New York, NY
View Full AnalysisNew York took the #1 spot for a reason: you can ditch your car entirely. The subway runs 24/7, and with 8.2 million people, you’re never far from a corner bodega, a gallery opening, or a late-night slice. The median household income is $76,577, but that figure is a bit misleading—it reflects the vast economic spectrum, from Wall Street to struggling artists.
The real catch is the cost. The median home price is a staggering $875,000, and a one-bedroom apartment averages $2,451 per month. The cost of living index sits at 112.5, meaning your budget will be stretched thin. The violent crime rate, at 364.2 per 100k, is also higher than the national average, though it varies dramatically by neighborhood.
Here’s a local tip: skip the overpriced Manhattan brunches and head to Jackson Heights, Queens. You can find incredible Himalayan, Colombian, and Thai food on one block for a fraction of the price.
Best for: Career-driven extroverts who thrive on constant energy and cultural access.
Skip if: You crave quiet, space, or predictable monthly expenses.