Deerfield Beach
Investment Analysis

Deerfield Beach, FL
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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42
Investment Score
Strong Buy
Cap Rate (Est.)
3.6%
Gross Yield
5.9%
P/R Ratio
10.9x
YoY Growth
-7.8%
Median Home Price
$327,000
Average Rent (1BR)
$1,621/mo
Median Income
$59,148
Population
87,322

Investment Breakdown

67
Value Score
0
Growth Score
54
Safety Score
38
Afford Score

Deerfield Beach has a price-to-rent ratio of 10.9x, which indicates buying is significantly better than renting.

The estimated cap rate of 3.6% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -7.8% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,621
Annual Gross $19,452

Est. Monthly Expenses

Property Tax (~1.5%) -$409
Insurance (~0.5%) -$136
Maintenance (~1%) -$273
Est. Net Cash Flow $804/mo

Price Forecast 2026–2028

🔮 Deerfield Beach Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$270K2027$321K 19.0%2028$334K 24.0%20232024Now
$351K$256K
Current
$327K
2026
Projected
$321K
19.0% by 2027
Projected
$334K
24.0% by 2028
5yr CAGR:+5.5%
Confidence:Low
R²:0.44

For those evaluating the Deerfield Beach housing market forecast through 2028, the data suggests a period of stabilization rather than dramatic swings. With a current median home price of $269,679 and a significant YoY Price Change: -7.5%, the recent cooldown appears to be correcting the frothy gains seen over the last half-decade, which still stand at a robust 5-Year Price Change: 32.5%. The local market temperature sits at a neutral 55/100, and with homes lingering for 66 Days on Market, buyers have regained some negotiating leverage absent in the post-pandemic frenzy. This moderation is likely a healthy response to broader interest rate pressures rather than a sign of structural weakness in the South Florida corridor.

When asking will Deerfield Beach home prices drop further, the affordability metrics provide a compelling counter-narrative. The Price-to-Rent Ratio: 12.3x remains well below the national avg: 18x, making the decision to buy rather than rent financially attractive for long-term residents. This relative value, combined with a Risk Grade: B+ and a consistent 5-Year CAGR: 5.7%, suggests that while short-term volatility is possible, the floor for prices is supported by strong rental demand. Continued migration to Broward County and the area's appeal as a coastal hub should underpin demand, though high insurance costs and property taxes remain headwinds that could cap appreciation rates.

Looking ahead to Deerfield Beach real estate Deerfield Beach 2027 and beyond, the outlook is one of modest, sustainable growth. The Buy/Rent Verdict: BUY rating indicates that current pricing offers an entry point for those looking to build equity, especially if interest rates stabilize or decline. However, this is not a market for speculative flipping; the Price Range (5yr): $203,458 – $304,186 indicates that gains will likely remain within historical norms rather than exponential spikes. Investors and homeowners should anticipate a balanced market where fundamentals—location, condition, and affordability—drive value more than speculative fervor, making Deerfield Beach a steady, albeit not explosive, bet for the 2026-2028 window.

Projected Cap Rate (2027)
3.7%
5yr CAGR
+5.5%

Job Market

Unemployment 3.2%
National avg: 3.7%
Job Growth (YoY) +3.5%

Healthcare

74
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin · 2026-01-31
Sale-to-List 94.3%
Months Supply 12.0
Price Drops 28%
Gone in 2 Wks 14%

Market Position

Affordability Average
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Deerfield Beach.

Total ROI
-77%
on $65,400 invested
Annual ROI
-25.4%
compounded
Total Return
-$50,323
appreciation + cashflow
Mo. Cash Flow
-$983
year 1 estimate
Equity Growth Over 5 Years
Y168kY271kY374kY477kY581k
Appreciation
$0
Cash Flow
-$50,323
Final Equity
$80,730

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Deerfield Beach

Property

Purchase Price$327,000
Monthly Rent$1,621
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$838
Monthly Cash Flow
-$10,056/ year
-15.4%
Cash-on-Cash
3.0%
Cap Rate

Monthly Breakdown

+ Rental Income$1,621
− Mortgage (P&I)$1,653
− Property Tax$327
− Insurance$125
− Maintenance$273
− Vacancy Loss$81
= Net Cash Flow-$838

Investment Summary

Down Payment
$65,400
Loan Amount
$261,600
Total Monthly Expenses
$2,459
Gross Yield
5.9%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026