Clarksburg
Investment Analysis

Clarksburg, WV
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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53
Investment Score
Strong Buy
Cap Rate (Est.)
3.0%
Gross Yield
5.1%
P/R Ratio
10.4x
YoY Growth
-3.9%
Median Home Price
$165,000
Average Rent (1BR)
$696/mo
Median Income
$46,859
Population
15,829

Investment Breakdown

69
Value Score
11
Growth Score
68
Safety Score
63
Afford Score

Clarksburg has a price-to-rent ratio of 10.4x, which indicates buying is significantly better than renting.

The estimated cap rate of 3.0% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -3.9% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $696
Annual Gross $8,352

Est. Monthly Expenses

Property Tax (~1.5%) -$206
Insurance (~0.5%) -$69
Maintenance (~1%) -$138
Est. Net Cash Flow $284/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Clarksburg Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$112K2027$122Kโ–ฒ 9.3%2028$126Kโ–ฒ 12.7%20232024Now
$132K$102K
Current
$165K
2026
Projected
$122K
โ†‘ 9.3% by 2027
Projected
$126K
โ†‘ 12.7% by 2028
5yr CAGR:+2.8%
Confidence:Moderate
Rยฒ:0.85
โ–ผ

Looking at the Clarksburg housing market forecast for 2026-2028, the data paints a picture of a stable, affordable market that has recently cooled. The current median home price of $111,848 presents a significant value proposition compared to national averages, a fact underscored by a price-to-rent ratio of just 11.9x. This is well below the national average of 18x, making the case for buying compelling. While the recent -5.0% year-over-year price change gives pause, it largely represents a normalization from recent highs, especially when viewed against the healthier 16.4% five-year appreciation. With homes taking an average of 35 days to sell, the market is balanced, not frantic.

For those asking will Clarksburg home prices drop further, the risk profile suggests a floor may be near. The market's A risk grade and an affordability index heavily favoring buyers provide a strong buffer against significant downturns. Key local factors, such as Clarksburg's role as a regional hub in North Central West Virginia with a steady healthcare and government employment base, support this stability. The low median rent of $696/mo further anchors the market, ensuring consistent demand from both owner-occupants and investors. This affordability is the market's greatest strength, insulating it from the drastic corrections seen in more speculative, high-cost areas.

The outlook for Clarksburg real estate Clarksburg 2027 is one of modest, steady growth rather than explosive gains. The 3.0% five-year CAGR is a realistic benchmark, suggesting that values will likely appreciate in line with inflation and local wage growth. The market temperature of 60/100 indicates a slight tilt toward buyers, creating opportunities for negotiation. While not a high-growth market, its low-risk profile and exceptional affordability make it a durable choice. The verdict to BUY is best suited for long-term residents and investors seeking cash flow over speculative appreciation, as the fundamentals of affordability and economic stability provide a solid foundation for the coming years.

Projected Cap Rate (2027)
4.2%
5yr CAGR
+2.8%

Job Market

Unemployment 4.5%
National avg: 3.7%
Job Growth (YoY) +0.2%

Healthcare

55
Score
Below Avg

Risk Factors

Low Inventory
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 97.8%
Months Supply 4.1
Price Drops 20%
Gone in 2 Wks 28%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Clarksburg.

Total ROI
-100%
on $33,000 invested
Annual ROI
-82.1%
compounded
Total Return
-$32,994
appreciation + cashflow
Mo. Cash Flow
-$612
year 1 estimate
Equity Growth Over 5 Years
Y134kY236kY337kY439kY541k
Appreciation
$0
Cash Flow
-$32,994
Final Equity
$40,735

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Clarksburg

Property

Purchase Price$165,000
Monthly Rent$696
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$601
Monthly Cash Flow
-$7,208/ year
-21.8%
Cash-on-Cash
1.7%
Cap Rate

Monthly Breakdown

+ Rental Income$696
โˆ’ Mortgage (P&I)$834
โˆ’ Property Tax$165
โˆ’ Insurance$125
โˆ’ Maintenance$138
โˆ’ Vacancy Loss$35
= Net Cash Flow-$601

Investment Summary

Down Payment
$33,000
Loan Amount
$132,000
Total Monthly Expenses
$1,297
Gross Yield
5.1%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026