Tyler
Investment Analysis

Tyler, TX
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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50
Investment Score
Buy
Cap Rate (Est.)
2.4%
Gross Yield
4.0%
P/R Ratio
16.6x
YoY Growth
-0.9%
Median Home Price
$302,450
Average Rent (1BR)
$1,009/mo
Median Income
$68,441
Population
110,325

Investment Breakdown

50
Value Score
41
Growth Score
54
Safety Score
58
Afford Score

Tyler has a price-to-rent ratio of 16.6x, which indicates buying is moderately favorable.

The estimated cap rate of 2.4% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -0.9% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,009
Annual Gross $12,108

Est. Monthly Expenses

Property Tax (~1.5%) -$378
Insurance (~0.5%) -$126
Maintenance (~1%) -$252
Est. Net Cash Flow $253/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Tyler Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$244K2027$273Kโ–ฒ 11.9%2028$286Kโ–ฒ 16.9%20232024Now
$300K$226K
Current
$302K
2026
Projected
$273K
โ†‘ 11.9% by 2027
Projected
$286K
โ†‘ 16.9% by 2028
5yr CAGR:+6.1%
Confidence:Moderate
Rยฒ:0.76
โ–ผ

For anyone mapping out a Tyler housing market forecast through 2028, the current data paints a picture of normalization rather than a sharp downturn. After a five-year run that delivered a 35.7% gain and a 6.2% CAGR, the market is catching its breath, with a slight YoY price decline of -1.5% and a median price of $244,406. While some prospective buyers are asking will Tyler home prices drop further, the 58 days on market and a price-to-rent ratio of 18.2xโ€”barely above the national averageโ€”suggest stability. The neutral buy/rent verdict and a risk grade of A indicate that the East Texas economy, buoyed by healthcare and education, provides a solid foundation for the Tyler real estate Tyler 2027 outlook.

Affordability remains a key support, with median rent at $1,009/month keeping ownership costs in check for many households. However, with a market temperature of 58/100, we should expect modest appreciation rather than the rapid gains of the past cycle. Local factors like steady job growth at Christus Health and the University of Texas at Tyler, combined with ongoing suburban development, will likely sustain demand without overheating prices. The 5-year price range of $180,167โ€“$248,724 shows a healthy spread, offering options across income levels. Overall, the forecast leans toward balanced, single-digit growth through 2028, with prices holding firm unless broader economic shocks hit. Buyers and investors can proceed with measured confidence.

Projected Cap Rate (2027)
2.7%
5yr CAGR
+6.1%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 88.1%
Months Supply 7.9
Price Drops 22%
Gone in 2 Wks 22%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Tyler.

Total ROI
-127%
on $60,490 invested
Annual ROI
NaN%
compounded
Total Return
-$77,110
appreciation + cashflow
Mo. Cash Flow
-$1,375
year 1 estimate
Equity Growth Over 5 Years
Y163kY266kY368kY471kY575k
Appreciation
$0
Cash Flow
-$77,110
Final Equity
$74,669

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Tyler

Property

Purchase Price$302,450
Monthly Rent$1,009
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,250
Monthly Cash Flow
-$15,004/ year
-24.8%
Cash-on-Cash
1.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,009
โˆ’ Mortgage (P&I)$1,529
โˆ’ Property Tax$302
โˆ’ Insurance$125
โˆ’ Maintenance$252
โˆ’ Vacancy Loss$50
= Net Cash Flow-$1,250

Investment Summary

Down Payment
$60,490
Loan Amount
$241,960
Total Monthly Expenses
$2,259
Gross Yield
4.0%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026