Lynn
Investment Analysis

Lynn, MA
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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50
Investment Score
Buy
Cap Rate (Est.)
2.6%
Gross Yield
4.3%
P/R Ratio
18.3x
YoY Growth
+1.3%
Median Home Price
$575,000
Average Rent (1BR)
$2,064/mo
Median Income
$73,723
Population
101,250

Investment Breakdown

45
Value Score
63
Growth Score
54
Safety Score
38
Afford Score

Lynn has a price-to-rent ratio of 18.3x, which indicates buying is moderately favorable.

The estimated cap rate of 2.6% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +1.3% indicates stable market conditions.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $2,064
Annual Gross $24,768

Est. Monthly Expenses

Property Tax (~1.5%) -$719
Insurance (~0.5%) -$240
Maintenance (~1%) -$479
Est. Net Cash Flow $627/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Lynn Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$564K2027$602Kโ–ฒ 6.6%2028$628Kโ–ฒ 11.3%20232024Now
$660K$460K
Current
$575K
2026
Projected
$602K
โ†‘ 6.6% by 2027
Projected
$628K
โ†‘ 11.3% by 2028
5yr CAGR:+5.4%
Confidence:High
Rยฒ:0.95
โ–ผ

Our Lynn housing market forecast for 2026-2028 suggests a period of consolidation rather than the rapid appreciation seen in prior years. With a median home price of $564,367 and a price-to-rent ratio of 20.3x, the market is showing signs of stretching compared to the national average. The recent 0.7% YoY price change indicates a significant cooling from a 5-year CAGR of 5.5%, signaling that affordability constraints are capping further gains. The market temperature of 68/100 remains healthy but is down from its feverish peaks, suggesting a more balanced environment for buyers and sellers heading into 2027.

For potential buyers asking "will Lynn home prices drop," the answer is nuanced. The area's strong Risk Grade: A and rapid 5-Year Price Change: 31.6% provide a solid price floor, preventing a crash despite the "RENT" verdict. However, with days on market at just 22, inventory remains tight. Economic growth in the Greater Boston area, particularly in the life sciences and tech corridors, will continue to support demand, but the primary driver for Lynn real estate Lynn 2027 will be affordability. As buyers are priced out of neighboring markets, Lynn's relative value will sustain activity, though price growth will likely remain modest, potentially lagging behind inflation.

Projected Cap Rate (2027)
2.5%
5yr CAGR
+5.4%

Job Market

Unemployment 3.5%
National avg: 3.7%
Job Growth (YoY) +1.0%

Healthcare

89
Score
Excellent

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 100.7%
Months Supply 1.8
Price Drops 18%
Gone in 2 Wks 33%

Market Position

Affordability Average
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Lynn.

Total ROI
-86%
on $115,000 invested
Annual ROI
-33%
compounded
Total Return
-$99,455
appreciation + cashflow
Mo. Cash Flow
-$2,476
year 1 estimate
Equity Growth Over 5 Years
Y1127kY2140kY3153kY4166kY5180k
Appreciation
$38,057
Cash Flow
-$137,512
Final Equity
$180,014

* Estimates based on 1.3% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Lynn

Property

Purchase Price$575,000
Monthly Rent$2,064
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,126
Monthly Cash Flow
-$25,511/ year
-22.2%
Cash-on-Cash
1.6%
Cap Rate

Monthly Breakdown

+ Rental Income$2,064
โˆ’ Mortgage (P&I)$2,908
โˆ’ Property Tax$575
โˆ’ Insurance$125
โˆ’ Maintenance$479
โˆ’ Vacancy Loss$103
= Net Cash Flow-$2,126

Investment Summary

Down Payment
$115,000
Loan Amount
$460,000
Total Monthly Expenses
$4,190
Gross Yield
4.3%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026