ocity
Fairbanks
Investment Analysis

Fairbanks, AK
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
41
Investment Score
Strong Buy
Cap Rate (Est.)
3.0%
Gross Yield
5.1%
P/R Ratio
14.3x
YoY Growth
-2.1%
Median Home Price
$296,250
Average Rent (1BR)
$1,253/mo
Median Income
$72,077
Population
32,242

Investment Breakdown

57
Value Score
29
Growth Score
16
Safety Score
51
Afford Score

Fairbanks has a price-to-rent ratio of 14.3x, which indicates buying is significantly better than renting.

The estimated cap rate of 3.0% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -2.1% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,253
Annual Gross $15,036

Est. Monthly Expenses

Property Tax (~1.5%) -$370
Insurance (~0.5%) -$123
Maintenance (~1%) -$247
Est. Net Cash Flow $512/mo

Job Market

Unemployment 4.2%
National avg: 3.7%
Job Growth (YoY) -0.5%

Healthcare

68
Score
Below Avg

Risk Factors

High Crime Area
Declining Prices

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📈 Market Analysis Cost of Living Best Neighborhoods Investor Dashboard

Market Activity

Source: Redfin · 2026-05-31
Sale-to-List 100.5%
Months Supply 1.8
Price Drops 26%
Gone in 2 Wks 4%

Market Position

Affordability Below Avg
Safety Higher Risk

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Showing cities with similar population (16k - 48k) and cost of living index (80 - 119)

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Fairbanks.

Total ROI
-100%
on $59,250 invested
Annual ROI
-67.3%
compounded
Total Return
-$59,029
appreciation + cashflow
Mo. Cash Flow
-$1,095
year 1 estimate
Equity Growth Over 5 Years
Y162kY264kY367kY470kY573k
Appreciation
$0
Cash Flow
-$59,029
Final Equity
$73,139

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Fairbanks

Property

Purchase Price$296,250
Monthly Rent$1,253
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$976
Monthly Cash Flow
-$11,709/ year
-19.8%
Cash-on-Cash
2.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,253
− Mortgage (P&I)$1,498
− Property Tax$296
− Insurance$125
− Maintenance$247
− Vacancy Loss$63
= Net Cash Flow-$976

Investment Summary

Down Payment
$59,250
Loan Amount
$237,000
Total Monthly Expenses
$2,229
Gross Yield
5.1%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: June 2026