Fairbanks
Investment Analysis

Fairbanks, AK
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
41
Investment Score
Strong Buy
Cap Rate (Est.)
2.6%
Gross Yield
4.4%
P/R Ratio
14.3x
YoY Growth
-2.1%
Median Home Price
$341,000
Average Rent (1BR)
$1,253/mo
Median Income
$72,077
Population
32,242

Investment Breakdown

57
Value Score
29
Growth Score
16
Safety Score
51
Afford Score

Fairbanks has a price-to-rent ratio of 14.3x, which indicates buying is significantly better than renting.

The estimated cap rate of 2.6% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -2.1% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,253
Annual Gross $15,036

Est. Monthly Expenses

Property Tax (~1.5%) -$426
Insurance (~0.5%) -$142
Maintenance (~1%) -$284
Est. Net Cash Flow $401/mo

Job Market

Unemployment 4.2%
National avg: 3.7%
Job Growth (YoY) -0.5%

Healthcare

68
Score
Below Avg

Risk Factors

High Crime Area
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 100.4%
Months Supply 2.6
Price Drops 16%
Gone in 2 Wks 0%

Market Position

Affordability Below Avg
Safety Higher Risk

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Fairbanks.

Total ROI
-117%
on $68,200 invested
Annual ROI
NaN%
compounded
Total Return
-$79,745
appreciation + cashflow
Mo. Cash Flow
-$1,441
year 1 estimate
Equity Growth Over 5 Years
Y171kY274kY377kY481kY584k
Appreciation
$0
Cash Flow
-$79,745
Final Equity
$84,187

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Fairbanks

Property

Purchase Price$341,000
Monthly Rent$1,253
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,284
Monthly Cash Flow
-$15,409/ year
-22.6%
Cash-on-Cash
1.5%
Cap Rate

Monthly Breakdown

+ Rental Income$1,253
โˆ’ Mortgage (P&I)$1,724
โˆ’ Property Tax$341
โˆ’ Insurance$125
โˆ’ Maintenance$284
โˆ’ Vacancy Loss$63
= Net Cash Flow-$1,284

Investment Summary

Down Payment
$68,200
Loan Amount
$272,800
Total Monthly Expenses
$2,537
Gross Yield
4.4%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026