Maricopa
Investment Analysis

Maricopa, AZ
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
40
Investment Score
Buy
Cap Rate (Est.)
3.4%
Gross Yield
5.7%
P/R Ratio
15.3x
YoY Growth
-4.6%
Median Home Price
$335,000
Average Rent (1BR)
$1,599/mo
Median Income
$83,604
Population
71,021

Investment Breakdown

54
Value Score
4
Growth Score
55
Safety Score
45
Afford Score

Maricopa has a price-to-rent ratio of 15.3x, which indicates buying is moderately favorable.

The estimated cap rate of 3.4% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -4.6% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,599
Annual Gross $19,188

Est. Monthly Expenses

Property Tax (~1.5%) -$419
Insurance (~0.5%) -$140
Maintenance (~1%) -$279
Est. Net Cash Flow $762/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Maricopa Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$345K2027$365Kโ–ฒ 5.8%2028$365Kโ–ฒ 5.9%20232024Now
$387K$328K
Current
$335K
2026
Projected
$365K
โ†‘ 5.8% by 2027
Projected
$365K
โ†‘ 5.9% by 2028
5yr CAGR:+4.2%
Confidence:Low
Rยฒ:0.00
โ–ผ

The Maricopa housing market forecast for 2026-2028 suggests a period of stabilization rather than dramatic swings. After a notable correction, with the current median home price at $345,204 and a recent YoY price change of -4.3%, the market is finding a new footing. This cooling phase is not necessarily a cause for alarm; instead, it points toward a healthier, more sustainable trajectory. The price-to-rent ratio sits at 16.6x, below the national average of 18x, indicating that buying remains a relatively accessible option compared to renting, which could support a steady baseline of demand from owner-occupants in the coming years.

Looking ahead to 2027 and beyond, the key question on many minds is: will Maricopa home prices drop further? While some softness may persist, a significant decline appears unlikely. The market's risk grade of A and a solid 5-year price change of 25.7% point to an underlying resilience. Growth will likely be tempered by local factors such as continued expansion of infrastructure and the availability of land for new construction, which can keep supply in check. However, affordability constraints, driven by broader economic conditions and interest rates, will cap aggressive appreciation. The current 53 days on market signals a balanced pace, allowing for thoughtful transactions rather than the frenetic activity of previous years.

For those evaluating the Maricopa real estate Maricopa 2027 landscape, the outlook is one of cautious optimism. The market temperature of 59/100 and a "NEUTRAL" buy/rent verdict suggest that neither buyers nor renters have a distinct, overwhelming advantage. While the 5-year CAGR of 4.6% demonstrates solid long-term value creation, the immediate future will be shaped by local job growth in sectors like logistics and healthcare, which will be crucial for sustaining housing demand. Ultimately, Maricopa is expected to see modest, steady gains rather than a sharp rebound or a steep decline, making it a stable environment for patient investors and homeowners who value its community-oriented growth and relative affordability.

Projected Cap Rate (2027)
3.2%
5yr CAGR
+4.2%

Job Market

Unemployment 3.8%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

75
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 98.7%
Months Supply 7.5
Price Drops 34%
Gone in 2 Wks 13%

Market Position

Affordability Average
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Maricopa.

Total ROI
-83%
on $67,000 invested
Annual ROI
-29.6%
compounded
Total Return
-$55,398
appreciation + cashflow
Mo. Cash Flow
-$1,066
year 1 estimate
Equity Growth Over 5 Years
Y170kY273kY376kY479kY583k
Appreciation
$0
Cash Flow
-$55,398
Final Equity
$82,705

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Maricopa

Property

Purchase Price$335,000
Monthly Rent$1,599
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$914
Monthly Cash Flow
-$10,969/ year
-16.4%
Cash-on-Cash
2.8%
Cap Rate

Monthly Breakdown

+ Rental Income$1,599
โˆ’ Mortgage (P&I)$1,694
โˆ’ Property Tax$335
โˆ’ Insurance$125
โˆ’ Maintenance$279
โˆ’ Vacancy Loss$80
= Net Cash Flow-$914

Investment Summary

Down Payment
$67,000
Loan Amount
$268,000
Total Monthly Expenses
$2,513
Gross Yield
5.7%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026