Jackson
Investment Analysis

Jackson, TN
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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46
Investment Score
Buy
Cap Rate (Est.)
2.3%
Gross Yield
3.9%
P/R Ratio
15.8x
YoY Growth
-1.6%
Median Home Price
$269,900
Average Rent (1BR)
$866/mo
Median Income
$51,343
Population
68,262

Investment Breakdown

53
Value Score
34
Growth Score
33
Safety Score
63
Afford Score

Jackson has a price-to-rent ratio of 15.8x, which indicates buying is moderately favorable.

The estimated cap rate of 2.3% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -1.6% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $866
Annual Gross $10,392

Est. Monthly Expenses

Property Tax (~1.5%) -$337
Insurance (~0.5%) -$112
Maintenance (~1%) -$225
Est. Net Cash Flow $191/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Jackson Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$216K2027$240Kโ–ฒ 11.1%2028$250Kโ–ฒ 15.5%20232024Now
$262K$199K
Current
$270K
2026
Projected
$240K
โ†‘ 11.1% by 2027
Projected
$250K
โ†‘ 15.5% by 2028
5yr CAGR:+6.5%
Confidence:Moderate
Rยฒ:0.67
โ–ผ

Looking ahead to the 2026-2028 period, our Jackson housing market forecast suggests a period of normalization rather than dramatic shifts. After a five-year run-up of 38.2% (6.6% CAGR), the market is cooling, evidenced by a recent -2.3% price dip and a market temperature score of 59/100. With a median price of $216,193 and a price-to-rent ratio of 18.0xโ€”which mirrors the national averageโ€”the affordability argument for buying versus renting is currently neutral. This indicates that while prices aren't overextended relative to rental income, they aren't poised for the explosive growth seen in previous years either, as the local economy balances industrial strength with broader affordability pressures.

For prospective buyers asking "will Jackson home prices drop," the data points toward stability over decline. The risk grade remains a strong 'A', and days on market have settled at a reasonable 53 days, suggesting a balanced market rather than a fire sale. While the regional economy continues to be bolstered by manufacturing and logistics hubs, rising inventory could temper appreciation. However, the price range over the last five years ($156,483 โ€“ $221,626) shows a resilient floor, making significant crashes unlikely. The Jackson real estate Jackson 2027 landscape will likely be defined by modest single-digit growth, driven by continued population inflows seeking value compared to larger Tennessee metros, though higher borrowing costs may cap buyer enthusiasm.

Projected Cap Rate (2027)
2.7%
5yr CAGR
+6.5%

Job Market

Unemployment 3.3%
National avg: 3.7%
Job Growth (YoY) +2.5%

Healthcare

67
Score
Below Avg

Risk Factors

High Crime Area
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 95.8%
Months Supply 5.3
Price Drops 26%
Gone in 2 Wks 19%

Market Position

Affordability Below Avg
Safety Higher Risk

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Jackson.

Total ROI
-131%
on $53,980 invested
Annual ROI
NaN%
compounded
Total Return
-$70,957
appreciation + cashflow
Mo. Cash Flow
-$1,260
year 1 estimate
Equity Growth Over 5 Years
Y156kY259kY361kY464kY567k
Appreciation
$0
Cash Flow
-$70,957
Final Equity
$66,633

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Jackson

Property

Purchase Price$269,900
Monthly Rent$866
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,162
Monthly Cash Flow
-$13,943/ year
-25.8%
Cash-on-Cash
0.9%
Cap Rate

Monthly Breakdown

+ Rental Income$866
โˆ’ Mortgage (P&I)$1,365
โˆ’ Property Tax$270
โˆ’ Insurance$125
โˆ’ Maintenance$225
โˆ’ Vacancy Loss$43
= Net Cash Flow-$1,162

Investment Summary

Down Payment
$53,980
Loan Amount
$215,920
Total Monthly Expenses
$2,028
Gross Yield
3.9%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026