๐Ÿ’ฐ COL Index: 84 โ€” Very Affordable

Salaries in Tupelo, MS

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$54,270
across 27 roles
COL-Adjusted Avg
$64,608
real purchasing power
Top Paying Role
Software Developer
$121,151
1BR Rent
$714
median monthly

Hereโ€™s something you wonโ€™t see in the glossy brochures: Tupeloโ€™s median income is actually higher than the national average when you adjust for its shockingly low cost of living. Itโ€™s a quiet little economic hack that most people miss.

Think about it this way. With a cost-of-living index of 84, your paycheck here does about 16% more heavy lifting than it would in an average U.S. city. A $1,200 mortgage payment in, say, Nashville feels more like a $1,000 bill here. That $714 median rent for a one-bedroom isnโ€™t just cheap; itโ€™s a time machine to pre-pandemic prices. It makes the cityโ€™s $66,314 median household income punch way above its weight class.

So whoโ€™s actually thriving? Itโ€™s not just the folks at the big names like North Mississippi Medical Center or the region's manufacturing giants. The data shows that specialized, licensed roles are where the real money is. Software developers are pulling in six figures, and even trades like electrician work see a significant bump. With a 3.8% unemployment rate, the market is tight, and skilled workers have leverage.

But hereโ€™s my honest take: wages arenโ€™t exactly exploding. The catch is that while your money goes far, youโ€™re not going to get rich quick on a teacherโ€™s salary, even with the COL adjustment. This city is a fantastic financial fit for remote workers earning coastal salaries, or for established professionals in healthcare and tech who want their income to feel like old-money wealth. Itโ€™s less ideal if youโ€™re trying to climb a steep corporate ladder from the ground up.

The numbers below will break down exactly what your career path could earn you in real, purchasing-power terms.

๐Ÿ† Top 5 Highest-Paying Jobs in Tupelo

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -5% vs national

Software Developer

$121,151
๐Ÿ’ก COL-Adjusted $144,227
โฑ Hourly $58.25/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -5% vs national

Accountant

$81,948
๐Ÿ’ก COL-Adjusted $97,557
โฑ Hourly $39.40/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -5% vs national

Registered Nurse

$81,938
๐Ÿ’ก COL-Adjusted $97,545
โฑ Hourly $39.39/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -5% vs national

Elementary School Teacher

$60,613
๐Ÿ’ก COL-Adjusted $72,158
โฑ Hourly $29.14/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -5% vs national

Electrician

$58,595
๐Ÿ’ก COL-Adjusted $69,756
โฑ Hourly $28.17/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Tupelo

COL-Adjusted Salary = Raw salary divided by the cost of living index (84/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $121,151
2 Accountant $81,948
3 Registered Nurse $81,938
4 Elementary School Teacher $60,613
5 Electrician $58,595
6 Real Estate Agent $58,528
7 Heavy Truck Driver $50,541
8 Medical Assistant $47,600
9 Paralegal $47,600
10 Welder $47,600
11 Web Developer $47,600
12 Project Manager $47,600
13 Police Officer $47,600
14 Graphic Designer $47,600
15 Data Analyst $47,600
16 Plumber $47,600
17 Dental Hygienist $47,600
18 Carpenter $47,600
19 Physical Therapist $47,600
20 Human Resources Specialist $47,600
21 Financial Analyst $47,600
22 Pharmacist $47,600
23 HVAC Technician $47,600
24 Firefighter $47,600
25 Construction Manager $47,600
26 Marketing Manager $47,600
27 Nursing Assistant (CNA) $47,600

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Tupelo

๐Ÿ 
1BR Rent
$714/mo
๐Ÿก
2BR Rent
$892/mo
๐Ÿ˜๏ธ
Median Home
$284,000
๐Ÿ“‰
Unemployment
3.8%
๐Ÿ’ณ
Median Income
$66,314
๐ŸŽ“
College Educated
35%
๐Ÿšถ
Walk Score
30/100
๐Ÿ“Š
Cost of Living
84
Very Affordable

๐Ÿงฎ Can You Afford to Live in Tupelo?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Tupelo. Enter your salary and see exactly how far your money goes.

โ“ Tupelo Salary FAQ

What is the average salary in Tupelo, MS?

โ–ผ
The average salary across 40 occupations in Tupelo is $54,270. This is 16% below the U.S. average of $64,610. The cost of living index is 84.0, meaning your salary goes 19% further here.

What jobs pay the most in Tupelo?

โ–ผ
The highest paying role is Software Developer at $121,151. Other top jobs include Management ($92,000) and Healthcare Practitioners ($85,500). These salaries are 85-150% above the local average of $54,270.

Is Tupelo affordable on a Software Developer salary?

โ–ผ
Yes, a $121,151 Software Developer salary is highly affordable in Tupelo. The 1BR rent is $714/month, which is only 7% of the gross monthly income. This leaves over $7,000 monthly for other expenses after housing.

How does Tupelo's cost of living affect my paycheck?

โ–ผ
Tupelo's COL index of 84.0 means your paycheck has 19% more purchasing power than the U.S. average. A $54,270 salary here feels like $65,124 nationally. This is primarily due to housing costs being 40% below the national average.

What salary do you need to live comfortably in Tupelo?

โ–ผ
A comfortable salary in Tupelo is approximately $66,000, matching the median household income. This allows for the 1BR rent ($714/mo) to be under 30% of gross income. At this level, you maintain a 19% purchasing power advantage over the national average.

๐Ÿ“ Editor's Verdict: Is Tupelo Worth It?

Hereโ€™s the honest verdict: Tupelo is a strong play if youโ€™re in tech. Software Developers crush it hereโ€”$121k raw, $144k after cost-of-living adjustmentsโ€”because rent is just $714 and the COL index is 84.0. For healthcare and trades, the $54,270 average works, but youโ€™ll feel the constraints if youโ€™re aiming for rapid growth or specialized roles. If youโ€™re remote in tech, your paycheck stretches absurdly far. If youโ€™re in a local trade, you can live comfortably but donโ€™t expect salary leaps.

One piece of advice: visit for a week before committing. The vibe is small-town, amenities are limited, and you need to know if that trade-off fits your lifestyle. If you want big-city opportunities, keep looking. If you want value and a slower pace, Tupelo is worth it.

Explore Tupelo Further