula's cost of living is 7.9% above the national average (COL Index 107.9), meaning your paycheck has slightly less purchasing power. For example, a $2,104 monthly rent for a 1BR apartment requires a pre-tax income of about $84,160 to be affordable (30% rule). This is 53% higher than the area's average salary of $54,839.

What salary do you need to live comfortably in Temecula?

โ–ผ
To live comfortably, a single person needs a salary that covers a 1BR rent of $2,104/month plus other expenses. Using the 30% rent-to-income rule, a pre-tax salary of about $84,160 is recommended. This is 53% higher than the area's average salary of $54,839.

๐Ÿ“ Editor's Verdict: Is Temecula Worth It?

As your editor, hereโ€™s my honest verdict: Temecula isnโ€™t a โ€œget rich quickโ€ city; itโ€™s a โ€œlive comfortably on a decent wageโ€ kind of place. With a cost-of-living index of 107.9 and average rent over $2,100, the math works if you earn above the areaโ€™s $54,839 average. Thatโ€™s why the clear winners here are software developers, who top the charts at $130,276 and hold strong buying power even after adjusting for costs.

For healthcare and trade workers, itโ€™s a solid living, but youโ€™ll feel the squeeze if youโ€™re solo on a single income. My advice? If youโ€™re eyeing a move, secure a remote tech job or a local developer role first. Donโ€™t relocate on a hope and a prayer; make sure your salary leads the market, not trails it.

Explore Temecula Further